Interest rates: How the rise affects you and your money

Date:

An average two-year fixed deal, which was 2.29% in November 2021, is now 5.28% – potentially a difference of hundreds of pounds each month in repayments for a typical borrower. However, rates are lower than their peak in the autumn, which would have been the most expensive time to take out a fixed deal.

\\n window.vjConfigObject = window.vjConfigObject || {};\\n window.vjConfigObject[‘newsspec-34996-mortgage-calculator-app’] = {\\\”js\\\”:true,\\\”output\\\”:{\\\”wrapper\\\”:\\\”embed\\\”},\\\”name\\\”:\\\”newsspec-34996-mortgage-calculator\\\”,\\\”version\\\”:\\\”1.0.0\\\”,\\\”urlToOutputDir\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator\\\”,\\\”assetsPath\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/assets/app-project-assets\\\”,\\\”includeName\\\”:\\\”app\\\”,\\\”language\\\”:\\\”english\\\”,\\\”languageCode\\\”:\\\”en\\\”,\\\”brandingVersion\\\”:\\\”3.1\\\”,\\\”brandingExtension\\\”:\\\”svg\\\”,\\\”loremText\\\”:[\\\”Lorem ipsum dolor sit amet, consectetur adipiscing elit. Integer a purus eu nisl porta aliquam. Morbi pharetra aliquet dolor a cursus. In auctor dolor a felis feugiat ultrices. Phasellus sagittis aliquet mattis. Etiam turpis neque, auctor a pulvinar a, vestibulum consequat ante. Morbi ut dui eget sapien vulputate viverra. Curabitur luctus malesuada nunc.\\\”,\\\”Nullam gravida erat ut porttitor sollicitudin. Aliquam feugiat odio rutrum arcu tincidunt vehicula. Donec nec dolor rhoncus, consectetur metus eget, consectetur enim. Duis euismod, arcu non efficitur porta, nibh eros viverra risus, ac gravida lorem ex in dui. Morbi pulvinar varius erat, quis facilisis ligula mollis vel. Nulla efficitur augue quam, ac aliquet mi ornare vitae. In ornare nisl eget tortor aliquam consectetur id nec lorem. Pellentesque massa dolor, placerat ac risus a, aliquam rhoncus nulla.\\\”,\\\”Ut et suscipit enim. Nam aliquam porttitor sapien elementum mollis. In quis turpis ante. Morbi et ex aliquam, ornare neque sit amet, porttitor est. Quisque eleifend consequat turpis. Curabitur ultrices luctus quam, et dapibus quam bibendum non. Praesent facilisis augue magna, eu volutpat nibh gravida et. Cras pulvinar, ligula vel consectetur molestie, lorem eros euismod arcu, sed condimentum leo metus efficitur ante. Duis eu diam semper, hendrerit est porta, tincidunt odio. Maecenas sagittis justo lacus, ac varius est dictum sit amet. Nam vitae turpis dignissim, tincidunt felis sit amet, dignissim sapien. Integer et iaculis ex. Sed rhoncus elit vitae massa facilisis venenatis.\\\”,\\\”Curabitur lorem ligula, aliquet id lorem ut, molestie consequat sem. Donec sit amet lacus sagittis, gravida nunc a, volutpat elit. Nullam elementum, leo sed gravida euismod, enim leo venenatis dolor, eget consequat nisi nisl vel tortor. Ut hendrerit non justo nec porttitor. Aenean et dolor laoreet augue vulputate commodo ac ut turpis. Morbi luctus lacinia felis at pellentesque. Interdum et malesuada fames ac ante ipsum primis in faucibus. Nullam tristique faucibus mauris, sed volutpat ante consequat nec. Proin fermentum vehicula tortor, sed bibendum lectus volutpat ac. Cras dignissim elit id aliquam consectetur.\\\”],\\\”metaCSP\\\”:\\\”default-src ‘none’;script-src ‘unsafe-inline’ ‘self’ *.local.bbc.co.uk:* news.files.bbci.co.uk news.test.files.bbci.co.uk assets.wearehearken.com cdn.syndication.twimg.com connect.facebook.net emp.bbci.co.uk ems.wearehearken.com modules.wearehearken.com mybbcanalytics.files.bbci.co.uk nav.files.bbci.co.uk news.files.bbci.co.uk news.test.files.bbci.co.uk platform.twitter.com public.flourish.studio static.bbc.co.uk static.bbci.co.uk static.files.bbci.co.uk static.chartbeat.com static2.chartbeat.com www.bbc.co.uk www.instagram.com www.ons.gov.uk gnwebassets.api.bbc.com www.googleanalytics.com static.files.bbci.co.uk static.test.files.bbci.co.uk;img-src ‘self’ c.files.bbci.co.uk data: https://a1.api.bbc.co.uk i.ytimg.com ichef.bbci.co.uk logws1363.atihost.net logws1363.ati-host.net news.bbcimg.co.uk news.files.bbci.co.uk news.test.files.bbci.co.uk newsimg.bbc.co.uk pbs.twimg.com ping.chartbeat.net platform.twitter.com r.bbci.co.uk syndication.twitter.com ton.twimg.com www.googleanalytics.com static.files.bbci.co.uk;font-src gel.files.bbci.co.uk static.bbci.co.uk static.files.bbci.co.uk news.files.bbci.co.uk news.test.files.bbci.co.uk wsdownloads.files.bbci.co.uk;style-src ‘self’ ‘unsafe-inline’ *.local.bbc.co.uk:* cdn.riddle.com flo.uri.sh news.files.bbci.co.uk news.test.files.bbci.co.uk platform.twitter.com static.bbc.co.uk static.bbci.co.uk static.files.bbci.co.uk ton.twimg.com www.riddle.com;frame-src ‘self’ *.local.bbc.co.uk:* bbc001.carto.com bbc003.carto.com bbc-maps.carto.com cdn.riddle.com chartbeat.com emp.bbc.co.uk emp.bbc.com flo.uri.sh news.files.bbci.co.uk news.test.files.bbci.co.uk static.files.bbci.co.uk static.test.files.bbci.co.uk personaltaxcalculator2.deloittecloud.co.uk platform.twitter.com public.flourish.studio static2.chartbeat.com syndication.twitter.com web.facebook.com www.bbc.co.uk www.facebook.com www.instagram.com www.ons.gov.uk www.riddle.com www.youtube.com;object-src ‘none’;worker-src ‘self’ blob:;manifest-src static.files.bbci.co.uk;connect-src ‘self’ cookieoven.api.bbc.co.uk cookieoven.api.bbc.com ems.wearehearken.com https://*.local.bbc.co.uk:* https://a1.api.bbc.co.uk https://mybbc-analytics.files.bbci.co.uk idcta.api.bbc.co.uk locator-service.api.bbci.co.uk logws1363.ati-host.net logws1363.atihost.net modules.wearehearken.com mybbcanalytics.files.bbci.co.uk news.files.bbci.co.uk news.test.files.bbci.co.uk platform.twitter.com search.api.bbci.co.uk search.api.bbci.com static.files.bbci.co.uk static.test.files.bbci.co.uk wss://*.local.bbc.co.uk:* www.bbc.co.uk www.bbc.com www.googleanalytics.com;child-src blob:;base-uri ‘none’;form-action ‘self’ platform.twitter.com syndication.twitter.com;upgrade-insecure-requests\\\”,\\\”textDirection\\\”:\\\”ltr\\\”,\\\”serviceName\\\”:\\\”news\\\”,\\\”serviceNameNative\\\”:\\\”News\\\”,\\\”AtiSiteIdTest\\\”:598286,\\\”AtiSiteIdLive\\\”:598285,\\\”AtiSiteStringTest\\\”:\\\”news_ps_test\\\”,\\\”AtiSiteStringLive\\\”:\\\”news_ps\\\”,\\\”AtiSiteStringExtraUkTest\\\”:\\\”gnl_news_test\\\”,\\\”AtiSiteStringExtraUkLive\\\”:\\\”gnl_news\\\”,\\\”AtiProducerString\\\”:\\\”news\\\”,\\\”AtiProducerId\\\”:64,\\\”AllowsAtiDeviceTracking\\\”:true,\\\”vocab\\\”:{\\\”embed_header\\\”:\\\”How much could my mortgage go up by?\\\”,\\\”embed_no-js\\\”:\\\”A modern browser with JavaScript and a stable internet connection is required to view this interactive.\\\”,\\\”\\\”:\\\”\\\”,\\\”form_input_1\\\”:\\\”How much are you borrowing?\\\”,\\\”info_button_aria_label_1\\\”:\\\”More info on borrowing\\\”,\\\”form_format_1\\\”:\\\”£\\\”,\\\”form_default_1\\\”:\\\”160000\\\”,\\\”form_placeholder_1\\\”:\\\”160,000\\\”,\\\”form_step_1\\\”:\\\”1000\\\”,\\\”form_min_1\\\”:\\\”0\\\”,\\\”form_max_1\\\”:\\\”10000000\\\”,\\\”form_input_2\\\”:\\\”How long will you take to pay it back?\\\”,\\\”info_button_aria_label_2\\\”:\\\”More info on repayment periods\\\”,\\\”form_format_2\\\”:\\\”years\\\”,\\\”form_default_2\\\”:\\\”20\\\”,\\\”form_placeholder_2\\\”:\\\”20\\\”,\\\”form_step_2\\\”:\\\”1\\\”,\\\”form_min_2\\\”:\\\”1\\\”,\\\”form_max_2\\\”:\\\”50\\\”,\\\”form_input_begin_radio\\\”:\\\”ignore\\\”,\\\”form_radio_label\\\”:\\\”What is your current…\\\”,\\\”info_button_aria_label_3\\\”:\\\”More info on interest rates\\\”,\\\”form_radio_input_1\\\”:\\\”interest rate\\\”,\\\”form_radio_format_1\\\”:\\\”%\\\”,\\\”form_radio_default_1\\\”:\\\”2.00\\\”,\\\”form_radio_placeholder_1\\\”:\\\”2.00\\\”,\\\”form_radio_step_1\\\”:\\\”0.10\\\”,\\\”form_radio_min_1\\\”:\\\”0.50\\\”,\\\”form_radio_max_1\\\”:\\\”10.50\\\”,\\\”form_radio_input_2\\\”:\\\”monthly payment\\\”,\\\”form_radio_format_2\\\”:\\\”£\\\”,\\\”form_radio_default_2\\\”:\\\”809\\\”,\\\”form_radio_placeholder_2\\\”:\\\”809\\\”,\\\”form_radio_step_2\\\”:\\\”10\\\”,\\\”form_radio_min_2\\\”:\\\”0\\\”,\\\”form_radio_max_2\\\”:\\\”10000\\\”,\\\”form_input_3\\\”:\\\”Choose an interest rate to compare with…\\\”,\\\”form_format_3\\\”:\\\”%\\\”,\\\”form_default_3\\\”:\\\”5.00\\\”,\\\”form_placeholder_3\\\”:\\\”5.00\\\”,\\\”form_step_3\\\”:\\\”0.10\\\”,\\\”form_min_3\\\”:\\\”0.10\\\”,\\\”form_max_3\\\”:\\\”100.00\\\”,\\\”form_button–calculate\\\”:\\\”Calculate\\\”,\\\”form_button–calculate-again\\\”:\\\”Calculate again\\\”,\\\”form_label_increase\\\”:\\\”increase\\\”,\\\”form_label_decrease\\\”:\\\”decrease\\\”,\\\”form_result__compare-results\\\”:\\\”At this rate, your payments could change by…\\\”,\\\”form_result__increase\\\”:\\\”monthly change\\\”,\\\”form_result__to\\\”:\\\”to\\\”,\\\”form_result__total\\\”:\\\”monthly total\\\”,\\\”form_result__monthly-estimate–repayment\\\”:\\\”We estimate your monthly repayments are £{{estimates-value}}.\\\”,\\\”form_result__monthly-estimate–interest\\\”:\\\”We estimate your interest rate is {{estimates-value}}%.\\\”,\\\”form_result__calculation-error\\\”:\\\”The information you provided on your monthly payments would not be sufficient to pay off your mortgage within the number of years given.\\\”,\\\”form_result__offscreen\\\”:\\\”At this rate, your monthly payments could change by {{var1}} pounds. This would be a monthly total of {{var2}} pounds.\\\”,\\\”info_input_1\\\”:\\\”If you have an existing mortgage enter the outstanding balance left to pay. If not, enter the total you are looking to borrow.\\\”,\\\”info_input_2\\\”:\\\”If you have an existing mortgage enter the total number of years remaining. If not, enter the total number of years you are looking to borrow over.\\\”,\\\”info_radio_interest\\\”:\\\”For those with a mortgage enter the rate for your current fixed term. For those without a mortgage enter an interest rate from another source, such as a bank’s mortgage rate calculator.\\\”,\\\”info_radio_monthly\\\”:\\\”For those with a mortgage enter the amount you pay for per month. For those without a mortgage enter the amount you would be paying.\\\”,\\\”disclaimer_1\\\”:\\\”This calculator does not constitute financial advice. It is based on a standard mortgage repayment formula based on the mortgage size and length and a fixed interest rate. It should be used as a guide only and does not represent the suitability, eligibility or availability of mortgage offers for users. For exact figures, users will need to approach an official mortgage lender.\\\”,\\\”disclaimer_2\\\”:\\\”Interest rates fluctuate based on the Bank of England’s base rate and market conditions.\\\”},\\\”outputs\\\”:[{\\\”wrapper\\\”:\\\”embed\\\”},{\\\”wrapper\\\”:\\\”core\\\”},{\\\”wrapper\\\”:\\\”envelope\\\”},{\\\”wrapper\\\”:\\\”amp\\\”},{\\\”wrapper\\\”:\\\”news-app\\\”},{\\\”wrapper\\\”:\\\”syndication\\\”,\\\”photoCaption\\\”:\\\”\\\”,\\\”photoURL\\\”:\\\”\\\”,\\\”hyperlinkCallToAction\\\”:\\\”Click here to see the BBC interactive\\\”},{\\\”wrapper\\\”:\\\”facebook\\\”,\\\”height\\\”:960,\\\”withMargins\\\”:\\\”yes\\\”},{\\\”wrapper\\\”:\\\”applenews\\\”,\\\”photoCaption\\\”:\\\”\\\”,\\\”photoURL\\\”:\\\”\\\”,\\\”hyperlinkCallToAction\\\”:\\\”Click or tap here to see interactive content\\\”}],\\\”usesAppJs\\\”:true,\\\”autoFixLintingErrors\\\”:false,\\\”polyfill\\\”:false,\\\”dynamicImports\\\”:true,\\\”dynamicPolyfills\\\”:[\\\”core-js/modules/es.promise\\\”,\\\”core-js/modules/es.array.iterator\\\”,\\\”core-js/modules/es.array.filter\\\”,\\\”core-js/modules/es.array.from\\\”,\\\”core-js/modules/es.array.map\\\”,\\\”core-js/modules/es.array.reduce\\\”,\\\”core-js/modules/es.object.assign\\\”,\\\”core-js/modules/es.object.entries\\\”,\\\”core-js/modules/es.object.from-entries\\\”,\\\”core-js/modules/es.object.keys\\\”,\\\”core-js/modules/es.object.values\\\”],\\\”reactProject\\\”:false,\\\”failFast\\\”:false,\\\”includePath\\\”:{\\\”responsive\\\”:true,\\\”newsapps\\\”:true,\\\”app-image\\\”:\\\”https://news.files.bbci.co.uk/include/vjassets/img/app-launcher.png\\\”,\\\”app-clickable\\\”:true,\\\”amp-clickable\\\”:true,\\\”amp-image-height\\\”:360,\\\”amp-image-width\\\”:640,\\\”amp-image\\\”:\\\”https://news.files.bbci.co.uk/include/vjassets/img/app-launcher.png\\\”,\\\”app-image-alt-text\\\”:\\\”Click or tap here to see interactive content\\\”},\\\”languages\\\”:[\\\”english\\\”],\\\”destinationSection\\\”:{\\\”english\\\”:\\\”uk\\\”},\\\”uncompressedAppBudget\\\”:\\\”(1024 * 1000) * 0.5\\\”,\\\”meta\\\”:{\\\”title\\\”:{\\\”english\\\”:\\\”\\\”},\\\”images\\\”:[{\\\”thumbnail\\\”:\\\”\\\”}],\\\”hasBeenDeployed\\\”:false,\\\”publication_date\\\”:null,\\\”publication_date_iso\\\”:null,\\\”last_modified\\\”:null,\\\”last_modified_iso\\\”:null,\\\”data_last_modified\\\”:null,\\\”data_last_modified_iso\\\”:null,\\\”keywords\\\”:[\\\”vj\\\”,\\\”visual-journalism\\\”,\\\”visualjournalism\\\”,\\\”visual journalism\\\”],\\\”locations\\\”:{\\\”regions\\\”:[]}},\\\”defaultPort\\\”:1031,\\\”usedPort\\\”:1031,\\\”generateForMozart\\\”:true,\\\”hasGithubRepo\\\”:true,\\\”bespokeOrbitCacheTTL\\\”:false,\\\”shouldAllowDeviceTracking\\\”:true,\\\”shadowDom\\\”:true,\\\”generator\\\”:\\\”basic-project\\\”,\\\”projectNamespace\\\”:\\\”newsspec-34996-mortgage-calculator\\\”,\\\”generatorVersion\\\”:\\\”10.1.4\\\”,\\\”projectName\\\”:\\\”newsspec-34996-mortgage-calculator\\\”,\\\”outputDir\\\”:\\\”include/newsspec/34996-mortgage-calculator\\\”,\\\”optimiseImagesOnEveryBuild\\\”:false,\\\”includes\\\”:{\\\”app\\\”:{\\\”uuid\\\”:\\\”8236f762-98ef-4d6c-8a5f-b612687454f8\\\”}},\\\”pathToWrapperAssets\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/assets/embed\\\”,\\\”pathToInclude\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/english/app/embed\\\”,\\\”pathToWrapperAssetsToInclude\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/english/app/embed\\\”};\\n\\u003c/script>\\n\\u003clink rel=\\\”stylesheet\\\” href=\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/assets/embed/css/inline.css??v=1.0.0.202305101619\\\”>\\n\\u003cdiv id=\\\”responsive-embed-newsspec-34996-mortgage-calculator-app\\\” class=\\\”bbc-news-vj-embed-wrapper\\\”>\\n \\u003cdiv id=\\\”responsive-embed-newsspec-34996-mortgage-calculator-app-core-content\\\”>\\n \\u003cnoscript>\\n \\u003cp>A modern browser with JavaScript and a stable internet connection is required to view this interactive.\\u003c/p>\\n \\u003c/noscript>\\n \\u003cdiv class=\\\”mortgage-calc__content-container\\\” style=\\\”display:none;\\\”>\\n \\u003ch2 id=\\\”lookup-header\\\”>How much could my mortgage go up by?\\u003c/h2>\\n \\u003cform id=\\\”mortgage-calc\\\” class=\\\”width-restrict\\\” aria-label=\\\”How much could my mortgage go up by?\\\”>\\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clabel class=\\\”label__input \\\” for=\\\”form_input_1\\\”>How much are you borrowing?\\u003c/label>\\n \\u003cbutton class=\\\”label__info-btn\\\” data-id=\\\”info-button-1\\\” aria-label=\\\”More info on borrowing\\\”>\\u003c/button>\\n \\u003cdiv class=\\\”info-box info-button-1\\\”>\\n \\u003cdiv class=\\\”info-box__text info-button-1\\\”>If you have an existing mortgage enter the outstanding balance left to pay. If not, enter the total you are looking to borrow.\\u003c/div>\\n \\u003c/div>\\n \\u003c/div>\\n \\n \\u003cdiv class=\\\”input__container \\\”>\\n \\u003cinput id=\\\”form_input_1\\\”\\n name=\\\”form_input_1\\\” \\n type=\\\”number\\\”\\n value=\\\”160000\\\”\\n min=\\\”0\\\” \\n max=\\\”10000000\\\”\\n data-default=\\\”160000\\\”\\n step=\\\”any\\\”\\n required=\\\”required\\\”\\n >\\n \\n \\u003cdiv class=\\\”input__btn-container\\\”>\\n \\u003cbutton class=\\\”input__btn-increment\\\” data-direction=\\\”increment\\\” data-key=\\\”form_input_1\\\” aria-label=\\\”increase £\\\”>\\u003c/button>\\n \\u003cbutton class=\\\”input__btn-decrement\\\” data-direction=\\\”decrement\\\” data-key=\\\”form_input_1\\\” aria-label=\\\”decrease £\\\”>\\u003c/button>\\n \\u003c/div>\\n \\u003cspan class=\\\”input__number-format\\\” aria-hidden=\\\”true\\\”>£\\u003c/span>\\n \\u003c/div>\\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clabel class=\\\”label__input \\\” for=\\\”form_input_2\\\”>How long will you take to pay it back?\\u003c/label>\\n \\u003cbutton class=\\\”label__info-btn\\\” data-id=\\\”info-button-2\\\” aria-label=\\\”More info on repayment periods\\\”>\\u003c/button>\\n \\u003cdiv class=\\\”info-box info-button-2\\\”>\\n \\u003cdiv class=\\\”info-box__text info-button-2\\\”>If you have an existing mortgage enter the total number of years remaining. If not, enter the total number of years you are looking to borrow over.\\u003c/div>\\n \\u003c/div>\\n \\u003c/div>\\n \\n \\u003cdiv class=\\\”input__container \\\”>\\n \\u003cinput id=\\\”form_input_2\\\”\\n name=\\\”form_input_2\\\” \\n type=\\\”number\\\”\\n value=\\\”20\\\”\\n min=\\\”1\\\” \\n max=\\\”50\\\”\\n data-default=\\\”20\\\”\\n step=\\\”any\\\”\\n required=\\\”required\\\”\\n >\\n \\n \\u003cdiv class=\\\”input__btn-container\\\”>\\n \\u003cbutton class=\\\”input__btn-increment\\\” data-direction=\\\”increment\\\” data-key=\\\”form_input_2\\\” aria-label=\\\”increase years\\\”>\\u003c/button>\\n \\u003cbutton class=\\\”input__btn-decrement\\\” data-direction=\\\”decrement\\\” data-key=\\\”form_input_2\\\” aria-label=\\\”decrease years\\\”>\\u003c/button>\\n \\u003c/div>\\n \\u003cspan class=\\\”input__number-format\\\” aria-hidden=\\\”true\\\”>years\\u003c/span>\\n \\u003c/div>\\n \\u003cdiv class=\\\”radio__container\\\”>\\n \\u003cfieldset>\\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clegend class=\\\”label__input\\\”>What is your current…\\u003c/legend>\\n \\u003cbutton class=\\\”label__info-btn\\\” data-id=\\\”info-button-3\\\” aria-label=\\\”More info on interest rates\\\”>\\u003c/button>\\n \\u003cdiv class=\\\”info-box info-button-3\\\”>\\n \\u003cdiv class=\\\”info-box__text\\\”>For those with a mortgage enter the rate for your current fixed term. For those without a mortgage enter an interest rate from another source, such as a bank’s mortgage rate calculator.\\u003c/div>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003cdiv class=\\\”radio__group\\\”>\\n \\u003cdiv class=\\\”input-container\\\”>\\n \\u003cinput class=\\\”radio-input\\\” type=\\\”radio\\\” id=\\\”interest\\\” name=\\\”format-selector\\\” value=\\\”interest\\\” checked=\\\”true\\\”>\\n \\u003clabel for=\\\”interest\\\”>interest rate\\u003c/label>\\n \\u003c/div>\\n \\u003cdiv class=\\\”input-container\\\”>\\n \\u003cinput class=\\\”radio-input\\\” type=\\\”radio\\\” id=\\\”monthly\\\” name=\\\”format-selector\\\” value=\\\”monthly\\\”>\\n \\u003clabel for=\\\”monthly\\\”>monthly payment\\u003c/label>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003c/fieldset>\\n \\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clabel class=\\\”label__input off-screen\\\” for=\\\”form_radio_input_1\\\”>interest rate\\u003c/label>\\n \\u003c/div>\\n \\n \\u003cdiv class=\\\”input__container input__container–radio\\\”>\\n \\u003cinput id=\\\”form_radio_input_1\\\”\\n name=\\\”form_radio_input_1\\\” \\n type=\\\”number\\\”\\n value=\\\”2.00\\\”\\n min=\\\”0.50\\\” \\n max=\\\”10.50\\\”\\n data-default=\\\”2.00\\\”\\n step=\\\”any\\\”\\n required=\\\”required\\\”\\n >\\n \\n \\u003cdiv class=\\\”input__btn-container\\\”>\\n \\u003cbutton class=\\\”input__btn-increment\\\” data-direction=\\\”increment\\\” data-key=\\\”form_radio_input_1\\\” aria-label=\\\”increase %\\\”>\\u003c/button>\\n \\u003cbutton class=\\\”input__btn-decrement\\\” data-direction=\\\”decrement\\\” data-key=\\\”form_radio_input_1\\\” aria-label=\\\”decrease %\\\”>\\u003c/button>\\n \\u003c/div>\\n \\u003cspan class=\\\”input__number-format\\\” aria-hidden=\\\”true\\\”>%\\u003c/span>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clabel class=\\\”label__input \\\” for=\\\”form_input_3\\\”>Choose an interest rate to compare with…\\u003c/label>\\n \\u003c/div>\\n \\n \\u003cdiv class=\\\”input__container \\\”>\\n \\u003cinput id=\\\”form_input_3\\\”\\n name=\\\”form_input_3\\\” \\n type=\\\”number\\\”\\n value=\\\”5.00\\\”\\n min=\\\”0.10\\\” \\n max=\\\”100.00\\\”\\n data-default=\\\”5.00\\\”\\n step=\\\”any\\\”\\n required=\\\”required\\\”\\n >\\n \\n \\u003cdiv class=\\\”input__btn-container\\\”>\\n \\u003cbutton class=\\\”input__btn-increment\\\” data-direction=\\\”increment\\\” data-key=\\\”form_input_3\\\” aria-label=\\\”increase %\\\”>\\u003c/button>\\n \\u003cbutton class=\\\”input__btn-decrement\\\” data-direction=\\\”decrement\\\” data-key=\\\”form_input_3\\\” aria-label=\\\”decrease %\\\”>\\u003c/button>\\n \\u003c/div>\\n \\u003cspan class=\\\”input__number-format\\\” aria-hidden=\\\”true\\\”>%\\u003c/span>\\n \\u003c/div>\\n \\u003cinput class=\\\”submit-btn\\\” type=\\\”submit\\\” value=\\\”Calculate\\\” />\\n \\u003c/form>\\n \\u003cdiv class=\\\”results__container–figures\\\” aria-hidden=\\\”true\\\”>\\n \\u003cdiv class=\\\”width-restrict\\\”>\\n \\u003cp class=\\\”results__para\\\”>At this rate, your payments could change by…\\u003c/p>\\n \\u003cdiv class=\\\”results__figures\\\”>\\n \\u003cp class=\\\”results__figure results__figure–monthly-increase\\\”>\\u003cspan class=\\\”figure\\\”>\\u003c/span>\\n monthly change\\u003c/p>\\n \\u003cp class=\\\”results__figure–to\\\”>to\\u003c/p>\\n \\u003cp class=\\\”results__figure results__figure–monthly-total\\\”>\\u003cspan class=\\\”figure\\\”>\\u003c/span>\\n monthly total\\u003c/p>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003cp class=\\\”results–off-screen off-screen\\\”>\\u003c/p>\\n \\u003cdiv class=\\\”results__container–repayment-estimate\\\”>\\n \\u003cp class=\\\”results__estimate width-restrict\\\”>\\u003c/p>\\n \\u003c/div>\\n \\u003cdiv class=\\\”results__container–error\\\”>\\n \\u003cp class=\\\”results__error\\\”>The information you provided on your monthly payments would not be sufficient to pay off your mortgage within the number of years given.\\u003c/p>\\n \\u003c/div>\\n \\u003cdiv class=\\\”disclaimer\\\”>\\n \\u003cp class=\\\”disclaimer-para\\\”>This calculator does not constitute financial advice. It is based on a standard mortgage repayment formula based on the mortgage size and length and a fixed interest rate. It should be used as a guide only and does not represent the suitability, eligibility or availability of mortgage offers for users. For exact figures, users will need to approach an official mortgage lender.\\u003c/p>\\n \\u003cp class=\\\”disclaimer-para\\\”>Interest rates fluctuate based on the Bank of England’s base rate and market conditions.\\u003c/p>\\n \\u003c/div>\\u003c/div>\\n \\u003c/div>\\n\\u003c/div>\\n\\u003cstyle id=\\\”responsive-embed-newsspec-34996-mortgage-calculator-app-inline-css\\\”>\\n @-moz-keyframes gel-spin{0%{-moz-transform:rotate(0deg)}100%{-moz-transform:rotate(360deg)}}@-webkit-keyframes gel-spin{0%{-webkit-transform:rotate(0deg)}100%{-webkit-transform:rotate(360deg)}}@-ms-keyframes gel-spin{0%{-ms-transform:rotate(0deg)}100%{-ms-transform:rotate(360deg)}}@keyframes gel-spin{0%{transform:rotate(0deg)}100%{transform:rotate(360deg)}}.bbc-news-visual-journalism-loading-spinner{display:block;margin:8px auto;width:32px;height:32px;max-width:32px;fill:#323232;-webkit-animation-name:gel-spin;-webkit-animation-duration:1s;-webkit-animation-iteration-count:infinite;-webkit-animation-timing-function:linear;-moz-animation-name:gel-spin;-moz-animation-duration:1s;-moz-animation-iteration-count:infinite;-moz-animation-timing-function:linear;animation-name:gel-spin;animation-duration:1s;animation-iteration-count:infinite;animation-timing-function:linear}\\n@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Rg.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Rg.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_It.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_It.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-weight:bold;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Bd.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Bd.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;font-weight:bold;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_BdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_BdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-weight:300;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Lt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Lt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;font-weight:300;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_LtIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_LtIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-weight:500;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Md.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Md.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;font-weight:500;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_MdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_MdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-weight:800;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_ExBd.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_ExBd.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;font-weight:800;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_ExBdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_ExBdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Rg.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Rg.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_It.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_It.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-weight:bold;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Bd.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Bd.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;font-weight:bold;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_BdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_BdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-weight:300;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Lt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Lt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;font-weight:300;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_LtIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_LtIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-weight:500;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Md.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Md.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;font-weight:500;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_MdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_MdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-weight:800;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_ExBd.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_ExBd.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;font-weight:800;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_ExBdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_ExBdIt.woff\\\”) format(\\\”woff\\\”)}\\n\\n\\u003c/style>\\n\\n\\u003cscript>\\n (function(){\\n\\nfunction cutsTheMustard() {\\n return (\\n document.implementation.hasFeature(‘http://www.w3.org/TR/SVG11/feature#BasicStructure’, ‘1.1’) &&\\n ‘querySelector’ in document &&\\n ‘localStorage’ in window &&\\n ‘addEventListener’ in window &&\\n ‘MutationObserver’ in window // not supported in IE9 & IE10\\n );\\n}\\n\\n if (cutsTheMustard()) {\\n function initEmbed() {\\n require([‘https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/assets/embed/js/embed-init.js??v=1.0.0.202305101619’], function (initFullFatApplication) {\\n initFullFatApplication(vjConfigObject[‘newsspec-34996-mortgage-calculator-app’]);\\n });\\n }\\n\\n if (typeof require === ‘undefined’) {\\n var headTag = document.getElementsByTagName(‘head’)[0],\\n requireTag = document.createElement(‘script’);\\n requireTag.type=”text/javascript”;\\n requireTag.src=”https://news.files.bbci.co.uk/include/vjassets/js/vendor/require-2.1.20b.min.js”;\\n requireTag.onload = initEmbed;\\n headTag.appendChild(requireTag);\\n } else {\\n initEmbed();\\n }\\n\\n }\\n else if (window.require) {\\n require([‘istats-1’], function (istats) {\\n istats.log(‘browser does not cut the mustard’, ‘newsspec-nonuser’);\\n });\\n } })();\\n\\u003c/script>\\n\”}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”If you can’t see the calculator, click here.\”,\”blocks\”:[{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”If you can’t see the calculator, click here.\”,\”locator\”:\”https://www.bbc.co.uk/news/business-63474582\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”If you can’t see the calculator, click here.\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Credit cards and loans\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Credit cards and loans\”,\”attributes\”:[\”bold\”]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Bank of England interest rates also influence the amount charged on things such as credit cards, bank loans and car loans. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Bank of England interest rates also influence the amount charged on things such as credit cards, bank loans and car loans. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Even ahead of this decision, the average annual interest rate in March was 21.07% on bank overdrafts and 20.29% on credit cards.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Even ahead of this decision, \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”the average annual interest rate in March\”,\”locator\”:\”https://www.bankofengland.co.uk/statistics/money-and-credit/2023/march-2023\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”the average annual interest rate in March\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\” was 21.07% on bank overdrafts and 20.29% on credit cards.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Lenders could decide to put prices up further, if they expect higher interest rates in the future.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Lenders could decide to put prices up further, if they expect higher interest rates in the future.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”image\”,\”model\”:{\”caption\”:{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Low interest rates are good for borrowers, but bad for savers\”,\”attributes\”:[]}}]}},\”image\”:{\”alt\”:\”Woman with computer and piggy bank\”,\”copyright\”:\”.\”,\”height\”:549,\”width\”:976,\”src\”:\”https://ichef.bbci.co.uk/news/976/cpsprodpb/0B4B/production/_110019820_onlinesave_getty.jpg\”,\”srcSet\”:\”https://ichef.bbci.co.uk/news/240/cpsprodpb/0B4B/production/_110019820_onlinesave_getty.jpg.webp 240w, https://ichef.bbci.co.uk/news/320/cpsprodpb/0B4B/production/_110019820_onlinesave_getty.jpg.webp 320w, https://ichef.bbci.co.uk/news/480/cpsprodpb/0B4B/production/_110019820_onlinesave_getty.jpg.webp 480w, https://ichef.bbci.co.uk/news/624/cpsprodpb/0B4B/production/_110019820_onlinesave_getty.jpg.webp 624w, https://ichef.bbci.co.uk/news/800/cpsprodpb/0B4B/production/_110019820_onlinesave_getty.jpg.webp 800w, https://ichef.bbci.co.uk/news/976/cpsprodpb/0B4B/production/_110019820_onlinesave_getty.jpg.webp 976w\”,\”mimeType\”:\”image/webp\”,\”fallbackSrcSets\”:[{\”mimeType\”:\”image/jpeg\”,\”srcSet\”:\”https://ichef.bbci.co.uk/news/240/cpsprodpb/0B4B/production/_110019820_onlinesave_getty.jpg 240w, https://ichef.bbci.co.uk/news/320/cpsprodpb/0B4B/production/_110019820_onlinesave_getty.jpg 320w, https://ichef.bbci.co.uk/news/480/cpsprodpb/0B4B/production/_110019820_onlinesave_getty.jpg 480w, https://ichef.bbci.co.uk/news/624/cpsprodpb/0B4B/production/_110019820_onlinesave_getty.jpg 624w, https://ichef.bbci.co.uk/news/800/cpsprodpb/0B4B/production/_110019820_onlinesave_getty.jpg 800w, https://ichef.bbci.co.uk/news/976/cpsprodpb/0B4B/production/_110019820_onlinesave_getty.jpg 976w\”}]}}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Savings\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Savings\”,\”attributes\”:[\”bold\”]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Individual banks and building societies usually pass on interest rate rises to customers. The deals being offered now are better than anything seen for years.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Individual banks and building societies usually pass on interest rate rises to customers. The deals being offered now are \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”better than anything seen for years\”,\”locator\”:\”https://www.bbc.co.uk/news/business-64399663\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”better than anything seen for years\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Analysts say that people should shop around for a better savings rate, with many paid little or nothing in interest in many accounts. Major banks have been under pressure from MPs to pass on rate rises.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Analysts say that people should shop around for a better savings rate, with many paid little or nothing in interest in many accounts. Major banks have been under pressure from MPs to pass on rate rises.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”But although this means savers get a higher return on their money, interest rates are not keeping up with rising prices. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”But although this means savers get a higher return on their money, interest rates are not keeping up with rising prices. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”This means the value of cash savings – its buying power – is falling in real terms. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”This means the value of cash savings – its buying power – is falling in real terms. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”subheadline\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Why does increasing interest rates help lower inflation?\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Why does increasing interest rates help lower inflation?\”,\”attributes\”:[]}}]}}]}}],\”level\”:2,\”fontScale\”:\”headlineSmall\”,\”id\”:\”Why-does-increasing-interest-rates-help-lower-inflation\”,\”isFocusable\”:true}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The Bank has been putting rates up to combat rising prices – known as inflation.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The Bank has been putting rates up to combat \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”rising prices – known as inflation\”,\”locator\”:\”https://www.bbc.co.uk/news/business-12196322\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”rising prices – known as inflation\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Prices have been going up quickly worldwide, as Covid restrictions eased and consumers spent more. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Prices have been going up quickly worldwide, as Covid restrictions eased and consumers spent more. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Many firms have experienced problems getting enough goods to sell. There have been problems in the UK recently with shortages of fresh food. And with more buyers chasing too few goods, prices have increased. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Many firms have experienced problems getting enough goods to sell. There have been problems in the UK recently with shortages of fresh food. And with more buyers chasing too few goods, prices have increased. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Oil and gas costs were higher than they had been – a problem made worse by Russia’s invasion of Ukraine. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Oil and gas costs were higher than they had been – a problem made worse by Russia’s invasion of Ukraine. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Raising interest rates helps to control inflation by making it more expensive to borrow money. This encourages people to borrow less and spend less, and to save more. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Raising interest rates helps to control inflation by making it more expensive to borrow money. This encourages people to borrow less and spend less, and to save more. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”However, it is a tough balancing act as the Bank does not want to slow the economy too much. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”However, it is a tough balancing act as the Bank does not want to slow the economy too much. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Since the global financial crisis of 2008, UK interest rates have been at historically low levels. Rates were at 0.1% in 2021.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Since the global financial crisis of 2008, UK interest rates have been at historically low levels. Rates were at 0.1% in 2021.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”subheadline\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Are other countries raising their interest rates?\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Are other countries raising their interest rates?\”,\”attributes\”:[]}}]}}]}}],\”level\”:2,\”fontScale\”:\”headlineSmall\”,\”id\”:\”Are-other-countries-raising-their-interest-rates\”,\”isFocusable\”:true}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The UK is affected by prices rising across the globe. So there is a limit as to how effective UK interest rate rises will be.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The UK is affected by prices rising across the globe. So there is a limit as to how effective UK interest rate rises will be.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”However, other countries are taking a similar approach, and have also been raising interest rates.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”However, other countries are taking a similar approach, and have also been raising interest rates.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”image\”,\”model\”:{\”image\”:{\”alt\”:\”International interest rate graphic\”,\”copyright\”:null,\”height\”:800,\”width\”:1024,\”src\”:\”https://ichef.bbci.co.uk/news/1024/cpsprodpb/B2B5/production/_129694754_microsoftteams-image-2.png\”,\”srcSet\”:\”https://ichef.bbci.co.uk/news/240/cpsprodpb/B2B5/production/_129694754_microsoftteams-image-2.png.webp 240w, https://ichef.bbci.co.uk/news/320/cpsprodpb/B2B5/production/_129694754_microsoftteams-image-2.png.webp 320w, https://ichef.bbci.co.uk/news/480/cpsprodpb/B2B5/production/_129694754_microsoftteams-image-2.png.webp 480w, https://ichef.bbci.co.uk/news/624/cpsprodpb/B2B5/production/_129694754_microsoftteams-image-2.png.webp 624w, https://ichef.bbci.co.uk/news/800/cpsprodpb/B2B5/production/_129694754_microsoftteams-image-2.png.webp 800w, https://ichef.bbci.co.uk/news/976/cpsprodpb/B2B5/production/_129694754_microsoftteams-image-2.png.webp 976w\”,\”mimeType\”:\”image/webp\”,\”fallbackSrcSets\”:[{\”mimeType\”:\”image/png\”,\”srcSet\”:\”https://ichef.bbci.co.uk/news/240/cpsprodpb/B2B5/production/_129694754_microsoftteams-image-2.png 240w, https://ichef.bbci.co.uk/news/320/cpsprodpb/B2B5/production/_129694754_microsoftteams-image-2.png 320w, https://ichef.bbci.co.uk/news/480/cpsprodpb/B2B5/production/_129694754_microsoftteams-image-2.png 480w, https://ichef.bbci.co.uk/news/624/cpsprodpb/B2B5/production/_129694754_microsoftteams-image-2.png 624w, https://ichef.bbci.co.uk/news/800/cpsprodpb/B2B5/production/_129694754_microsoftteams-image-2.png 800w, https://ichef.bbci.co.uk/news/976/cpsprodpb/B2B5/production/_129694754_microsoftteams-image-2.png 976w\”}]}}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The US central bank has announced big rate rises which have taken its key rate to levels not seen for 16 years. Banking failures in the US have raised fears about the health of the financial system. It has just raised rates again.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The US central bank has announced big rate rises which have taken its key rate to levels not seen for 16 years. Banking failures in the US have raised fears about the health of the financial system. It has \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”just raised rates again\”,\”locator\”:\”https://www.bbc.co.uk/news/business-65474456\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”just raised rates again\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The European Central Bank has just raised its main interest rate in Europe by a quarter of a percentage point, to 3.25%.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The European Central Bank has just raised its main interest rate in Europe by a quarter of a percentage point, to 3.25%.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Other central banks around the world have also raised rates, as inflation continues to cause problems in a host of major economies.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Other central banks around the world have also raised rates, as inflation continues to cause problems in a host of major economies.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”topicList\”,\”model\”:{\”topics\”:[{\”title\”:\”Savings\”,\”url\”:\”/news/topics/c008ql151z0t\”,\”isEvent\”:false},{\”title\”:\”Money\”,\”url\”:\”/news/topics/c516w858pjgt\”,\”isEvent\”:false},{\”title\”:\”Personal finance\”,\”url\”:\”/news/topics/c8nq32jw8vjt\”,\”isEvent\”:false},{\”title\”:\”Cost of living\”,\”url\”:\”/news/topics/cljev4jz3pjt\”,\”isEvent\”:false},{\”title\”:\”UK economy\”,\”url\”:\”/news/topics/clm1wxp5378t\”,\”isEvent\”:false},{\”title\”:\”Bank of England\”,\”url\”:\”/news/topics/clm1wxp5pm7t\”,\”isEvent\”:false},{\”title\”:\”Mortgages\”,\”url\”:\”/news/topics/cpzp21mjmggt\”,\”isEvent\”:false}]}},{\”type\”:\”links\”,\”model\”:{\”blocks\”:[{\”type\”:\”link\”,\”model\”:{\”headline\”:\”Why are prices rising so much?\”,\”image\”:{\”alt\”:\”Money\”,\”copyright\”:null,\”height\”:549,\”width\”:976,\”src\”:\”https://ichef.bbci.co.uk/news/976/cpsprodpb/1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg\”,\”srcSet\”:\”https://ichef.bbci.co.uk/news/240/cpsprodpb/1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg.webp 240w, https://ichef.bbci.co.uk/news/320/cpsprodpb/1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg.webp 320w, https://ichef.bbci.co.uk/news/480/cpsprodpb/1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg.webp 480w, https://ichef.bbci.co.uk/news/624/cpsprodpb/1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg.webp 624w, https://ichef.bbci.co.uk/news/800/cpsprodpb/1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg.webp 800w, https://ichef.bbci.co.uk/news/976/cpsprodpb/1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg.webp 976w\”,\”mimeType\”:\”image/webp\”,\”fallbackSrcSets\”:[{\”mimeType\”:\”image/jpeg\”,\”srcSet\”:\”https://ichef.bbci.co.uk/news/240/cpsprodpb/1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg 240w, https://ichef.bbci.co.uk/news/320/cpsprodpb/1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg 320w, https://ichef.bbci.co.uk/news/480/cpsprodpb/1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg 480w, https://ichef.bbci.co.uk/news/624/cpsprodpb/1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg 624w, https://ichef.bbci.co.uk/news/800/cpsprodpb/1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg 800w, https://ichef.bbci.co.uk/news/976/cpsprodpb/1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg 976w\”}]},\”metadataStripItems\”:[{\”label\”:\”Published\”,\”text\”:\”2 days ago\”}],\”url\”:\”/news/business-12196322\”,\”service\”:\”news\”}},{\”type\”:\”link\”,\”model\”:{\”headline\”:\”Is this a banking crisis – how worried should I be?\”,\”image\”:{\”alt\”:\”woman at atm\”,\”copyright\”:\”.\”,\”height\”:549,\”width\”:976,\”src\”:\”https://ichef.bbci.co.uk/news/976/cpsprodpb/10EC2/production/_129041396_gettyimages-1140203471.jpg\”,\”srcSet\”:\”https://ichef.bbci.co.uk/news/240/cpsprodpb/10EC2/production/_129041396_gettyimages-1140203471.jpg.webp 240w, https://ichef.bbci.co.uk/news/320/cpsprodpb/10EC2/production/_129041396_gettyimages-1140203471.jpg.webp 320w, https://ichef.bbci.co.uk/news/480/cpsprodpb/10EC2/production/_129041396_gettyimages-1140203471.jpg.webp 480w, https://ichef.bbci.co.uk/news/624/cpsprodpb/10EC2/production/_129041396_gettyimages-1140203471.jpg.webp 624w, https://ichef.bbci.co.uk/news/800/cpsprodpb/10EC2/production/_129041396_gettyimages-1140203471.jpg.webp 800w, https://ichef.bbci.co.uk/news/976/cpsprodpb/10EC2/production/_129041396_gettyimages-1140203471.jpg.webp 976w\”,\”mimeType\”:\”image/webp\”,\”fallbackSrcSets\”:[{\”mimeType\”:\”image/jpeg\”,\”srcSet\”:\”https://ichef.bbci.co.uk/news/240/cpsprodpb/10EC2/production/_129041396_gettyimages-1140203471.jpg 240w, https://ichef.bbci.co.uk/news/320/cpsprodpb/10EC2/production/_129041396_gettyimages-1140203471.jpg 320w, https://ichef.bbci.co.uk/news/480/cpsprodpb/10EC2/production/_129041396_gettyimages-1140203471.jpg 480w, https://ichef.bbci.co.uk/news/624/cpsprodpb/10EC2/production/_129041396_gettyimages-1140203471.jpg 624w, https://ichef.bbci.co.uk/news/800/cpsprodpb/10EC2/production/_129041396_gettyimages-1140203471.jpg 800w, https://ichef.bbci.co.uk/news/976/cpsprodpb/10EC2/production/_129041396_gettyimages-1140203471.jpg 976w\”}]},\”metadataStripItems\”:[{\”label\”:\”Published\”,\”text\”:\”2 May\”}],\”url\”:\”/news/business-64951630\”,\”service\”:\”news\”}},{\”type\”:\”link\”,\”model\”:{\”headline\”:\”Why does the Bank of England change interest rates?\”,\”image\”:{\”alt\”:\”Bank of England\”,\”copyright\”:\”.\”,\”height\”:549,\”width\”:976,\”src\”:\”https://ichef.bbci.co.uk/news/976/cpsprodpb/130F6/production/_103407087_gettyimages-154742233.jpg\”,\”srcSet\”:\”https://ichef.bbci.co.uk/news/240/cpsprodpb/130F6/production/_103407087_gettyimages-154742233.jpg.webp 240w, https://ichef.bbci.co.uk/news/320/cpsprodpb/130F6/production/_103407087_gettyimages-154742233.jpg.webp 320w, https://ichef.bbci.co.uk/news/480/cpsprodpb/130F6/production/_103407087_gettyimages-154742233.jpg.webp 480w, https://ichef.bbci.co.uk/news/624/cpsprodpb/130F6/production/_103407087_gettyimages-154742233.jpg.webp 624w, https://ichef.bbci.co.uk/news/800/cpsprodpb/130F6/production/_103407087_gettyimages-154742233.jpg.webp 800w, https://ichef.bbci.co.uk/news/976/cpsprodpb/130F6/production/_103407087_gettyimages-154742233.jpg.webp 976w\”,\”mimeType\”:\”image/webp\”,\”fallbackSrcSets\”:[{\”mimeType\”:\”image/jpeg\”,\”srcSet\”:\”https://ichef.bbci.co.uk/news/240/cpsprodpb/130F6/production/_103407087_gettyimages-154742233.jpg 240w, https://ichef.bbci.co.uk/news/320/cpsprodpb/130F6/production/_103407087_gettyimages-154742233.jpg 320w, https://ichef.bbci.co.uk/news/480/cpsprodpb/130F6/production/_103407087_gettyimages-154742233.jpg 480w, https://ichef.bbci.co.uk/news/624/cpsprodpb/130F6/production/_103407087_gettyimages-154742233.jpg 624w, https://ichef.bbci.co.uk/news/800/cpsprodpb/130F6/production/_103407087_gettyimages-154742233.jpg 800w, https://ichef.bbci.co.uk/news/976/cpsprodpb/130F6/production/_103407087_gettyimages-154742233.jpg 976w\”}]},\”metadataStripItems\”:[{\”label\”:\”Published\”,\”text\”:\”2 days ago\”}],\”url\”:\”/news/business-50837114\”,\”service\”:\”news\”}}],\”isAfterContent\”:true,\”title\”:\”More on this story\”}}]}},\”contributor\”:{\”title\”:\”By Kevin Peachey\”,\”subtitle\”:\”Cost of living correspondent\”},\”relatedUrls\”:[],\”topics\”:[{\”title\”:\”Savings\”,\”url\”:\”/news/topics/c008ql151z0t\”,\”isEvent\”:false},{\”title\”:\”Money\”,\”url\”:\”/news/topics/c516w858pjgt\”,\”isEvent\”:false},{\”title\”:\”Personal finance\”,\”url\”:\”/news/topics/c8nq32jw8vjt\”,\”isEvent\”:false},{\”title\”:\”Cost of living\”,\”url\”:\”/news/topics/cljev4jz3pjt\”,\”isEvent\”:false},{\”title\”:\”UK economy\”,\”url\”:\”/news/topics/clm1wxp5378t\”,\”isEvent\”:false},{\”title\”:\”Bank of England\”,\”url\”:\”/news/topics/clm1wxp5pm7t\”,\”isEvent\”:false},{\”title\”:\”Mortgages\”,\”url\”:\”/news/topics/cpzp21mjmggt\”,\”isEvent\”:false}]},\”importance\”:\”PRIMARY\”,\”isPersonalised\”:false,\”hasFetcher\”:true},\”onward-journeys?analyticsDataSource=CPS&columnsByBreakpoint=%7B%22base%22%3A1%2C%22medium%22%3A3%2C%22large%22%3A1%7D&country=us&dataType=onwardJourneys&enableDotcomAds=false&id=topStories&isUk=false&language=en-GB&limit=3&promoSize=small&region=us&sectionHeader=%7B%22text%22%3A%22Top%20Stories%22%7D&service=news&showTimestamp=true\”:{\”name\”:\”onward-journeys\”,\”props\”:{\”analyticsDataSource\”:\”CPS\”,\”columnsByBreakpoint\”:{\”base\”:1,\”medium\”:3,\”large\”:1},\”dataType\”:\”onwardJourneys\”,\”isUk\”:false,\”id\”:\”topStories\”,\”limit\”:3,\”promoSize\”:\”small\”,\”region\”:\”us\”,\”sectionHeader\”:{\”text\”:\”Top Stories\”},\”service\”:\”news\”,\”showTimestamp\”:true,\”enableDotcomAds\”:false,\”country\”:\”us\”,\”language\”:\”en-GB\”},\”data\”:{\”promos\”:[{\”headline\”:\”Sweden’s Loreen takes Eurovision trophy for second time\”,\”tracking\”:{\”container\”:\”cps_topStories\”,\”label\”:\”Sweden’s Loreen takes Eurovision trophy for second time\”,\”url\”:\”/news/entertainment-arts-65585413\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_topStories::1\”,\”CHD\”:\”promo::1\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Top Stories\”,\”type\”:\”promo group\”,\”item_count\”:3},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/entertainment-arts-65585413\”,\”text\”:\”Sweden’s Loreen takes Eurovision trophy for second time\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:1}},\”metadataStripItems\”:[{\”label\”:\”Published\”,\”text\”:\”3 hours ago\”}],\”url\”:\”/news/entertainment-arts-65585413\”,\”service\”:\”news\”},{\”headline\”:\”Ukraine Eurovision act’s city hit before performance\”,\”tracking\”:{\”container\”:\”cps_topStories\”,\”label\”:\”Ukraine Eurovision act’s city hit before performance\”,\”url\”:\”/news/world-europe-65586701\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_topStories::1\”,\”CHD\”:\”promo::2\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Top Stories\”,\”type\”:\”promo group\”,\”item_count\”:3},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/world-europe-65586701\”,\”text\”:\”Ukraine Eurovision act’s city hit before performance\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:2}},\”metadataStripItems\”:[{\”label\”:\”Published\”,\”text\”:\”10 minutes ago\”}],\”url\”:\”/news/world-europe-65586701\”,\”service\”:\”news\”},{\”headline\”:\”Eurovision: The final party in 90 seconds\”,\”tracking\”:{\”container\”:\”cps_topStories\”,\”label\”:\”Eurovision: The final party in 90 seconds\”,\”url\”:\”/news/entertainment-arts-65586674\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_topStories::1\”,\”CHD\”:\”promo::3\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Top Stories\”,\”type\”:\”promo group\”,\”item_count\”:3},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/entertainment-arts-65586674\”,\”text\”:\”Eurovision: The final party in 90 seconds\”,\”media_type\”:\”video\”,\”attribution\”:\”news\”,\”position\”:3}},\”metadataStripItems\”:[{\”label\”:\”Published\”,\”text\”:\”4 hours ago\”}],\”pageTypeIndicator\”:{\”iconType\”:\”playback-avkx:play\”,\”altText\”:\”Video\”},\”url\”:\”/news/entertainment-arts-65586674\”,\”service\”:\”news\”}],\”sectionHeader\”:\”Top Stories\”},\”importance\”:\”SECONDARY\”,\”isPersonalised\”:false,\”hasFetcher\”:true},\”onward-journeys?analyticsDataSource=CPS&columnsByBreakpoint=%7B%22base%22%3A2%2C%22medium%22%3A3%2C%22large%22%3A1%7D&country=us&dataType=onwardJourneys&enableDotcomAds=false&id=features&insertAdSlotAtIndex=3&isUk=false&language=en-GB&limit=9&region=us&section=%2Fnews%2Fbusiness&sectionHeader=%7B%22text%22%3A%22Features%22%7D&service=news&showImage=true&showLoadingState=false\”:{\”name\”:\”onward-journeys\”,\”props\”:{\”analyticsDataSource\”:\”CPS\”,\”columnsByBreakpoint\”:{\”base\”:2,\”medium\”:3,\”large\”:1},\”dataType\”:\”onwardJourneys\”,\”isUk\”:false,\”id\”:\”features\”,\”insertAdSlotAtIndex\”:3,\”limit\”:9,\”region\”:\”us\”,\”section\”:\”/news/business\”,\”sectionHeader\”:{\”text\”:\”Features\”},\”service\”:\”news\”,\”showImage\”:true,\”showLoadingState\”:false,\”enableDotcomAds\”:false,\”country\”:\”us\”,\”language\”:\”en-GB\”},\”data\”:{\”promos\”:[{\”headline\”:\”Eurovision Song Contest final gets under way\”,\”image\”:{\”alt\”:\”Eurovision fan in the Eurovision Village in Liverpool\”,\”height\”:216,\”width\”:385,\”src\”:\”https://ichef.bbci.co.uk/news/385/cpsprodpb/136FC/production/_129721697_index-gettyimages-1489774322.jpg\”},\”tracking\”:{\”container\”:\”cps_features\”,\”label\”:\”Eurovision Song Contest final gets under way\”,\”url\”:\”/news/entertainment-arts-65569009\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_features::1\”,\”CHD\”:\”promo::1\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Features\”,\”type\”:\”promo group\”,\”item_count\”:9},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/entertainment-arts-65569009\”,\”text\”:\”Eurovision Song Contest final gets under way\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:1}},\”metadataStripItems\”:[],\”url\”:\”/news/entertainment-arts-65569009\”,\”service\”:\”news\”},{\”headline\”:\”UK’s Mae Muller on Eurovision: ‘My dad will be shaking’\”,\”image\”:{\”alt\”:\”Mae Muller\”,\”height\”:216,\”width\”:385,\”src\”:\”https://ichef.bbci.co.uk/news/385/cpsprodpb/17535/production/_129714559_eurovison_people_6-promo-nc.png\”},\”tracking\”:{\”container\”:\”cps_features\”,\”label\”:\”UK’s Mae Muller on Eurovision: ‘My dad will be shaking’\”,\”url\”:\”/news/entertainment-arts-65569005\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_features::1\”,\”CHD\”:\”promo::2\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Features\”,\”type\”:\”promo group\”,\”item_count\”:9},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/entertainment-arts-65569005\”,\”text\”:\”UK’s Mae Muller on Eurovision: ‘My dad will be shaking’\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:2}},\”metadataStripItems\”:[],\”url\”:\”/news/entertainment-arts-65569005\”,\”service\”:\”news\”},{\”headline\”:\”How Trump presidency could change Ukraine war\”,\”image\”:{\”alt\”:\”Putin and Trump sit across from each other\”,\”height\”:216,\”width\”:385,\”src\”:\”https://ichef.bbci.co.uk/news/385/cpsprodpb/781F/production/_129715703_trump-putin.jpg\”},\”tracking\”:{\”container\”:\”cps_features\”,\”label\”:\”How Trump presidency could change Ukraine war\”,\”url\”:\”/news/world-us-canada-65573756\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_features::1\”,\”CHD\”:\”promo::3\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Features\”,\”type\”:\”promo group\”,\”item_count\”:9},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/world-us-canada-65573756\”,\”text\”:\”How Trump presidency could change Ukraine war\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:3}},\”metadataStripItems\”:[],\”url\”:\”/news/world-us-canada-65573756\”,\”service\”:\”news\”},{\”headline\”:\”Why Pakistan shut down the internet\”,\”image\”:{\”alt\”:\”People in Peshawar watch the news of Mr Khan being granted bail at Islamabad High Court\”,\”height\”:216,\”width\”:385,\”src\”:\”https://ichef.bbci.co.uk/news/385/cpsprodpb/B2AD/production/_129714754_1ff2b4af9ee45648c525d76b51cd6e6480d849aa-1.jpg\”},\”tracking\”:{\”container\”:\”cps_features\”,\”label\”:\”Why Pakistan shut down the internet\”,\”url\”:\”/news/world-asia-65541769\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_features::1\”,\”CHD\”:\”promo::4\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Features\”,\”type\”:\”promo group\”,\”item_count\”:9},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/world-asia-65541769\”,\”text\”:\”Why Pakistan shut down the internet\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:4}},\”metadataStripItems\”:[],\”url\”:\”/news/world-asia-65541769\”,\”service\”:\”news\”},{\”headline\”:\”‘I’m afraid that elephants will kill me’\”,\”image\”:{\”alt\”:\”An elephant in Tsavo National Park amid drought near the town of Voi in the Taita-Taveta County of Kenya on September 30, 2022\”,\”height\”:216,\”width\”:385,\”src\”:\”https://ichef.bbci.co.uk/news/385/cpsprodpb/2C07/production/_129717211_gettyimages-1243627646.jpg\”},\”tracking\”:{\”container\”:\”cps_features\”,\”label\”:\”‘I’m afraid that elephants will kill me’\”,\”url\”:\”/news/world-africa-65531738\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_features::1\”,\”CHD\”:\”promo::5\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Features\”,\”type\”:\”promo group\”,\”item_count\”:9},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/world-africa-65531738\”,\”text\”:\”‘I’m afraid that elephants will kill me’\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:5}},\”metadataStripItems\”:[],\”url\”:\”/news/world-africa-65531738\”,\”service\”:\”news\”},{\”headline\”:\”The synthetic opioid devastating the US\”,\”image\”:{\”alt\”:\”Woman and child protesting\”,\”height\”:216,\”width\”:385,\”src\”:\”https://ichef.bbci.co.uk/news/385/cpsprodpb/1174D/production/_129710517_screenshot2023-05-12at12.40.47.png\”},\”tracking\”:{\”container\”:\”cps_features\”,\”label\”:\”The synthetic opioid devastating the US\”,\”url\”:\”https://www.bbc.co.uk/reel/video/p0flxy4j/fentanyl-the-synthetic-opioid-devastating-the-us\”,\”source\”:\”reel\”,\”metadata\”:{\”PAR\”:\”cps_features::1\”,\”CHD\”:\”promo::6\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Features\”,\”type\”:\”promo group\”,\”item_count\”:9},\”item\”:{\”type\”:\”promo\”,\”link\”:\”https://www.bbc.co.uk/reel/video/p0flxy4j/fentanyl-the-synthetic-opioid-devastating-the-us\”,\”text\”:\”The synthetic opioid devastating the US\”,\”media_type\”:\”video\”,\”attribution\”:\”reel\”,\”position\”:6}},\”metadataStripItems\”:[],\”pageTypeIndicator\”:{\”iconType\”:\”playback-avkx:play\”,\”altText\”:\”Video\”},\”url\”:\”https://www.bbc.co.uk/reel/video/p0flxy4j/fentanyl-the-synthetic-opioid-devastating-the-us\”,\”service\”:null},{\”headline\”:\”The man who bet his house on Eurovision\”,\”image\”:{\”alt\”:\”Daniel Gould\”,\”height\”:216,\”width\”:385,\”src\”:\”https://ichef.bbci.co.uk/news/385/cpsprodpb/15B25/production/_129496888_daniel_gould_credit_katie_sotheran.jpg\”},\”tracking\”:{\”container\”:\”cps_features\”,\”label\”:\”The man who bet his house on Eurovision\”,\”url\”:\”/news/entertainment-arts-65388335\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_features::1\”,\”CHD\”:\”promo::7\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Features\”,\”type\”:\”promo group\”,\”item_count\”:9},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/entertainment-arts-65388335\”,\”text\”:\”The man who bet his house on Eurovision\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:7}},\”metadataStripItems\”:[],\”url\”:\”/news/entertainment-arts-65388335\”,\”service\”:\”news\”},{\”headline\”:\”‘You don’t think of yourself as a gay icon’\”,\”image\”:{\”alt\”:\”dannii minogue\”,\”height\”:216,\”width\”:385,\”src\”:\”https://ichef.bbci.co.uk/news/385/cpsprodpb/139DE/production/_129705308_untitled.png\”},\”tracking\”:{\”container\”:\”cps_features\”,\”label\”:\”‘You don’t think of yourself as a gay icon’\”,\”url\”:\”https://www.bbc.co.uk/bbcthree/article/24cb7772-c3a2-4294-9085-e01d7f92d105\”,\”source\”:\”bbcthree\”,\”metadata\”:{\”PAR\”:\”cps_features::1\”,\”CHD\”:\”promo::8\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Features\”,\”type\”:\”promo group\”,\”item_count\”:9},\”item\”:{\”type\”:\”promo\”,\”link\”:\”https://www.bbc.co.uk/bbcthree/article/24cb7772-c3a2-4294-9085-e01d7f92d105\”,\”text\”:\”‘You don’t think of yourself as a gay icon’\”,\”media_type\”:\”link\”,\”attribution\”:\”bbcthree\”,\”position\”:8}},\”metadataStripItems\”:[],\”url\”:\”https://www.bbc.co.uk/bbcthree/article/24cb7772-c3a2-4294-9085-e01d7f92d105\”,\”service\”:null},{\”headline\”:\”Which European nations are winning the heat pump race?\”,\”image\”:{\”alt\”:\”Heat pump installation outside\”,\”height\”:216,\”width\”:385,\”src\”:\”https://ichef.bbci.co.uk/news/385/cpsprodpb/11BCA/production/_129405627_general_geoenergineering_credit_rototec.jpg\”},\”tracking\”:{\”container\”:\”cps_features\”,\”label\”:\”Which European nations are winning the heat pump race?\”,\”url\”:\”/news/business-65317369\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_features::1\”,\”CHD\”:\”promo::9\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Features\”,\”type\”:\”promo group\”,\”item_count\”:9},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/business-65317369\”,\”text\”:\”Which European nations are winning the heat pump race?\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:9}},\”metadataStripItems\”:[],\”url\”:\”/news/business-65317369\”,\”service\”:\”news\”}],\”sectionHeader\”:\”Features\”},\”importance\”:\”SECONDARY\”,\”isPersonalised\”:false,\”hasFetcher\”:true},\”onward-journeys?analyticsDataSource=CPS&columnsByBreakpoint=%7B%22base%22%3A2%2C%22medium%22%3A3%2C%22large%22%3A1%7D&country=us&dataType=contentSummaries&enableDotcomAds=false&id=elsewhere&isUk=false&language=en-GB&limit=4&region=us&sectionHeader=%7B%22text%22%3A%22Elsewhere%20on%20the%20BBC%22%7D&service=news&showDescription=true&showImage=true&showLoadingState=false&urn=urn%3Abbc%3Acps%3Acurie%3Aasset%3A6b29b3bc-3068-4fa0-88aa-86174f0b5249\”:{\”name\”:\”onward-journeys\”,\”props\”:{\”analyticsDataSource\”:\”CPS\”,\”columnsByBreakpoint\”:{\”base\”:2,\”medium\”:3,\”large\”:1},\”dataType\”:\”contentSummaries\”,\”isUk\”:false,\”id\”:\”elsewhere\”,\”limit\”:4,\”region\”:\”us\”,\”sectionHeader\”:{\”text\”:\”Elsewhere on the BBC\”},\”service\”:\”news\”,\”showDescription\”:true,\”showImage\”:true,\”showLoadingState\”:false,\”urn\”:\”urn:bbc:cps:curie:asset:6b29b3bc-3068-4fa0-88aa-86174f0b5249\”,\”enableDotcomAds\”:false,\”country\”:\”us\”,\”language\”:\”en-GB\”},\”data\”:{\”promos\”:[{\”headline\”:\”Three job categories safe from AI\”,\”image\”:{\”alt\”:\”woman computer\”,\”src\”:\”https://ichef.bbci.co.uk/ace/standard/480/cpsprodpb/C48B/production/_129651305_threejobcategoriessafefromai.jpg\”,\”height\”:216,\”width\”:385},\”isLive\”:false,\”tracking\”:{\”container\”:\”cps_elsewhere_urn:bbc:cps:curie:asset:6b29b3bc-3068-4fa0-88aa-86174f0b5249\”,\”label\”:\”Three job categories safe from AI\”,\”url\”:\”https://www.bbc.com/worklife/article/20230507-the-jobs-ai-wont-take-yet\”,\”source\”:\”worklife\”,\”metadata\”:{\”PAR\”:\”cps_elsewhere_urn:bbc:cps:curie:asset:6b29b3bc-3068-4fa0-88aa-86174f0b5249::1\”,\”CHD\”:\”promo::1\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Elsewhere on the BBC\”,\”type\”:\”promo group\”,\”item_count\”:3,\”resource_id\”:\”urn:bbc:cps:curie:asset:6b29b3bc-3068-4fa0-88aa-86174f0b5249\”},\”item\”:{\”type\”:\”promo\”,\”link\”:\”https://www.bbc.com/worklife/article/20230507-the-jobs-ai-wont-take-yet\”,\”text\”:\”Three job categories safe from AI\”,\”media_type\”:\”link\”,\”attribution\”:\”worklife\”,\”position\”:1,\”resource_id\”:\”urn:bbc:cps:curie:asset:6b29b3bc-3068-4fa0-88aa-86174f0b5249:1\”}},\”url\”:\”https://www.bbc.com/worklife/article/20230507-the-jobs-ai-wont-take-yet\”,\”service\”:\”bbc\”},{\”headline\”:\”The films ‘too bad for the cinema’\”,\”image\”:{\”alt\”:\”Ana de Armas\”,\”src\”:\”https://ichef.bbci.co.uk/ace/standard/480/cpsprodpb/5343/production/_129651312_thefilms’toobadforthecinema’.jpg\”,\”height\”:216,\”width\”:385},\”isLive\”:false,\”tracking\”:{\”container\”:\”cps_elsewhere_urn:bbc:cps:curie:asset:6b29b3bc-3068-4fa0-88aa-86174f0b5249\”,\”label\”:\”The films ‘too bad for the cinema’\”,\”url\”:\”https://www.bbc.com/culture/article/20230504-ghosted-the-films-too-bad-for-the-cinema\”,\”source\”:\”culture\”,\”metadata\”:{\”PAR\”:\”cps_elsewhere_urn:bbc:cps:curie:asset:6b29b3bc-3068-4fa0-88aa-86174f0b5249::1\”,\”CHD\”:\”promo::2\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Elsewhere on the BBC\”,\”type\”:\”promo group\”,\”item_count\”:3,\”resource_id\”:\”urn:bbc:cps:curie:asset:6b29b3bc-3068-4fa0-88aa-86174f0b5249\”},\”item\”:{\”type\”:\”promo\”,\”link\”:\”https://www.bbc.com/culture/article/20230504-ghosted-the-films-too-bad-for-the-cinema\”,\”text\”:\”The films ‘too bad for the cinema’\”,\”media_type\”:\”link\”,\”attribution\”:\”culture\”,\”position\”:2,\”resource_id\”:\”urn:bbc:cps:curie:asset:6b29b3bc-3068-4fa0-88aa-86174f0b5249:2\”}},\”url\”:\”https://www.bbc.com/culture/article/20230504-ghosted-the-films-too-bad-for-the-cinema\”,\”service\”:\”bbc\”},{\”headline\”:\”Why did the US plan to nuke the Moon?\”,\”image\”:{\”alt\”:\”red explosion\”,\”src\”:\”https://ichef.bbci.co.uk/ace/standard/480/cpsprodpb/183F3/production/_129651399_whydidtheusplantonukethemoon.jpg\”,\”height\”:216,\”width\”:385},\”isLive\”:false,\”tracking\”:{\”container\”:\”cps_elsewhere_urn:bbc:cps:curie:asset:6b29b3bc-3068-4fa0-88aa-86174f0b5249\”,\”label\”:\”Why did the US plan to nuke the Moon?\”,\”url\”:\”https://www.bbc.com/future/article/20230505-the-crazy-plan-to-explode-a-nuclear-bomb-on-the-moon\”,\”source\”:\”future\”,\”metadata\”:{\”PAR\”:\”cps_elsewhere_urn:bbc:cps:curie:asset:6b29b3bc-3068-4fa0-88aa-86174f0b5249::1\”,\”CHD\”:\”promo::3\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Elsewhere on the BBC\”,\”type\”:\”promo group\”,\”item_count\”:3,\”resource_id\”:\”urn:bbc:cps:curie:asset:6b29b3bc-3068-4fa0-88aa-86174f0b5249\”},\”item\”:{\”type\”:\”promo\”,\”link\”:\”https://www.bbc.com/future/article/20230505-the-crazy-plan-to-explode-a-nuclear-bomb-on-the-moon\”,\”text\”:\”Why did the US plan to nuke the Moon?\”,\”media_type\”:\”link\”,\”attribution\”:\”future\”,\”position\”:3,\”resource_id\”:\”urn:bbc:cps:curie:asset:6b29b3bc-3068-4fa0-88aa-86174f0b5249:3\”}},\”url\”:\”https://www.bbc.com/future/article/20230505-the-crazy-plan-to-explode-a-nuclear-bomb-on-the-moon\”,\”service\”:\”bbc\”}],\”sectionHeader\”:\”Elsewhere on the BBC\”},\”importance\”:\”SECONDARY\”,\”isPersonalised\”:false,\”hasFetcher\”:true},\”onward-journeys?analyticsDataSource=CPS&columnsByBreakpoint=%7B%22medium%22%3A2%2C%22large%22%3A1%7D&dataType=onwardJourneys&edition=us&enableDotcomAds=false&expiresInMs=3600000&id=mostRead&isRanking=true&isUk=false&language=en-GB&sectionHeader=%7B%22text%22%3A%22Most%20Read%22%7D&service=news\”:{\”name\”:\”onward-journeys\”,\”props\”:{\”analyticsDataSource\”:\”CPS\”,\”columnsByBreakpoint\”:{\”medium\”:2,\”large\”:1},\”dataType\”:\”onwardJourneys\”,\”edition\”:\”us\”,\”expiresInMs\”:3600000,\”isUk\”:false,\”id\”:\”mostRead\”,\”isRanking\”:true,\”sectionHeader\”:{\”text\”:\”Most Read\”},\”service\”:\”news\”,\”enableDotcomAds\”:false,\”language\”:\”en-GB\”},\”data\”:{\”promos\”:[{\”headline\”:\”Sweden’s Loreen wins Eurovision as UK is second from last\”,\”tracking\”:{\”container\”:\”cps_mostRead\”,\”label\”:\”Sweden’s Loreen wins Eurovision as UK is second from last\”,\”url\”:\”/news/entertainment-arts-65585413\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_mostRead::1\”,\”CHD\”:\”promo::1\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Most Read\”,\”type\”:\”promo group\”,\”item_count\”:10},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/entertainment-arts-65585413\”,\”text\”:\”Sweden’s Loreen wins Eurovision as UK is second from last\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:1}},\”metadataStripItems\”:[],\”rank\”:1,\”url\”:\”/news/entertainment-arts-65585413\”,\”service\”:\”news\”},{\”headline\”:\”Ukraine Eurovision act’s city hit before performance\”,\”tracking\”:{\”container\”:\”cps_mostRead\”,\”label\”:\”Ukraine Eurovision act’s city hit before performance\”,\”url\”:\”/news/world-europe-65586701\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_mostRead::1\”,\”CHD\”:\”promo::2\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Most Read\”,\”type\”:\”promo group\”,\”item_count\”:10},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/world-europe-65586701\”,\”text\”:\”Ukraine Eurovision act’s city hit before performance\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:2}},\”metadataStripItems\”:[],\”rank\”:2,\”url\”:\”/news/world-europe-65586701\”,\”service\”:\”news\”},{\”headline\”:\”Instead it all went wrong: Why did Mae Muller do badly?\”,\”tracking\”:{\”container\”:\”cps_mostRead\”,\”label\”:\”Instead it all went wrong: Why did Mae Muller do badly?\”,\”url\”:\”/news/entertainment-arts-65586989\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_mostRead::1\”,\”CHD\”:\”promo::3\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Most Read\”,\”type\”:\”promo group\”,\”item_count\”:10},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/entertainment-arts-65586989\”,\”text\”:\”Instead it all went wrong: Why did Mae Muller do badly?\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:3}},\”metadataStripItems\”:[],\”rank\”:3,\”url\”:\”/news/entertainment-arts-65586989\”,\”service\”:\”news\”},{\”headline\”:\”The trans Indonesian Muslims trying to secure their future\”,\”tracking\”:{\”container\”:\”cps_mostRead\”,\”label\”:\”The trans Indonesian Muslims trying to secure their future\”,\”url\”:\”/news/world-asia-65316057\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_mostRead::1\”,\”CHD\”:\”promo::4\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Most Read\”,\”type\”:\”promo group\”,\”item_count\”:10},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/world-asia-65316057\”,\”text\”:\”The trans Indonesian Muslims trying to secure their future\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:4}},\”metadataStripItems\”:[],\”rank\”:4,\”url\”:\”/news/world-asia-65316057\”,\”service\”:\”news\”},{\”headline\”:\”The Russians in Berlin for (and against) Putin’s war\”,\”tracking\”:{\”container\”:\”cps_mostRead\”,\”label\”:\”The Russians in Berlin for (and against) Putin’s war\”,\”url\”:\”/news/world-europe-65559516\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_mostRead::1\”,\”CHD\”:\”promo::5\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Most Read\”,\”type\”:\”promo group\”,\”item_count\”:10},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/world-europe-65559516\”,\”text\”:\”The Russians in Berlin for (and against) Putin’s war\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:5}},\”metadataStripItems\”:[],\”rank\”:5,\”url\”:\”/news/world-europe-65559516\”,\”service\”:\”news\”},{\”headline\”:\”One of Sudan’s biggest singers killed in crossfire\”,\”tracking\”:{\”container\”:\”cps_mostRead\”,\”label\”:\”One of Sudan’s biggest singers killed in crossfire\”,\”url\”:\”/news/world-africa-65585746\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_mostRead::1\”,\”CHD\”:\”promo::6\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Most Read\”,\”type\”:\”promo group\”,\”item_count\”:10},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/world-africa-65585746\”,\”text\”:\”One of Sudan’s biggest singers killed in crossfire\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:6}},\”metadataStripItems\”:[],\”rank\”:6,\”url\”:\”/news/world-africa-65585746\”,\”service\”:\”news\”},{\”headline\”:\”Kate plays piano in surprise Eurovision appearance\”,\”tracking\”:{\”container\”:\”cps_mostRead\”,\”label\”:\”Kate plays piano in surprise Eurovision appearance\”,\”url\”:\”/news/uk-65586380\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_mostRead::1\”,\”CHD\”:\”promo::7\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Most Read\”,\”type\”:\”promo group\”,\”item_count\”:10},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/uk-65586380\”,\”text\”:\”Kate plays piano in surprise Eurovision appearance\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:7}},\”metadataStripItems\”:[],\”rank\”:7,\”url\”:\”/news/uk-65586380\”,\”service\”:\”news\”},{\”headline\”:\”US doomsday cult mum guilty of murdering children\”,\”tracking\”:{\”container\”:\”cps_mostRead\”,\”label\”:\”US doomsday cult mum guilty of murdering children\”,\”url\”:\”/news/world-us-canada-65567072\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_mostRead::1\”,\”CHD\”:\”promo::8\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Most Read\”,\”type\”:\”promo group\”,\”item_count\”:10},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/world-us-canada-65567072\”,\”text\”:\”US doomsday cult mum guilty of murdering children\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:8}},\”metadataStripItems\”:[],\”rank\”:8,\”url\”:\”/news/world-us-canada-65567072\”,\”service\”:\”news\”},{\”headline\”:\”Cyclone could hit world’s largest refugee camp\”,\”tracking\”:{\”container\”:\”cps_mostRead\”,\”label\”:\”Cyclone could hit world’s largest refugee camp\”,\”url\”:\”/news/world-asia-65581169\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_mostRead::1\”,\”CHD\”:\”promo::9\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Most Read\”,\”type\”:\”promo group\”,\”item_count\”:10},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/world-asia-65581169\”,\”text\”:\”Cyclone could hit world’s largest refugee camp\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:9}},\”metadataStripItems\”:[],\”rank\”:9,\”url\”:\”/news/world-asia-65581169\”,\”service\”:\”news\”},{\”headline\”:\”How Trump presidency could change Ukraine war\”,\”tracking\”:{\”container\”:\”cps_mostRead\”,\”label\”:\”How Trump presidency could change Ukraine war\”,\”url\”:\”/news/world-us-canada-65573756\”,\”source\”:\”news\”,\”metadata\”:{\”PAR\”:\”cps_mostRead::1\”,\”CHD\”:\”promo::10\”,\”EXT\”:0},\”group\”:{\”name\”:\”CPS Most Read\”,\”type\”:\”promo group\”,\”item_count\”:10},\”item\”:{\”type\”:\”promo\”,\”link\”:\”/news/world-us-canada-65573756\”,\”text\”:\”How Trump presidency could change Ukraine war\”,\”media_type\”:\”article\”,\”attribution\”:\”news\”,\”position\”:10}},\”metadataStripItems\”:[],\”rank\”:10,\”url\”:\”/news/world-us-canada-65573756\”,\”service\”:\”news\”}],\”sectionHeader\”:\”Most Read\”},\”importance\”:\”SECONDARY\”,\”isPersonalised\”:false,\”hasFetcher\”:true},\”service-bar?language=en-GB&product=news\”:{\”name\”:\”service-bar\”,\”props\”:{\”product\”:\”news\”,\”language\”:\”en-GB\”},\”data\”:{\”title\”:\”BBC News Services\”,\”serviceLinks\”:[{\”text\”:\”On your mobile\”,\”url\”:\”https://www.bbc.co.uk/news/10628994\”,\”type\”:\”devices-and-inputs:smartphone\”},{\”text\”:\”On smart speakers\”,\”url\”:\”https://www.bbc.co.uk/news/help-50068132\”,\”type\”:\”devices-and-inputs:microphone\”},{\”text\”:\”Get news alerts\”,\”url\”:\”https://www.bbc.co.uk/news/10628323\”,\”type\”:\”content-types:newsletter\”},{\”text\”:\”Contact BBC News\”,\”url\”:\”https://www.bbc.co.uk/news/20039682\”,\”type\”:\”participate:email\”}]},\”importance\”:\”SECONDARY\”,\”isPersonalised\”:false,\”hasFetcher\”:true},\”global-footer?country=us&language=en-GB\”:{\”name\”:\”global-footer\”,\”props\”:{\”country\”:\”us\”,\”language\”:\”en-GB\”},\”data\”:{\”accessibilityLinks\”:[{\”label\”:\”Skip to content\”,\”url\”:\”#main-heading\”},{\”label\”:\”Accessibility Help\”,\”url\”:\”https://www.bbc.co.uk/accessibility/\”}],\”signInLabel\”:\”Sign in\”,\”accountLabel\”:\”Your account\”,\”menuLabel\”:\”Menu\”,\”moreLabel\”:\”More\”,\”moreMenuLabel\”:\”More menu\”,\”closeButtonLabel\”:\”Close menu\”,\”disclaimer\”:{\”text\”:\”© 2023 BBC. The BBC is not responsible for the content of external sites.\”,\”link\”:{\”url\”:\”https://www.bbc.co.uk/editorialguidelines/guidance/feeds-and-links\”,\”text\”:\”Read about our approach to external linking.\”}},\”legalLinks\”:[{\”url\”:\”https://www.bbc.co.uk/usingthebbc/terms\”,\”label\”:\”Terms of Use\”},{\”url\”:\”https://www.bbc.co.uk/aboutthebbc\”,\”label\”:\”About the BBC\”},{\”url\”:\”https://www.bbc.co.uk/usingthebbc/privacy\”,\”label\”:\”Privacy Policy\”},{\”url\”:\”https://www.bbc.co.uk/usingthebbc/cookies\”,\”label\”:\”Cookies\”},{\”url\”:\”https://www.bbc.co.uk/accessibility\”,\”label\”:\”Accessibility Help\”},{\”url\”:\”https://www.bbc.co.uk/iplayer/guidance\”,\”label\”:\”Parental Guidance\”},{\”url\”:\”https://www.bbc.co.uk/contact\”,\”label\”:\”Contact the BBC\”},{\”url\”:\”https://www.bbc.co.uk/bbcnewsletter\”,\”label\”:\”Get Personalised Newsletters\”},{\”url\”:\”https://www.bbc.co.uk/news/help-41670342\”,\”label\”:\”Why you can trust the BBC\”},{\”url\”:\”https://www.bbcglobalnews.com/home/\”,\”label\”:\”Advertise with us\”},{\”opens\”:\”privacy-management\”,\”label\”:\”Do not share or sell my info\”}],\”homepageLink\”:{\”label\”:\”BBC Homepage\”,\”url\”:\”https://www.bbc.com\”},\”searchLink\”:{\”label\”:\”Search\”,\”url\”:\”https://www.bbc.co.uk/search\”},\”chameleonSearchLink\”:{\”label\”:\”Search BBC\”,\”url\”:\”https://www.bbc.co.uk/search\”},\”navigationLinks\”:[{\”label\”:\”Home\”,\”url\”:\”https://www.bbc.com\”,\”accent\”:\”#007BC7\”},{\”label\”:\”News\”,\”url\”:\”https://www.bbc.com/news\”,\”accent\”:\”#BB1919\”},{\”label\”:\”Sport\”,\”url\”:\”https://www.bbc.com/sport\”,\”accent\”:\”#FFD230\”},{\”label\”:\”Reel\”,\”url\”:\”https://www.bbc.com/reel\”,\”accent\”:\”#0068FF\”},{\”label\”:\”Worklife\”,\”url\”:\”https://www.bbc.com/worklife\”,\”accent\”:\”#0052A1\”},{\”label\”:\”Travel\”,\”url\”:\”https://www.bbc.com/travel\”,\”accent\”:\”#589E50\”},{\”label\”:\”Future\”,\”url\”:\”https://www.bbc.com/future\”,\”accent\”:\”#002856\”},{\”label\”:\”Culture\”,\”url\”:\”https://www.bbc.com/culture\”,\”accent\”:\”#482878\”},{\”label\”:\”Music\”,\”url\”:\”https://www.bbc.com/culture/music\”},{\”label\”:\”TV\”,\”url\”:\”https://www.bbc.co.uk/schedules/p00fzl9m\”},{\”label\”:\”Weather\”,\”url\”:\”https://www.bbc.com/weather\”,\”accent\”:\”#88CCEE\”},{\”label\”:\”Sounds\”,\”url\”:\”https://www.bbc.co.uk/sounds\”,\”accent\”:\”#FF4900\”}],\”chameleonNavigationLinks\”:[{\”label\”:\”Home\”,\”url\”:\”https://www.bbc.com\”},{\”label\”:\”News\”,\”url\”:\”https://www.bbc.com/news\”,\”accent\”:\”#EB1212\”},{\”label\”:\”Sport\”,\”url\”:\”https://www.bbc.com/sport\”,\”accent\”:\”#FFD230\”},{\”label\”:\”Reel\”,\”url\”:\”https://www.bbc.com/reel\”,\”accent\”:\”#0068FF\”},{\”label\”:\”Worklife\”,\”url\”:\”https://www.bbc.com/worklife\”,\”accent\”:\”#0052A1\”},{\”label\”:\”Travel\”,\”url\”:\”https://www.bbc.com/travel\”,\”accent\”:\”#589E50\”},{\”label\”:\”Future\”,\”url\”:\”https://www.bbc.com/future\”,\”accent\”:\”#002856\”},{\”label\”:\”Culture\”,\”url\”:\”https://www.bbc.com/culture\”,\”accent\”:\”#482878\”},{\”label\”:\”Music\”,\”url\”:\”https://www.bbc.com/culture/music\”},{\”label\”:\”TV\”,\”url\”:\”https://www.bbc.co.uk/schedules/p00fzl9m\”},{\”label\”:\”Weather\”,\”url\”:\”https://www.bbc.com/weather\”,\”accent\”:\”#149EDC\”},{\”label\”:\”Sounds\”,\”url\”:\”https://www.bbc.co.uk/sounds\”,\”accent\”:\”#FA6400\”}]},\”importance\”:\”PRIMARY\”,\”isPersonalised\”:false,\”hasFetcher\”:true}},\”paths\”:[{\”path\”:\”/news/:id\”,\”routeHasCustomCsp\”:false},{\”path\”:\”/bitesize/guides/:id/audio\”,\”allowClientSideLink\”:true},{\”path\”:\”/bitesize/preview/guides/:id/audio\”,\”allowClientSideLink\”:true},{\”path\”:\”/bitesize/guides/:id/video\”,\”allowClientSideLink\”:true},{\”path\”:\”/bitesize/preview/guides/:id/video\”,\”allowClientSideLink\”:true},{\”path\”:\”/bitesize/guides/:id/revision/:page\”,\”allowClientSideLink\”:true},{\”path\”:\”/bitesize/preview/guides/:id/revision/:page\”,\”allowClientSideLink\”:true},{\”path\”:\”/bitesize/guides/:id/:chapter\”,\”allowClientSideLink\”:true},{\”path\”:\”/bitesize/preview/guides/:id/:chapter\”,\”allowClientSideLink\”:true}],\”page\”:{\”metadata\”:{\”title\”:\”BBC\”,\”description\”:\”BBC Page\”},\”featureToggles\”:{\”sfv-tipo-curations\”:false,\”enableElectionBanner\”:false,\”apps-news-abl-article-recommendations\”:false,\”articles-telescope\”:false,\”articles-flourish\”:false,\”global-container-polling\”:false,\”articles-idt2\”:false,\”sfv-toucan\”:false,\”articles-vj-interactives\”:false,\”sfv-common-article-format\”:false,\”sfv-machine-recommendations\”:false,\”live-experience-crowd-count\”:false,\”sfv-survey-banner\”:false,\”articles-uploader\”:false,\”articles-riddle\”:false,\”enableDotcomAds\”:false,\”enableComscoreMmx\”:true},\”entry\”:{\”pageLayout\”:\”ThreeColumnWithHero\”,\”pageContent\”:{\”zones\”:[{\”name\”:\”top\”,\”landmarks\”:[{\”element\”:\”header\”,\”containers\”:[{\”name\”:\”consent-banner\”,\”importance\”:\”TERTIARY\”,\”hasFetcher\”:true,\”props\”:[]},{\”name\”:\”chameleon-global-navigation\”,\”importance\”:\”PRIMARY\”,\”hasFetcher\”:true,\”props\”:[{\”__typename\”:\”LiteralProp\”,\”name\”:\”showServiceIdentifiers\”,\”value\”:false},{\”__typename\”:\”StoreReader\”,\”lookup\”:\”page.destination\”,\”name\”:\”currentPageAnalyticsDestination\”,\”store\”:\”analytics\”}],\”levers\”:{\”brandPalette\”:\”serviceNeutralLight\”,\”corePalette\”:\”light\”,\”fontPalette\”:\”sansSimple\”},\”fetchParams\”:[{\”__typename\”:\”RequestContext\”,\”name\”:\”country\”,\”lookup\”:\”country\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”language\”,\”lookup\”:\”language\”},{\”__typename\”:\”RouteParam\”,\”name\”:\”service\”,\”lookup\”:\”service\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”service\”}]},{\”name\”:\”product-navigation\”,\”importance\”:\”SECONDARY\”,\”hasFetcher\”:true,\”levers\”:{\”brandPalette\”:\”newsLight\”,\”corePalette\”:\”light\”,\”fontPalette\”:\”mixedInformative\”},\”props\”:[{\”__typename\”:\”LiteralProp\”,\”name\”:\”product\”,\”value\”:\”news\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”showProductNavigation\”,\”value\”:true},{\”__typename\”:\”LiteralProp\”,\”name\”:\”capability\”,\”value\”:\”article\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”country\”,\”lookup\”:\”country\”},{\”__typename\”:\”StoreReader\”,\”name\”:\”assetUri\”,\”lookup\”:\”assetUri\”,\”store\”:\”product-navigation\”},{\”__typename\”:\”StoreReader\”,\”name\”:\”sectionName\”,\”lookup\”:\”sectionName\”,\”store\”:\”product-navigation\”}]}]}],\”additionalProperties\”:{}},{\”name\”:\”hero\”,\”landmarks\”:[],\”additionalProperties\”:{}},{\”name\”:\”before\”,\”landmarks\”:[],\”additionalProperties\”:{}},{\”name\”:\”standard\”,\”landmarks\”:[{\”element\”:\”main\”,\”containers\”:[{\”name\”:\”sign-in-prompt\”,\”importance\”:\”TERTIARY\”,\”hasFetcher\”:false,\”props\”:[{\”__typename\”:\”StoreReader\”,\”name\”:\”signInPrompt\”,\”lookup\”:\”signInPrompt\”,\”store\”:\”bbcAccount\”},{\”__typename\”:\”StoreReader\”,\”name\”:\”pageType\”,\”lookup\”:\”pageType\”,\”store\”:\”bbcAccount\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”useExperimentCountingLogic\”,\”value\”:false},{\”__typename\”:\”StoreWriter\”,\”name\”:\”setSignInPrompt\”,\”lookup\”:\”signInPrompt\”,\”store\”:\”bbcAccount\”}]},{\”name\”:\”article\”,\”importance\”:\”PRIMARY\”,\”hasFetcher\”:true,\”props\”:[{\”__typename\”:\”FeatureToggle\”,\”name\”:\”isUploaderEnabled\”,\”lookup\”:\”articles-uploader\”,\”fallbackValue\”:false},{\”__typename\”:\”LiteralProp\”,\”name\”:\”uri\”,\”value\”:\”/news/business-57764601\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”analyticsDataSource\”,\”value\”:\”CPS\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”withTimestampBlock\”,\”value\”:false},{\”__typename\”:\”LiteralProp\”,\”name\”:\”leftAligned\”,\”value\”:true},{\”__typename\”:\”LiteralProp\”,\”name\”:\”isAdvertisingEnabled\”,\”value\”:false},{\”__typename\”:\”LiteralProp\”,\”name\”:\”isUk\”,\”value\”:false},{\”__typename\”:\”LiteralProp\”,\”name\”:\”service\”,\”value\”:\”news\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”host\”,\”lookup\”:\”host\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”language\”,\”lookup\”:\”language\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”env\”,\”lookup\”:\”env\”},{\”__typename\”:\”StoreReader\”,\”name\”:\”currentPageAnalyticsDestination\”,\”lookup\”:\”page.destination\”,\”store\”:\”analytics\”},{\”__typename\”:\”StoreReader\”,\”name\”:\”experienceComposition\”,\”lookup\”:\”page.additionalProperties.experience_composition\”,\”store\”:\”analytics\”},{\”__typename\”:\”StoreReader\”,\”name\”:\”experienceResourceId\”,\”lookup\”:\”metadata.urn\”,\”store\”:\”article\”}]}]}],\”additionalProperties\”:{\”layout\”:\”COMPACT\”}},{\”name\”:\”after\”,\”landmarks\”:[{\”element\”:\”aside\”,\”labelledBy\”:\”topStories-label\”,\”ariaHidden\”:false,\”containers\”:[{\”name\”:\”onward-journeys\”,\”importance\”:\”SECONDARY\”,\”isPersonalised\”:false,\”hasFetcher\”:true,\”props\”:[{\”__typename\”:\”LiteralProp\”,\”name\”:\”analyticsDataSource\”,\”value\”:\”CPS\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”columnsByBreakpoint\”,\”value\”:{\”base\”:1,\”medium\”:3,\”large\”:1}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”dataType\”,\”value\”:\”onwardJourneys\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”isUk\”,\”value\”:false},{\”__typename\”:\”LiteralProp\”,\”name\”:\”id\”,\”value\”:\”topStories\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”limit\”,\”value\”:3},{\”__typename\”:\”LiteralProp\”,\”name\”:\”promoSize\”,\”value\”:\”small\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”region\”,\”value\”:\”us\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”sectionHeader\”,\”value\”:{\”text\”:\”Top Stories\”}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”service\”,\”value\”:\”news\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”showTimestamp\”,\”value\”:true},{\”__typename\”:\”FeatureToggle\”,\”name\”:\”enableDotcomAds\”,\”lookup\”:\”enableDotcomAds\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”country\”,\”lookup\”:\”country\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”language\”,\”lookup\”:\”language\”}]}]},{\”element\”:\”aside\”,\”labelledBy\”:\”features-label\”,\”ariaHidden\”:false,\”containers\”:[{\”name\”:\”onward-journeys\”,\”importance\”:\”SECONDARY\”,\”isPersonalised\”:false,\”hasFetcher\”:true,\”props\”:[{\”__typename\”:\”LiteralProp\”,\”name\”:\”analyticsDataSource\”,\”value\”:\”CPS\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”columnsByBreakpoint\”,\”value\”:{\”base\”:2,\”medium\”:3,\”large\”:1}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”dataType\”,\”value\”:\”onwardJourneys\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”isUk\”,\”value\”:false},{\”__typename\”:\”LiteralProp\”,\”name\”:\”id\”,\”value\”:\”features\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”insertAdSlotAtIndex\”,\”value\”:3},{\”__typename\”:\”LiteralProp\”,\”name\”:\”limit\”,\”value\”:9},{\”__typename\”:\”LiteralProp\”,\”name\”:\”region\”,\”value\”:\”us\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”section\”,\”value\”:\”/news/business\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”sectionHeader\”,\”value\”:{\”text\”:\”Features\”}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”service\”,\”value\”:\”news\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”showImage\”,\”value\”:true},{\”__typename\”:\”LiteralProp\”,\”name\”:\”showLoadingState\”,\”value\”:false},{\”__typename\”:\”FeatureToggle\”,\”name\”:\”enableDotcomAds\”,\”lookup\”:\”enableDotcomAds\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”country\”,\”lookup\”:\”country\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”language\”,\”lookup\”:\”language\”}]}]},{\”element\”:\”aside\”,\”labelledBy\”:\”elsewhere-label\”,\”ariaHidden\”:false,\”containers\”:[{\”name\”:\”onward-journeys\”,\”importance\”:\”SECONDARY\”,\”isPersonalised\”:false,\”hasFetcher\”:true,\”props\”:[{\”__typename\”:\”LiteralProp\”,\”name\”:\”analyticsDataSource\”,\”value\”:\”CPS\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”columnsByBreakpoint\”,\”value\”:{\”base\”:2,\”medium\”:3,\”large\”:1}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”dataType\”,\”value\”:\”contentSummaries\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”isUk\”,\”value\”:false},{\”__typename\”:\”LiteralProp\”,\”name\”:\”id\”,\”value\”:\”elsewhere\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”limit\”,\”value\”:4},{\”__typename\”:\”LiteralProp\”,\”name\”:\”region\”,\”value\”:\”us\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”sectionHeader\”,\”value\”:{\”text\”:\”Elsewhere on the BBC\”}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”service\”,\”value\”:\”news\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”showDescription\”,\”value\”:true},{\”__typename\”:\”LiteralProp\”,\”name\”:\”showImage\”,\”value\”:true},{\”__typename\”:\”LiteralProp\”,\”name\”:\”showLoadingState\”,\”value\”:false},{\”__typename\”:\”LiteralProp\”,\”name\”:\”urn\”,\”value\”:\”urn:bbc:cps:curie:asset:6b29b3bc-3068-4fa0-88aa-86174f0b5249\”},{\”__typename\”:\”FeatureToggle\”,\”name\”:\”enableDotcomAds\”,\”lookup\”:\”enableDotcomAds\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”country\”,\”lookup\”:\”country\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”language\”,\”lookup\”:\”language\”}]}]},{\”element\”:\”aside\”,\”labelledBy\”:\”mostRead-label\”,\”ariaHidden\”:false,\”containers\”:[{\”name\”:\”onward-journeys\”,\”importance\”:\”SECONDARY\”,\”isPersonalised\”:false,\”hasFetcher\”:true,\”props\”:[{\”__typename\”:\”LiteralProp\”,\”name\”:\”analyticsDataSource\”,\”value\”:\”CPS\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”columnsByBreakpoint\”,\”value\”:{\”medium\”:2,\”large\”:1}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”dataType\”,\”value\”:\”onwardJourneys\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”edition\”,\”value\”:\”us\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”expiresInMs\”,\”value\”:3600000},{\”__typename\”:\”LiteralProp\”,\”name\”:\”isUk\”,\”value\”:false},{\”__typename\”:\”LiteralProp\”,\”name\”:\”id\”,\”value\”:\”mostRead\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”isRanking\”,\”value\”:true},{\”__typename\”:\”LiteralProp\”,\”name\”:\”sectionHeader\”,\”value\”:{\”text\”:\”Most Read\”}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”service\”,\”value\”:\”news\”},{\”__typename\”:\”FeatureToggle\”,\”name\”:\”enableDotcomAds\”,\”lookup\”:\”enableDotcomAds\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”language\”,\”lookup\”:\”language\”}]}]}],\”additionalProperties\”:{}},{\”name\”:\”bottom\”,\”landmarks\”:[{\”element\”:\”footer\”,\”containers\”:[{\”name\”:\”service-bar\”,\”importance\”:\”SECONDARY\”,\”hasFetcher\”:true,\”props\”:[{\”__typename\”:\”LiteralProp\”,\”name\”:\”product\”,\”value\”:\”news\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”language\”,\”lookup\”:\”language\”}]},{\”name\”:\”global-footer\”,\”importance\”:\”PRIMARY\”,\”hasFetcher\”:true,\”props\”:[],\”fetchParams\”:[{\”__typename\”:\”RequestContext\”,\”name\”:\”country\”,\”lookup\”:\”country\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”language\”,\”lookup\”:\”language\”},{\”__typename\”:\”RouteParam\”,\”name\”:\”service\”,\”lookup\”:\”service\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”service\”}]}]}],\”additionalProperties\”:{}}]},\”levers\”:{\”brandPalette\”:\”newsLight\”,\”corePalette\”:\”light\”,\”fontPalette\”:\”mixedInformative\”},\”stores\”:[{\”name\”:\”analytics\”,\”type\”:\”InMemory\”,\”initialState\”:{\”props\”:[{\”__typename\”:\”LiteralProp\”,\”name\”:\”page\”,\”value\”:{\”contentId\”:\”urn:bbc:cps:curie:asset:5d658f39-aad0-44c2-b3be-ffa1c849786a\”,\”name\”:\”news.business.story.57764601.page\”,\”destination\”:\”NEWS_GNL\”,\”producer\”:\”NEWS\”,\”section\”:\”business\”,\”contentType\”:\”article\”,\”language\”:\”en\”,\”additionalProperties\”:{\”app_name\”:\”news\”,\”experience_composition\”:[\”long-form\”],\”experience_resource_id\”:\”urn:bbc:cps:curie:asset:5d658f39-aad0-44c2-b3be-ffa1c849786a\”,\”custom_var_1\”:\”2021-07-16T11:52:58.000Z\”,\”custom_var_2\”:\”2023-05-11T13:43:36.000Z\”,\”custom_var_3\”:\”UK+economy~Personal+finance~Cost+of+living~Interest+rate~Mortgages~Savings~Bank+of+England~Money\”,\”custom_var_4\”:\”1947f3fd-ff95-4d71-b762-59b6c2f60fd1~20111747-026a-4687-a5a7-0a0499746ac6~2168dff5-3f4b-47f7-89b5-87d7b544a8d6~2dd7eaf6-3905-496d-948a-a04be60c6d99~4cb5b3b0-5c37-4d81-9939-304a2f828294~b483b761-e5dc-4a56-a68f-68e64dd67664~dc727dc2-c991-46c2-b2ae-abd16446f8f2~ebc3c14e-80f7-4e7a-80b7-13f4056192ba\”,\”comments_enabled\”:true,\”uploader_format\”:false}}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”sections\”,\”value\”:[\”News\”,\”News – business\”,\”News – STY\”,\”News – business – STY\”,\”News – news-category\”]},{\”__typename\”:\”LiteralProp\”,\”name\”:\”authors\”,\”value\”:\”By Kevin Peachey\”}]}},{\”name\”:\”userLocationData\”,\”type\”:\”InMemory\”,\”initialState\”:{\”props\”:[{\”__typename\”:\”LiteralProp\”,\”name\”:\”userLocationData\”,\”value\”:{}}]}},{\”name\”:\”article\”,\”type\”:\”InMemory\”,\”initialState\”:{\”props\”:[{\”__typename\”:\”LiteralProp\”,\”name\”:\”metadata\”,\”value\”:{\”id\”:\”urn:bbc:ares::asset:news/business-57764601\”,\”assetId\”:\”57764601\”,\”curie\”:\”http://www.bbc.co.uk/asset/5d658f39-aad0-44c2-b3be-ffa1c849786a\”,\”locators\”:{\”canonicalUrl\”:\”https://www.bbc.co.uk/news/business-57764601\”},\”seoHeadline\”:\”Interest rates: How the rise affects you and your money\”,\”promoHeadline\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”How the interest rate rise affects you\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”How the interest rate rise affects you\”,\”attributes\”:[]}}]}}]}}]},\”indexImage\”:{\”blocks\”:[{\”type\”:\”altText\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Block of flats\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”rawImage\”,\”model\”:{\”height\”:549,\”width\”:976,\”locator\”:\”78B9/production/_127150903_mediaitem127150902.jpg\”,\”originCode\”:\”cpsprodpb\”,\”copyrightHolder\”:\”BBC\”}}],\”alt\”:\”Block of flats\”,\”originalSrc\”:\”https://c.files.bbci.co.uk/78B9/production/_127150903_mediaitem127150902.jpg\”,\”iChefRecipe\”:\”https://ichef.bbci.co.uk/news/$recipe/branded_news/78B9/production/_127150903_mediaitem127150902.jpg\”,\”width\”:1024,\”height\”:576,\”isEditorialImage\”:true,\”src\”:\”https://ichef.bbci.co.uk/news/1024/branded_news/78B9/production/_127150903_mediaitem127150902.jpg\”},\”type\”:\”STY\”,\”options\”:{\”isIgorSeoTagsEnabled\”:false,\”includeComments\”:true,\”allowRightHandSide\”:true,\”isFactCheck\”:false,\”allowDateStamp\”:true,\”suitableForSyndication\”:true,\”hasNewsTracker\”:false,\”allowRelatedStoriesBox\”:true,\”isKeyContent\”:false,\”allowHeadline\”:true,\”allowAdvertising\”:true,\”hasContentWarning\”:false,\”isBreakingNews\”:false,\”allowPrintingSharingLinks\”:true},\”languageCode\”:\”en-gb\”,\”assetUri\”:\”/news/business-57764601\”,\”description\”:\”The Bank of England has raised the rate to 4.5% from 4.25%, pushing up mortgage costs.\”,\”lastUpdated\”:1683814482301,\”firstPublished\”:1626436378000,\”lastPublished\”:1683812616000,\”analytics\”:{\”page\”:{\”name\”:\”news.business.story.57764601.page\”,\”contentId\”:\”urn:bbc:cps:curie:asset:5d658f39-aad0-44c2-b3be-ffa1c849786a\”,\”section\”:\”business\”,\”producer\”:\”NEWS\”,\”additionalProperties\”:{\”custom_var_1\”:\”2021-07-16T11:52:58.000Z\”,\”custom_var_2\”:\”2023-05-11T13:43:36.000Z\”,\”custom_var_3\”:\”UK+economy~Personal+finance~Cost+of+living~Interest+rate~Mortgages~Savings~Bank+of+England~Money\”,\”custom_var_4\”:\”1947f3fd-ff95-4d71-b762-59b6c2f60fd1~20111747-026a-4687-a5a7-0a0499746ac6~2168dff5-3f4b-47f7-89b5-87d7b544a8d6~2dd7eaf6-3905-496d-948a-a04be60c6d99~4cb5b3b0-5c37-4d81-9939-304a2f828294~b483b761-e5dc-4a56-a68f-68e64dd67664~dc727dc2-c991-46c2-b2ae-abd16446f8f2~ebc3c14e-80f7-4e7a-80b7-13f4056192ba\”,\”comments_enabled\”:true,\”uploader_format\”:false}}},\”site\”:{\”name\”:\”BBC News\”,\”uri\”:\”/news\”},\”consumableInPlace\”:false,\”consumableOnRedButton\”:false,\”consumableOnlyOnRedButton\”:false,\”home\”:\”http://www.bbc.co.uk/ontologies/passport/home/News\”,\”urn\”:\”urn:bbc:cps:curie:asset:5d658f39-aad0-44c2-b3be-ffa1c849786a\”,\”section\”:{\”name\”:\”Business\”,\”uri\”:\”/news/business\”},\”host\”:\”www.bbc.co.uk\”,\”canonical\”:\”https://www.bbc.co.uk/news/business-57764601\”,\”title\”:{\”full\”:\”Interest rates: How the rise affects you and your money – BBC News\”,\”short\”:\”Interest rates: How the rise affects you and your money\”},\”contributor\”:{\”title\”:\”By Kevin Peachey\”,\”subtitle\”:\”Cost of living correspondent\”},\”social\”:{\”facebook\”:{\”admins\”:\”100004154058350\”,\”app_id\”:\”1609039196070050\”,\”pages\”:\”1143803202301544,317278538359186,1392506827668140,742734325867560,185246968166196,156060587793370,137920769558355,193435954068976,21263239760,156400551056385,929399697073756,154344434967,228735667216,80758950658,260212261199,294662213128,1086451581439054,283348121682053,295830058648,239931389545417,304314573046,310719525611571,647687225371774,1159932557403143,286567251709437,1731770190373618,125309456546,163571453661989,285361880228,512423982152360,238003846549831,176663550714,260967092113,118450564909230,100978706649892,15286229625,122103087870579,120655094632228,102814153147070,124715648647,153132638110668,150467675018739\”,\”url\”:\”https://www.facebook.com/bbcnews\”},\”twitter\”:{\”card\”:\”summary_large_image\”,\”user\”:\”@BBCNews\”}},\”schemaOrg\”:{\”logo\”:\”https://static.files.bbci.co.uk/ws/simorgh-assets/public/news/images/metadata/poster-1024×576.png\”,\”noBylinesPolicy\”:\”http://www.bbc.co.uk/news/help-41670342#authorexpertise\”,\”publishingPrinciples\”:\”http://www.bbc.co.uk/news/help-41670342\”,\”type\”:\”ReportageNewsArticle\”,\”publisher\”:\”NewsMediaOrganization\”},\”microsoft\”:{\”tileColor\”:\”#bb1919\”,\”tileImage\”:\”BBC News\”}}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”topics\”,\”value\”:[{\”title\”:\”Savings\”,\”url\”:\”/news/topics/c008ql151z0t\”,\”isEvent\”:false},{\”title\”:\”Money\”,\”url\”:\”/news/topics/c516w858pjgt\”,\”isEvent\”:false},{\”title\”:\”Personal finance\”,\”url\”:\”/news/topics/c8nq32jw8vjt\”,\”isEvent\”:false},{\”title\”:\”Cost of living\”,\”url\”:\”/news/topics/cljev4jz3pjt\”,\”isEvent\”:false},{\”title\”:\”UK economy\”,\”url\”:\”/news/topics/clm1wxp5378t\”,\”isEvent\”:false},{\”title\”:\”Bank of England\”,\”url\”:\”/news/topics/clm1wxp5pm7t\”,\”isEvent\”:false},{\”title\”:\”Mortgages\”,\”url\”:\”/news/topics/cpzp21mjmggt\”,\”isEvent\”:false}]},{\”__typename\”:\”LiteralProp\”,\”name\”:\”articleBodyContent\”,\”value\”:[{\”type\”:\”byline\”,\”model\”:{\”blocks\”:[{\”type\”:\”contributor\”,\”model\”:{\”blocks\”:[{\”type\”:\”name\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”By Kevin Peachey\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”By Kevin Peachey\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”role\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Cost of living correspondent\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Cost of living correspondent\”,\”attributes\”:[]}}]}}]}}]}}]}}]}},{\”type\”:\”image\”,\”model\”:{\”emphasiseImage\”:true,\”blocks\”:[{\”type\”:\”altText\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Block of flats\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”rawImage\”,\”model\”:{\”height\”:549,\”width\”:976,\”locator\”:\”78B9/production/_127150903_mediaitem127150902.jpg\”,\”originCode\”:\”cpsprodpb\”,\”copyrightHolder\”:\”BBC\”}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The Bank of England has raised interest rates for a 12th consecutive time as it tries to stop prices rising so quickly. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The Bank of England has raised interest rates for a 12th consecutive time as it tries to stop prices rising so quickly. \”,\”attributes\”:[\”bold\”]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The Bank rate has gone up to 4.5% from 4.25% following a meeting of the Monetary Policy Committee. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The Bank rate has gone up to 4.5% from 4.25% following a meeting of the Monetary Policy Committee. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The change means further pain for some homeowners, but it could benefit savers.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The change means further pain for some homeowners, but it could benefit savers.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”subheadline\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”How high could interest rates go?\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”How high could interest rates go?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The Bank rate is at its highest level for almost 15 years, rising consistently in response to the soaring cost of living. The rate of inflation – which charts rising prices – has remained stubbornly high, in part owing to food prices increasing at their fastest rates for 45 years.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The Bank rate is at its highest level for almost 15 years, rising consistently in response to the soaring cost of living. The rate of inflation – which charts rising prices – has remained stubbornly high, in part owing to food prices increasing at their fastest rates for 45 years.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”It stood at 10.1% in the year to March, down slightly from 10.4% in February, but the same as January.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”It stood at 10.1% in the year to March, down slightly from 10.4% in February, but the same as January.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”There has been a series of Bank rate increases since December 2021 attempting to control inflation. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”There has been a series of Bank rate increases since December 2021 attempting to control inflation. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”There is uncertainty over the coming months, not least about whether rate rises may be close to, or at, an end. Some economists suggest there could be one or two more rises.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”There is uncertainty over the coming months, not least about whether rate rises may be close to, or at, an end. Some economists suggest there could be one or two more rises.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The Bank will be keen not to dampen the economy, which has shown little sign of growth.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The Bank will be keen not to dampen the economy, which has shown little sign of growth.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The peak would still be lower than initial predictions after the turmoil of last year’s mini-budget.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The peak would still be lower than initial predictions after the turmoil of last year’s mini-budget.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The Bank’s Monetary Policy Committee meets eight times a year to decide interest rate policy. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The Bank’s Monetary Policy Committee \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”meets eight times a year to decide interest rate policy\”,\”locator\”:\”https://www.bbc.co.uk/news/business-50837114\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”meets eight times a year to decide interest rate policy\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”unorderedList\”,\”model\”:{\”blocks\”:[{\”type\”:\”listItem\”,\”model\”:{\”blocks\”:[{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”Why does the Bank of England change interest rates?\”,\”locator\”:\”https://www.bbc.co.uk/news/business-50837114\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Why does the Bank of England change interest rates?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”It has been under pressure to put rates up because it has a target to keep inflation at 2%, but prices are currently rising at more than five times that level. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”It has been under pressure to put rates up because it has a target to keep inflation at 2%, but prices are currently rising at more than five times that level. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”subheadline\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”How do interest rates affect me?\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”How do interest rates affect me?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Mortgages\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Mortgages\”,\”attributes\”:[\”bold\”]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Just under a third of households have a mortgage, according to the government’s English Housing Survey.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Just under a third of households have a mortgage, according to \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”the government’s English Housing Survey\”,\”locator\”:\”https://www.gov.uk/government/collections/english-housing-survey\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”the government’s English Housing Survey\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”After a period of ultra-low rates, many homeowners are now facing the likelihood of much more expensive monthly repayments. The Bank of England says up to four million households face a higher monthly mortgage bill this year. An estimated 356,000 mortgage borrowers could face difficulties with repayments by July next year, according to City watchdog the Financial Conduct Authority.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”After a period of ultra-low rates, many homeowners are now facing the likelihood of much more expensive monthly repayments. The Bank of England says up to \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”four million households face a higher monthly mortgage bill this year\”,\”locator\”:\”https://www.bbc.co.uk/news/business-63961179\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”four million households face a higher monthly mortgage bill this year\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”. An estimated 356,000 mortgage borrowers could face difficulties with repayments by July next year, according to City watchdog the Financial Conduct Authority.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”When interest rates rise, more than 1.4 million people on tracker and variable rate deals usually see an immediate increase in their monthly payments. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”When interest rates rise, more than 1.4 million people on tracker and variable rate deals usually see an immediate increase in their monthly payments. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The increase in the Bank rate to 4.5% from 4.25% means those on a typical tracker mortgage will pay about £24 more a month. Those on standard variable rate mortgages face a £15 jump.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The increase in the Bank rate to 4.5% from 4.25% means those on a typical tracker mortgage will pay about £24 more a month. Those on standard variable rate mortgages face a £15 jump.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”This comes on top of increases following the previous recent rate rises. Compared with pre-December 2021, average tracker mortgage customers will be paying about £417 more a month, and variable rate mortgage holders about £266 more.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”This comes on top of increases following the previous recent rate rises. Compared with pre-December 2021, average tracker mortgage customers will be paying about £417 more a month, and variable rate mortgage holders about £266 more.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Forecasts suggest that they could start to come down again as the year goes on, but there remains a significant degree of uncertainty about that. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Forecasts suggest that they could start to come down again as the year goes on, but there remains a significant degree of uncertainty about that. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Three-quarters of mortgage customers hold a fixed-rate mortgage. Their monthly payments may not change immediately, but house buyers – or anyone seeking to remortgage, estimated to be 1.8 million people this year – will have to pay a lot more now than if they had taken out the same mortgage a year or more ago. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Three-quarters of mortgage customers hold a fixed-rate mortgage. Their monthly payments may not change immediately, but house buyers – or anyone seeking to remortgage, estimated to be 1.8 million people this year – will have to pay a lot more now than if they had taken out the same mortgage a year or more ago. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”There has been considerable upheaval in this market since September’s mini-budget, even though most of the policies that were announced have now been ditched.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”There has been considerable upheaval in this market since September’s mini-budget, even though most of the policies that were announced have now been ditched.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”An average two-year fixed deal, which was 2.29% in November 2021, is now 5.28% – potentially a difference of hundreds of pounds each month in repayments for a typical borrower. However, rates are lower than their peak in the autumn, which would have been the most expensive time to take out a fixed deal.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”An average two-year fixed deal, which was 2.29% in November 2021, is now 5.28% – potentially a difference of hundreds of pounds each month in repayments for a typical borrower. However, rates are lower than their peak in the autumn, which would have been the most expensive time to take out a fixed deal.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”You can see how your mortgage may be affected by rising rates with our calculator below.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”You can see how your mortgage may be affected by rising rates with our calculator below.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”include\”,\”model\”:{\”type\”:\”vj\”,\”href\”:\”/include/newsspec/34996-mortgage-calculator/english/app?responsive=true&newsapps=true&app-image=https://news.files.bbci.co.uk/include/vjassets/img/app-launcher.png&app-clickable=true&amp-clickable=true&amp-image-height=360&amp-image-width=640&amp-image=https://news.files.bbci.co.uk/include/vjassets/img/app-launcher.png&app-image-alt-text=Click%20or%20tap%20here%20to%20see%20interactive%20content\”,\”html\”:\”\\u003cscript>\\n window.vjConfigObject = window.vjConfigObject || {};\\n window.vjConfigObject[‘newsspec-34996-mortgage-calculator-app’] = {\\\”js\\\”:true,\\\”output\\\”:{\\\”wrapper\\\”:\\\”embed\\\”},\\\”name\\\”:\\\”newsspec-34996-mortgage-calculator\\\”,\\\”version\\\”:\\\”1.0.0\\\”,\\\”urlToOutputDir\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator\\\”,\\\”assetsPath\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/assets/app-project-assets\\\”,\\\”includeName\\\”:\\\”app\\\”,\\\”language\\\”:\\\”english\\\”,\\\”languageCode\\\”:\\\”en\\\”,\\\”brandingVersion\\\”:\\\”3.1\\\”,\\\”brandingExtension\\\”:\\\”svg\\\”,\\\”loremText\\\”:[\\\”Lorem ipsum dolor sit amet, consectetur adipiscing elit. Integer a purus eu nisl porta aliquam. Morbi pharetra aliquet dolor a cursus. In auctor dolor a felis feugiat ultrices. Phasellus sagittis aliquet mattis. Etiam turpis neque, auctor a pulvinar a, vestibulum consequat ante. Morbi ut dui eget sapien vulputate viverra. Curabitur luctus malesuada nunc.\\\”,\\\”Nullam gravida erat ut porttitor sollicitudin. Aliquam feugiat odio rutrum arcu tincidunt vehicula. Donec nec dolor rhoncus, consectetur metus eget, consectetur enim. Duis euismod, arcu non efficitur porta, nibh eros viverra risus, ac gravida lorem ex in dui. Morbi pulvinar varius erat, quis facilisis ligula mollis vel. Nulla efficitur augue quam, ac aliquet mi ornare vitae. In ornare nisl eget tortor aliquam consectetur id nec lorem. Pellentesque massa dolor, placerat ac risus a, aliquam rhoncus nulla.\\\”,\\\”Ut et suscipit enim. Nam aliquam porttitor sapien elementum mollis. In quis turpis ante. Morbi et ex aliquam, ornare neque sit amet, porttitor est. Quisque eleifend consequat turpis. Curabitur ultrices luctus quam, et dapibus quam bibendum non. Praesent facilisis augue magna, eu volutpat nibh gravida et. Cras pulvinar, ligula vel consectetur molestie, lorem eros euismod arcu, sed condimentum leo metus efficitur ante. Duis eu diam semper, hendrerit est porta, tincidunt odio. Maecenas sagittis justo lacus, ac varius est dictum sit amet. Nam vitae turpis dignissim, tincidunt felis sit amet, dignissim sapien. Integer et iaculis ex. Sed rhoncus elit vitae massa facilisis venenatis.\\\”,\\\”Curabitur lorem ligula, aliquet id lorem ut, molestie consequat sem. Donec sit amet lacus sagittis, gravida nunc a, volutpat elit. Nullam elementum, leo sed gravida euismod, enim leo venenatis dolor, eget consequat nisi nisl vel tortor. Ut hendrerit non justo nec porttitor. Aenean et dolor laoreet augue vulputate commodo ac ut turpis. Morbi luctus lacinia felis at pellentesque. Interdum et malesuada fames ac ante ipsum primis in faucibus. Nullam tristique faucibus mauris, sed volutpat ante consequat nec. Proin fermentum vehicula tortor, sed bibendum lectus volutpat ac. Cras dignissim elit id aliquam consectetur.\\\”],\\\”metaCSP\\\”:\\\”default-src ‘none’;script-src ‘unsafe-inline’ ‘self’ *.local.bbc.co.uk:* news.files.bbci.co.uk news.test.files.bbci.co.uk assets.wearehearken.com cdn.syndication.twimg.com connect.facebook.net emp.bbci.co.uk ems.wearehearken.com modules.wearehearken.com mybbcanalytics.files.bbci.co.uk nav.files.bbci.co.uk news.files.bbci.co.uk news.test.files.bbci.co.uk platform.twitter.com public.flourish.studio static.bbc.co.uk static.bbci.co.uk static.files.bbci.co.uk static.chartbeat.com static2.chartbeat.com www.bbc.co.uk www.instagram.com www.ons.gov.uk gnwebassets.api.bbc.com www.googleanalytics.com static.files.bbci.co.uk static.test.files.bbci.co.uk;img-src ‘self’ c.files.bbci.co.uk data: https://a1.api.bbc.co.uk i.ytimg.com ichef.bbci.co.uk logws1363.atihost.net logws1363.ati-host.net news.bbcimg.co.uk news.files.bbci.co.uk news.test.files.bbci.co.uk newsimg.bbc.co.uk pbs.twimg.com ping.chartbeat.net platform.twitter.com r.bbci.co.uk syndication.twitter.com ton.twimg.com www.googleanalytics.com static.files.bbci.co.uk;font-src gel.files.bbci.co.uk static.bbci.co.uk static.files.bbci.co.uk news.files.bbci.co.uk news.test.files.bbci.co.uk wsdownloads.files.bbci.co.uk;style-src ‘self’ ‘unsafe-inline’ *.local.bbc.co.uk:* cdn.riddle.com flo.uri.sh news.files.bbci.co.uk news.test.files.bbci.co.uk platform.twitter.com static.bbc.co.uk static.bbci.co.uk static.files.bbci.co.uk ton.twimg.com www.riddle.com;frame-src ‘self’ *.local.bbc.co.uk:* bbc001.carto.com bbc003.carto.com bbc-maps.carto.com cdn.riddle.com chartbeat.com emp.bbc.co.uk emp.bbc.com flo.uri.sh news.files.bbci.co.uk news.test.files.bbci.co.uk static.files.bbci.co.uk static.test.files.bbci.co.uk personaltaxcalculator2.deloittecloud.co.uk platform.twitter.com public.flourish.studio static2.chartbeat.com syndication.twitter.com web.facebook.com www.bbc.co.uk www.facebook.com www.instagram.com www.ons.gov.uk www.riddle.com www.youtube.com;object-src ‘none’;worker-src ‘self’ blob:;manifest-src static.files.bbci.co.uk;connect-src ‘self’ cookieoven.api.bbc.co.uk cookieoven.api.bbc.com ems.wearehearken.com https://*.local.bbc.co.uk:* https://a1.api.bbc.co.uk https://mybbc-analytics.files.bbci.co.uk idcta.api.bbc.co.uk locator-service.api.bbci.co.uk logws1363.ati-host.net logws1363.atihost.net modules.wearehearken.com mybbcanalytics.files.bbci.co.uk news.files.bbci.co.uk news.test.files.bbci.co.uk platform.twitter.com search.api.bbci.co.uk search.api.bbci.com static.files.bbci.co.uk static.test.files.bbci.co.uk wss://*.local.bbc.co.uk:* www.bbc.co.uk www.bbc.com www.googleanalytics.com;child-src blob:;base-uri ‘none’;form-action ‘self’ platform.twitter.com syndication.twitter.com;upgrade-insecure-requests\\\”,\\\”textDirection\\\”:\\\”ltr\\\”,\\\”serviceName\\\”:\\\”news\\\”,\\\”serviceNameNative\\\”:\\\”News\\\”,\\\”AtiSiteIdTest\\\”:598286,\\\”AtiSiteIdLive\\\”:598285,\\\”AtiSiteStringTest\\\”:\\\”news_ps_test\\\”,\\\”AtiSiteStringLive\\\”:\\\”news_ps\\\”,\\\”AtiSiteStringExtraUkTest\\\”:\\\”gnl_news_test\\\”,\\\”AtiSiteStringExtraUkLive\\\”:\\\”gnl_news\\\”,\\\”AtiProducerString\\\”:\\\”news\\\”,\\\”AtiProducerId\\\”:64,\\\”AllowsAtiDeviceTracking\\\”:true,\\\”vocab\\\”:{\\\”embed_header\\\”:\\\”How much could my mortgage go up by?\\\”,\\\”embed_no-js\\\”:\\\”A modern browser with JavaScript and a stable internet connection is required to view this interactive.\\\”,\\\”\\\”:\\\”\\\”,\\\”form_input_1\\\”:\\\”How much are you borrowing?\\\”,\\\”info_button_aria_label_1\\\”:\\\”More info on borrowing\\\”,\\\”form_format_1\\\”:\\\”£\\\”,\\\”form_default_1\\\”:\\\”160000\\\”,\\\”form_placeholder_1\\\”:\\\”160,000\\\”,\\\”form_step_1\\\”:\\\”1000\\\”,\\\”form_min_1\\\”:\\\”0\\\”,\\\”form_max_1\\\”:\\\”10000000\\\”,\\\”form_input_2\\\”:\\\”How long will you take to pay it back?\\\”,\\\”info_button_aria_label_2\\\”:\\\”More info on repayment periods\\\”,\\\”form_format_2\\\”:\\\”years\\\”,\\\”form_default_2\\\”:\\\”20\\\”,\\\”form_placeholder_2\\\”:\\\”20\\\”,\\\”form_step_2\\\”:\\\”1\\\”,\\\”form_min_2\\\”:\\\”1\\\”,\\\”form_max_2\\\”:\\\”50\\\”,\\\”form_input_begin_radio\\\”:\\\”ignore\\\”,\\\”form_radio_label\\\”:\\\”What is your current…\\\”,\\\”info_button_aria_label_3\\\”:\\\”More info on interest rates\\\”,\\\”form_radio_input_1\\\”:\\\”interest rate\\\”,\\\”form_radio_format_1\\\”:\\\”%\\\”,\\\”form_radio_default_1\\\”:\\\”2.00\\\”,\\\”form_radio_placeholder_1\\\”:\\\”2.00\\\”,\\\”form_radio_step_1\\\”:\\\”0.10\\\”,\\\”form_radio_min_1\\\”:\\\”0.50\\\”,\\\”form_radio_max_1\\\”:\\\”10.50\\\”,\\\”form_radio_input_2\\\”:\\\”monthly payment\\\”,\\\”form_radio_format_2\\\”:\\\”£\\\”,\\\”form_radio_default_2\\\”:\\\”809\\\”,\\\”form_radio_placeholder_2\\\”:\\\”809\\\”,\\\”form_radio_step_2\\\”:\\\”10\\\”,\\\”form_radio_min_2\\\”:\\\”0\\\”,\\\”form_radio_max_2\\\”:\\\”10000\\\”,\\\”form_input_3\\\”:\\\”Choose an interest rate to compare with…\\\”,\\\”form_format_3\\\”:\\\”%\\\”,\\\”form_default_3\\\”:\\\”5.00\\\”,\\\”form_placeholder_3\\\”:\\\”5.00\\\”,\\\”form_step_3\\\”:\\\”0.10\\\”,\\\”form_min_3\\\”:\\\”0.10\\\”,\\\”form_max_3\\\”:\\\”100.00\\\”,\\\”form_button–calculate\\\”:\\\”Calculate\\\”,\\\”form_button–calculate-again\\\”:\\\”Calculate again\\\”,\\\”form_label_increase\\\”:\\\”increase\\\”,\\\”form_label_decrease\\\”:\\\”decrease\\\”,\\\”form_result__compare-results\\\”:\\\”At this rate, your payments could change by…\\\”,\\\”form_result__increase\\\”:\\\”monthly change\\\”,\\\”form_result__to\\\”:\\\”to\\\”,\\\”form_result__total\\\”:\\\”monthly total\\\”,\\\”form_result__monthly-estimate–repayment\\\”:\\\”We estimate your monthly repayments are £{{estimates-value}}.\\\”,\\\”form_result__monthly-estimate–interest\\\”:\\\”We estimate your interest rate is {{estimates-value}}%.\\\”,\\\”form_result__calculation-error\\\”:\\\”The information you provided on your monthly payments would not be sufficient to pay off your mortgage within the number of years given.\\\”,\\\”form_result__offscreen\\\”:\\\”At this rate, your monthly payments could change by {{var1}} pounds. This would be a monthly total of {{var2}} pounds.\\\”,\\\”info_input_1\\\”:\\\”If you have an existing mortgage enter the outstanding balance left to pay. If not, enter the total you are looking to borrow.\\\”,\\\”info_input_2\\\”:\\\”If you have an existing mortgage enter the total number of years remaining. If not, enter the total number of years you are looking to borrow over.\\\”,\\\”info_radio_interest\\\”:\\\”For those with a mortgage enter the rate for your current fixed term. For those without a mortgage enter an interest rate from another source, such as a bank’s mortgage rate calculator.\\\”,\\\”info_radio_monthly\\\”:\\\”For those with a mortgage enter the amount you pay for per month. For those without a mortgage enter the amount you would be paying.\\\”,\\\”disclaimer_1\\\”:\\\”This calculator does not constitute financial advice. It is based on a standard mortgage repayment formula based on the mortgage size and length and a fixed interest rate. It should be used as a guide only and does not represent the suitability, eligibility or availability of mortgage offers for users. For exact figures, users will need to approach an official mortgage lender.\\\”,\\\”disclaimer_2\\\”:\\\”Interest rates fluctuate based on the Bank of England’s base rate and market conditions.\\\”},\\\”outputs\\\”:[{\\\”wrapper\\\”:\\\”embed\\\”},{\\\”wrapper\\\”:\\\”core\\\”},{\\\”wrapper\\\”:\\\”envelope\\\”},{\\\”wrapper\\\”:\\\”amp\\\”},{\\\”wrapper\\\”:\\\”news-app\\\”},{\\\”wrapper\\\”:\\\”syndication\\\”,\\\”photoCaption\\\”:\\\”\\\”,\\\”photoURL\\\”:\\\”\\\”,\\\”hyperlinkCallToAction\\\”:\\\”Click here to see the BBC interactive\\\”},{\\\”wrapper\\\”:\\\”facebook\\\”,\\\”height\\\”:960,\\\”withMargins\\\”:\\\”yes\\\”},{\\\”wrapper\\\”:\\\”applenews\\\”,\\\”photoCaption\\\”:\\\”\\\”,\\\”photoURL\\\”:\\\”\\\”,\\\”hyperlinkCallToAction\\\”:\\\”Click or tap here to see interactive content\\\”}],\\\”usesAppJs\\\”:true,\\\”autoFixLintingErrors\\\”:false,\\\”polyfill\\\”:false,\\\”dynamicImports\\\”:true,\\\”dynamicPolyfills\\\”:[\\\”core-js/modules/es.promise\\\”,\\\”core-js/modules/es.array.iterator\\\”,\\\”core-js/modules/es.array.filter\\\”,\\\”core-js/modules/es.array.from\\\”,\\\”core-js/modules/es.array.map\\\”,\\\”core-js/modules/es.array.reduce\\\”,\\\”core-js/modules/es.object.assign\\\”,\\\”core-js/modules/es.object.entries\\\”,\\\”core-js/modules/es.object.from-entries\\\”,\\\”core-js/modules/es.object.keys\\\”,\\\”core-js/modules/es.object.values\\\”],\\\”reactProject\\\”:false,\\\”failFast\\\”:false,\\\”includePath\\\”:{\\\”responsive\\\”:true,\\\”newsapps\\\”:true,\\\”app-image\\\”:\\\”https://news.files.bbci.co.uk/include/vjassets/img/app-launcher.png\\\”,\\\”app-clickable\\\”:true,\\\”amp-clickable\\\”:true,\\\”amp-image-height\\\”:360,\\\”amp-image-width\\\”:640,\\\”amp-image\\\”:\\\”https://news.files.bbci.co.uk/include/vjassets/img/app-launcher.png\\\”,\\\”app-image-alt-text\\\”:\\\”Click or tap here to see interactive content\\\”},\\\”languages\\\”:[\\\”english\\\”],\\\”destinationSection\\\”:{\\\”english\\\”:\\\”uk\\\”},\\\”uncompressedAppBudget\\\”:\\\”(1024 * 1000) * 0.5\\\”,\\\”meta\\\”:{\\\”title\\\”:{\\\”english\\\”:\\\”\\\”},\\\”images\\\”:[{\\\”thumbnail\\\”:\\\”\\\”}],\\\”hasBeenDeployed\\\”:false,\\\”publication_date\\\”:null,\\\”publication_date_iso\\\”:null,\\\”last_modified\\\”:null,\\\”last_modified_iso\\\”:null,\\\”data_last_modified\\\”:null,\\\”data_last_modified_iso\\\”:null,\\\”keywords\\\”:[\\\”vj\\\”,\\\”visual-journalism\\\”,\\\”visualjournalism\\\”,\\\”visual journalism\\\”],\\\”locations\\\”:{\\\”regions\\\”:[]}},\\\”defaultPort\\\”:1031,\\\”usedPort\\\”:1031,\\\”generateForMozart\\\”:true,\\\”hasGithubRepo\\\”:true,\\\”bespokeOrbitCacheTTL\\\”:false,\\\”shouldAllowDeviceTracking\\\”:true,\\\”shadowDom\\\”:true,\\\”generator\\\”:\\\”basic-project\\\”,\\\”projectNamespace\\\”:\\\”newsspec-34996-mortgage-calculator\\\”,\\\”generatorVersion\\\”:\\\”10.1.4\\\”,\\\”projectName\\\”:\\\”newsspec-34996-mortgage-calculator\\\”,\\\”outputDir\\\”:\\\”include/newsspec/34996-mortgage-calculator\\\”,\\\”optimiseImagesOnEveryBuild\\\”:false,\\\”includes\\\”:{\\\”app\\\”:{\\\”uuid\\\”:\\\”8236f762-98ef-4d6c-8a5f-b612687454f8\\\”}},\\\”pathToWrapperAssets\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/assets/embed\\\”,\\\”pathToInclude\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/english/app/embed\\\”,\\\”pathToWrapperAssetsToInclude\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/english/app/embed\\\”};\\n\\u003c/script>\\n\\u003clink rel=\\\”stylesheet\\\” href=\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/assets/embed/css/inline.css??v=1.0.0.202305101619\\\”>\\n\\u003cdiv id=\\\”responsive-embed-newsspec-34996-mortgage-calculator-app\\\” class=\\\”bbc-news-vj-embed-wrapper\\\”>\\n \\u003cdiv id=\\\”responsive-embed-newsspec-34996-mortgage-calculator-app-core-content\\\”>\\n \\u003cnoscript>\\n \\u003cp>A modern browser with JavaScript and a stable internet connection is required to view this interactive.\\u003c/p>\\n \\u003c/noscript>\\n \\u003cdiv class=\\\”mortgage-calc__content-container\\\” style=\\\”display:none;\\\”>\\n \\u003ch2 id=\\\”lookup-header\\\”>How much could my mortgage go up by?\\u003c/h2>\\n \\u003cform id=\\\”mortgage-calc\\\” class=\\\”width-restrict\\\” aria-label=\\\”How much could my mortgage go up by?\\\”>\\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clabel class=\\\”label__input \\\” for=\\\”form_input_1\\\”>How much are you borrowing?\\u003c/label>\\n \\u003cbutton class=\\\”label__info-btn\\\” data-id=\\\”info-button-1\\\” aria-label=\\\”More info on borrowing\\\”>\\u003c/button>\\n \\u003cdiv class=\\\”info-box info-button-1\\\”>\\n \\u003cdiv class=\\\”info-box__text info-button-1\\\”>If you have an existing mortgage enter the outstanding balance left to pay. If not, enter the total you are looking to borrow.\\u003c/div>\\n \\u003c/div>\\n \\u003c/div>\\n \\n \\u003cdiv class=\\\”input__container \\\”>\\n \\u003cinput id=\\\”form_input_1\\\”\\n name=\\\”form_input_1\\\” \\n type=\\\”number\\\”\\n value=\\\”160000\\\”\\n min=\\\”0\\\” \\n max=\\\”10000000\\\”\\n data-default=\\\”160000\\\”\\n step=\\\”any\\\”\\n required=\\\”required\\\”\\n >\\n \\n \\u003cdiv class=\\\”input__btn-container\\\”>\\n \\u003cbutton class=\\\”input__btn-increment\\\” data-direction=\\\”increment\\\” data-key=\\\”form_input_1\\\” aria-label=\\\”increase £\\\”>\\u003c/button>\\n \\u003cbutton class=\\\”input__btn-decrement\\\” data-direction=\\\”decrement\\\” data-key=\\\”form_input_1\\\” aria-label=\\\”decrease £\\\”>\\u003c/button>\\n \\u003c/div>\\n \\u003cspan class=\\\”input__number-format\\\” aria-hidden=\\\”true\\\”>£\\u003c/span>\\n \\u003c/div>\\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clabel class=\\\”label__input \\\” for=\\\”form_input_2\\\”>How long will you take to pay it back?\\u003c/label>\\n \\u003cbutton class=\\\”label__info-btn\\\” data-id=\\\”info-button-2\\\” aria-label=\\\”More info on repayment periods\\\”>\\u003c/button>\\n \\u003cdiv class=\\\”info-box info-button-2\\\”>\\n \\u003cdiv class=\\\”info-box__text info-button-2\\\”>If you have an existing mortgage enter the total number of years remaining. If not, enter the total number of years you are looking to borrow over.\\u003c/div>\\n \\u003c/div>\\n \\u003c/div>\\n \\n \\u003cdiv class=\\\”input__container \\\”>\\n \\u003cinput id=\\\”form_input_2\\\”\\n name=\\\”form_input_2\\\” \\n type=\\\”number\\\”\\n value=\\\”20\\\”\\n min=\\\”1\\\” \\n max=\\\”50\\\”\\n data-default=\\\”20\\\”\\n step=\\\”any\\\”\\n required=\\\”required\\\”\\n >\\n \\n \\u003cdiv class=\\\”input__btn-container\\\”>\\n \\u003cbutton class=\\\”input__btn-increment\\\” data-direction=\\\”increment\\\” data-key=\\\”form_input_2\\\” aria-label=\\\”increase years\\\”>\\u003c/button>\\n \\u003cbutton class=\\\”input__btn-decrement\\\” data-direction=\\\”decrement\\\” data-key=\\\”form_input_2\\\” aria-label=\\\”decrease years\\\”>\\u003c/button>\\n \\u003c/div>\\n \\u003cspan class=\\\”input__number-format\\\” aria-hidden=\\\”true\\\”>years\\u003c/span>\\n \\u003c/div>\\n \\u003cdiv class=\\\”radio__container\\\”>\\n \\u003cfieldset>\\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clegend class=\\\”label__input\\\”>What is your current…\\u003c/legend>\\n \\u003cbutton class=\\\”label__info-btn\\\” data-id=\\\”info-button-3\\\” aria-label=\\\”More info on interest rates\\\”>\\u003c/button>\\n \\u003cdiv class=\\\”info-box info-button-3\\\”>\\n \\u003cdiv class=\\\”info-box__text\\\”>For those with a mortgage enter the rate for your current fixed term. For those without a mortgage enter an interest rate from another source, such as a bank’s mortgage rate calculator.\\u003c/div>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003cdiv class=\\\”radio__group\\\”>\\n \\u003cdiv class=\\\”input-container\\\”>\\n \\u003cinput class=\\\”radio-input\\\” type=\\\”radio\\\” id=\\\”interest\\\” name=\\\”format-selector\\\” value=\\\”interest\\\” checked=\\\”true\\\”>\\n \\u003clabel for=\\\”interest\\\”>interest rate\\u003c/label>\\n \\u003c/div>\\n \\u003cdiv class=\\\”input-container\\\”>\\n \\u003cinput class=\\\”radio-input\\\” type=\\\”radio\\\” id=\\\”monthly\\\” name=\\\”format-selector\\\” value=\\\”monthly\\\”>\\n \\u003clabel for=\\\”monthly\\\”>monthly payment\\u003c/label>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003c/fieldset>\\n \\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clabel class=\\\”label__input off-screen\\\” for=\\\”form_radio_input_1\\\”>interest rate\\u003c/label>\\n \\u003c/div>\\n \\n \\u003cdiv class=\\\”input__container input__container–radio\\\”>\\n \\u003cinput id=\\\”form_radio_input_1\\\”\\n name=\\\”form_radio_input_1\\\” \\n type=\\\”number\\\”\\n value=\\\”2.00\\\”\\n min=\\\”0.50\\\” \\n max=\\\”10.50\\\”\\n data-default=\\\”2.00\\\”\\n step=\\\”any\\\”\\n required=\\\”required\\\”\\n >\\n \\n \\u003cdiv class=\\\”input__btn-container\\\”>\\n \\u003cbutton class=\\\”input__btn-increment\\\” data-direction=\\\”increment\\\” data-key=\\\”form_radio_input_1\\\” aria-label=\\\”increase %\\\”>\\u003c/button>\\n \\u003cbutton class=\\\”input__btn-decrement\\\” data-direction=\\\”decrement\\\” data-key=\\\”form_radio_input_1\\\” aria-label=\\\”decrease %\\\”>\\u003c/button>\\n \\u003c/div>\\n \\u003cspan class=\\\”input__number-format\\\” aria-hidden=\\\”true\\\”>%\\u003c/span>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clabel class=\\\”label__input \\\” for=\\\”form_input_3\\\”>Choose an interest rate to compare with…\\u003c/label>\\n \\u003c/div>\\n \\n \\u003cdiv class=\\\”input__container \\\”>\\n \\u003cinput id=\\\”form_input_3\\\”\\n name=\\\”form_input_3\\\” \\n type=\\\”number\\\”\\n value=\\\”5.00\\\”\\n min=\\\”0.10\\\” \\n max=\\\”100.00\\\”\\n data-default=\\\”5.00\\\”\\n step=\\\”any\\\”\\n required=\\\”required\\\”\\n >\\n \\n \\u003cdiv class=\\\”input__btn-container\\\”>\\n \\u003cbutton class=\\\”input__btn-increment\\\” data-direction=\\\”increment\\\” data-key=\\\”form_input_3\\\” aria-label=\\\”increase %\\\”>\\u003c/button>\\n \\u003cbutton class=\\\”input__btn-decrement\\\” data-direction=\\\”decrement\\\” data-key=\\\”form_input_3\\\” aria-label=\\\”decrease %\\\”>\\u003c/button>\\n \\u003c/div>\\n \\u003cspan class=\\\”input__number-format\\\” aria-hidden=\\\”true\\\”>%\\u003c/span>\\n \\u003c/div>\\n \\u003cinput class=\\\”submit-btn\\\” type=\\\”submit\\\” value=\\\”Calculate\\\” />\\n \\u003c/form>\\n \\u003cdiv class=\\\”results__container–figures\\\” aria-hidden=\\\”true\\\”>\\n \\u003cdiv class=\\\”width-restrict\\\”>\\n \\u003cp class=\\\”results__para\\\”>At this rate, your payments could change by…\\u003c/p>\\n \\u003cdiv class=\\\”results__figures\\\”>\\n \\u003cp class=\\\”results__figure results__figure–monthly-increase\\\”>\\u003cspan class=\\\”figure\\\”>\\u003c/span>\\n monthly change\\u003c/p>\\n \\u003cp class=\\\”results__figure–to\\\”>to\\u003c/p>\\n \\u003cp class=\\\”results__figure results__figure–monthly-total\\\”>\\u003cspan class=\\\”figure\\\”>\\u003c/span>\\n monthly total\\u003c/p>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003cp class=\\\”results–off-screen off-screen\\\”>\\u003c/p>\\n \\u003cdiv class=\\\”results__container–repayment-estimate\\\”>\\n \\u003cp class=\\\”results__estimate width-restrict\\\”>\\u003c/p>\\n \\u003c/div>\\n \\u003cdiv class=\\\”results__container–error\\\”>\\n \\u003cp class=\\\”results__error\\\”>The information you provided on your monthly payments would not be sufficient to pay off your mortgage within the number of years given.\\u003c/p>\\n \\u003c/div>\\n \\u003cdiv class=\\\”disclaimer\\\”>\\n \\u003cp class=\\\”disclaimer-para\\\”>This calculator does not constitute financial advice. It is based on a standard mortgage repayment formula based on the mortgage size and length and a fixed interest rate. It should be used as a guide only and does not represent the suitability, eligibility or availability of mortgage offers for users. For exact figures, users will need to approach an official mortgage lender.\\u003c/p>\\n \\u003cp class=\\\”disclaimer-para\\\”>Interest rates fluctuate based on the Bank of England’s base rate and market conditions.\\u003c/p>\\n \\u003c/div>\\u003c/div>\\n \\u003c/div>\\n\\u003c/div>\\n\\u003cstyle id=\\\”responsive-embed-newsspec-34996-mortgage-calculator-app-inline-css\\\”>\\n @-moz-keyframes gel-spin{0%{-moz-transform:rotate(0deg)}100%{-moz-transform:rotate(360deg)}}@-webkit-keyframes gel-spin{0%{-webkit-transform:rotate(0deg)}100%{-webkit-transform:rotate(360deg)}}@-ms-keyframes gel-spin{0%{-ms-transform:rotate(0deg)}100%{-ms-transform:rotate(360deg)}}@keyframes gel-spin{0%{transform:rotate(0deg)}100%{transform:rotate(360deg)}}.bbc-news-visual-journalism-loading-spinner{display:block;margin:8px auto;width:32px;height:32px;max-width:32px;fill:#323232;-webkit-animation-name:gel-spin;-webkit-animation-duration:1s;-webkit-animation-iteration-count:infinite;-webkit-animation-timing-function:linear;-moz-animation-name:gel-spin;-moz-animation-duration:1s;-moz-animation-iteration-count:infinite;-moz-animation-timing-function:linear;animation-name:gel-spin;animation-duration:1s;animation-iteration-count:infinite;animation-timing-function:linear}\\n@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Rg.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Rg.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_It.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_It.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-weight:bold;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Bd.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Bd.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;font-weight:bold;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_BdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_BdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-weight:300;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Lt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Lt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;font-weight:300;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_LtIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_LtIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-weight:500;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Md.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Md.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;font-weight:500;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_MdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_MdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-weight:800;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_ExBd.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_ExBd.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;font-weight:800;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_ExBdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_ExBdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Rg.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Rg.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_It.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_It.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-weight:bold;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Bd.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Bd.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;font-weight:bold;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_BdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_BdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-weight:300;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Lt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Lt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;font-weight:300;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_LtIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_LtIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-weight:500;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Md.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Md.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;font-weight:500;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_MdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_MdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-weight:800;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_ExBd.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_ExBd.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;font-weight:800;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_ExBdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_ExBdIt.woff\\\”) format(\\\”woff\\\”)}\\n\\n\\u003c/style>\\n\\n\\u003cscript>\\n (function(){\\n\\nfunction cutsTheMustard() {\\n return (\\n document.implementation.hasFeature(‘http://www.w3.org/TR/SVG11/feature#BasicStructure’, ‘1.1’) &&\\n ‘querySelector’ in document &&\\n ‘localStorage’ in window &&\\n ‘addEventListener’ in window &&\\n ‘MutationObserver’ in window // not supported in IE9 & IE10\\n );\\n}\\n\\n if (cutsTheMustard()) {\\n function initEmbed() {\\n require([‘https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/assets/embed/js/embed-init.js??v=1.0.0.202305101619’], function (initFullFatApplication) {\\n initFullFatApplication(vjConfigObject[‘newsspec-34996-mortgage-calculator-app’]);\\n });\\n }\\n\\n if (typeof require === ‘undefined’) {\\n var headTag = document.getElementsByTagName(‘head’)[0],\\n requireTag = document.createElement(‘script’);\\n requireTag.type=”text/javascript”;\\n requireTag.src=”https://news.files.bbci.co.uk/include/vjassets/js/vendor/require-2.1.20b.min.js”;\\n requireTag.onload = initEmbed;\\n headTag.appendChild(requireTag);\\n } else {\\n initEmbed();\\n }\\n\\n }\\n else if (window.require) {\\n require([‘istats-1’], function (istats) {\\n istats.log(‘browser does not cut the mustard’, ‘newsspec-nonuser’);\\n });\\n } })();\\n\\u003c/script>\\n\”}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”If you can’t see the calculator, click here.\”,\”blocks\”:[{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”If you can’t see the calculator, click here.\”,\”locator\”:\”https://www.bbc.co.uk/news/business-63474582\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”If you can’t see the calculator, click here.\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Credit cards and loans\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Credit cards and loans\”,\”attributes\”:[\”bold\”]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Bank of England interest rates also influence the amount charged on things such as credit cards, bank loans and car loans. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Bank of England interest rates also influence the amount charged on things such as credit cards, bank loans and car loans. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Even ahead of this decision, the average annual interest rate in March was 21.07% on bank overdrafts and 20.29% on credit cards.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Even ahead of this decision, \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”the average annual interest rate in March\”,\”locator\”:\”https://www.bankofengland.co.uk/statistics/money-and-credit/2023/march-2023\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”the average annual interest rate in March\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\” was 21.07% on bank overdrafts and 20.29% on credit cards.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Lenders could decide to put prices up further, if they expect higher interest rates in the future.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Lenders could decide to put prices up further, if they expect higher interest rates in the future.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”image\”,\”model\”:{\”blocks\”:[{\”type\”:\”altText\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Woman with computer and piggy bank\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”rawImage\”,\”model\”:{\”height\”:549,\”width\”:976,\”locator\”:\”0B4B/production/_110019820_onlinesave_getty.jpg\”,\”originCode\”:\”cpsprodpb\”,\”copyrightHolder\”:\”.\”}},{\”type\”:\”caption\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Low interest rates are good for borrowers, but bad for savers\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Savings\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Savings\”,\”attributes\”:[\”bold\”]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Individual banks and building societies usually pass on interest rate rises to customers. The deals being offered now are better than anything seen for years.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Individual banks and building societies usually pass on interest rate rises to customers. The deals being offered now are \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”better than anything seen for years\”,\”locator\”:\”https://www.bbc.co.uk/news/business-64399663\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”better than anything seen for years\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Analysts say that people should shop around for a better savings rate, with many paid little or nothing in interest in many accounts. Major banks have been under pressure from MPs to pass on rate rises.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Analysts say that people should shop around for a better savings rate, with many paid little or nothing in interest in many accounts. Major banks have been under pressure from MPs to pass on rate rises.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”But although this means savers get a higher return on their money, interest rates are not keeping up with rising prices. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”But although this means savers get a higher return on their money, interest rates are not keeping up with rising prices. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”This means the value of cash savings – its buying power – is falling in real terms. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”This means the value of cash savings – its buying power – is falling in real terms. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”subheadline\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Why does increasing interest rates help lower inflation?\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Why does increasing interest rates help lower inflation?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The Bank has been putting rates up to combat rising prices – known as inflation.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The Bank has been putting rates up to combat \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”rising prices – known as inflation\”,\”locator\”:\”https://www.bbc.co.uk/news/business-12196322\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”rising prices – known as inflation\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Prices have been going up quickly worldwide, as Covid restrictions eased and consumers spent more. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Prices have been going up quickly worldwide, as Covid restrictions eased and consumers spent more. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Many firms have experienced problems getting enough goods to sell. There have been problems in the UK recently with shortages of fresh food. And with more buyers chasing too few goods, prices have increased. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Many firms have experienced problems getting enough goods to sell. There have been problems in the UK recently with shortages of fresh food. And with more buyers chasing too few goods, prices have increased. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Oil and gas costs were higher than they had been – a problem made worse by Russia’s invasion of Ukraine. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Oil and gas costs were higher than they had been – a problem made worse by Russia’s invasion of Ukraine. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Raising interest rates helps to control inflation by making it more expensive to borrow money. This encourages people to borrow less and spend less, and to save more. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Raising interest rates helps to control inflation by making it more expensive to borrow money. This encourages people to borrow less and spend less, and to save more. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”However, it is a tough balancing act as the Bank does not want to slow the economy too much. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”However, it is a tough balancing act as the Bank does not want to slow the economy too much. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Since the global financial crisis of 2008, UK interest rates have been at historically low levels. Rates were at 0.1% in 2021.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Since the global financial crisis of 2008, UK interest rates have been at historically low levels. Rates were at 0.1% in 2021.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”subheadline\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Are other countries raising their interest rates?\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Are other countries raising their interest rates?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The UK is affected by prices rising across the globe. So there is a limit as to how effective UK interest rate rises will be.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The UK is affected by prices rising across the globe. So there is a limit as to how effective UK interest rate rises will be.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”However, other countries are taking a similar approach, and have also been raising interest rates.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”However, other countries are taking a similar approach, and have also been raising interest rates.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”image\”,\”model\”:{\”blocks\”:[{\”type\”:\”altText\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”International interest rate graphic\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”rawImage\”,\”model\”:{\”height\”:1000,\”width\”:1280,\”locator\”:\”B2B5/production/_129694754_microsoftteams-image-2.png\”,\”originCode\”:\”cpsprodpb\”,\”copyrightHolder\”:\”BBC\”}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The US central bank has announced big rate rises which have taken its key rate to levels not seen for 16 years. Banking failures in the US have raised fears about the health of the financial system. It has just raised rates again.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The US central bank has announced big rate rises which have taken its key rate to levels not seen for 16 years. Banking failures in the US have raised fears about the health of the financial system. It has \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”just raised rates again\”,\”locator\”:\”https://www.bbc.co.uk/news/business-65474456\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”just raised rates again\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The European Central Bank has just raised its main interest rate in Europe by a quarter of a percentage point, to 3.25%.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The European Central Bank has just raised its main interest rate in Europe by a quarter of a percentage point, to 3.25%.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Other central banks around the world have also raised rates, as inflation continues to cause problems in a host of major economies.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Other central banks around the world have also raised rates, as inflation continues to cause problems in a host of major economies.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”links\”,\”model\”:{\”blocks\”:[{\”type\”:\”link\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Why are prices rising so much?\”,\”blocks\”:[{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”Why are prices rising so much?\”,\”locator\”:\”/news/business-12196322\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Why are prices rising so much?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”image\”,\”model\”:{\”blocks\”:[{\”type\”:\”altText\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Money\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”rawImage\”,\”model\”:{\”height\”:549,\”width\”:976,\”locator\”:\”1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg\”,\”originCode\”:\”cpsprodpb\”,\”copyrightHolder\”:\”BBC\”}}]}}],\”timestamp\”:1683808223000}},{\”type\”:\”link\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Is this a banking crisis – how worried should I be?\”,\”blocks\”:[{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”Is this a banking crisis – how worried should I be?\”,\”locator\”:\”/news/business-64951630\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Is this a banking crisis – how worried should I be?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”image\”,\”model\”:{\”blocks\”:[{\”type\”:\”altText\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”woman at atm\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”rawImage\”,\”model\”:{\”height\”:549,\”width\”:976,\”locator\”:\”10EC2/production/_129041396_gettyimages-1140203471.jpg\”,\”originCode\”:\”cpsprodpb\”,\”copyrightHolder\”:\”.\”}}]}}],\”timestamp\”:1683039032000}},{\”type\”:\”link\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Why does the Bank of England change interest rates?\”,\”blocks\”:[{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”Why does the Bank of England change interest rates?\”,\”locator\”:\”/news/business-50837114\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Why does the Bank of England change interest rates?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”image\”,\”model\”:{\”blocks\”:[{\”type\”:\”altText\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Bank of England\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”rawImage\”,\”model\”:{\”height\”:549,\”width\”:976,\”locator\”:\”130F6/production/_103407087_gettyimages-154742233.jpg\”,\”originCode\”:\”cpsprodpb\”,\”copyrightHolder\”:\”.\”}}]}}],\”timestamp\”:1683802869000}}]}}]}]}},{\”name\”:\”product-navigation\”,\”type\”:\”InMemory\”,\”initialState\”:{\”props\”:[{\”__typename\”:\”LiteralProp\”,\”name\”:\”assetUri\”,\”value\”:\”/news/business-57764601\”}]}},{\”name\”:\”bbcAccount\”,\”type\”:\”InMemory\”,\”initialState\”:{\”props\”:[{\”__typename\”:\”LiteralProp\”,\”name\”:\”signInPrompt\”,\”value\”:{\”show\”:false,\”userOrigin\”:null,\”ptrt\”:null}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”pageType\”,\”value\”:\”content\”}]}}],\”headers\”:{\”content-return-type\”:\”STY\”}},\”addons\”:[{\”name\”:\”analytics\”,\”importance\”:\”TERTIARY\”,\”props\”:[{\”__typename\”:\”StoreReader\”,\”name\”:\”page\”,\”lookup\”:\”page\”,\”store\”:\”analytics\”},{\”__typename\”:\”StoreReader\”,\”name\”:\”title\”,\”lookup\”:\”title\”,\”store\”:\”analytics\”},{\”__typename\”:\”StoreReader\”,\”name\”:\”sections\”,\”lookup\”:\”sections\”,\”store\”:\”analytics\”},{\”__typename\”:\”StoreReader\”,\”name\”:\”type\”,\”lookup\”:\”type\”,\”store\”:\”analytics\”},{\”__typename\”:\”StoreReader\”,\”name\”:\”isUkCombined\”,\”lookup\”:\”userLocationData.isUkCombined\”,\”store\”:\”userLocationData\”},{\”__typename\”:\”StoreReader\”,\”name\”:\”skipLocationCheck\”,\”lookup\”:\”userLocationData.error\”,\”store\”:\”userLocationData\”},{\”__typename\”:\”StoreReader\”,\”name\”:\”authors\”,\”lookup\”:\”authors\”,\”store\”:\”analytics\”}]},{\”name\”:\”international-redirect\”,\”importance\”:\”TERTIARY\”,\”props\”:[{\”__typename\”:\”StoreWriter\”,\”name\”:\”setUserLocationData\”,\”lookup\”:\”userLocationData\”,\”store\”:\”userLocationData\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”env\”,\”lookup\”:\”env\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”country\”,\”lookup\”:\”country\”},{\”__typename\”:\”Cookie\”,\”name\”:\”countryOverride\”,\”lookup\”:\”international_redirect_country_override\”}]},{\”name\”:\”document-metadata\”,\”importance\”:\”PRIMARY\”,\”props\”:[{\”__typename\”:\”LiteralProp\”,\”name\”:\”title\”,\”value\”:\”Interest rates: How the rise affects you and your money – BBC News\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”description\”,\”value\”:\”The Bank of England has raised the rate to 4.5% from 4.25%, pushing up mortgage costs.\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”linkTags\”,\”value\”:[{\”rel\”:\”canonical\”,\”href\”:\”https://www.bbc.co.uk/news/business-57764601\”},{\”rel\”:\”amphtml\”,\”href\”:\”https://www.bbc.co.uk/news/business-57764601.amp\”},{\”rel\”:\”alternate\”,\”hrefLang\”:\”en-gb\”,\”href\”:\”https://www.bbc.co.uk/news/business-57764601\”},{\”rel\”:\”alternate\”,\”hrefLang\”:\”en\”,\”href\”:\”https://www.bbc.com/news/business-57764601\”}]},{\”__typename\”:\”LiteralProp\”,\”name\”:\”metaTags\”,\”value\”:[{\”name\”:\”application-name\”,\”content\”:\”BBC News\”},{\”name\”:\”mobile-web-app-capable\”,\”content\”:\”yes\”},{\”name\”:\”msapplication-TileImage\”,\”content\”:\”BBC News\”},{\”name\”:\”msapplication-TileColor\”,\”content\”:\”#bb1919\”},{\”name\”:\”cleartype\”,\”http-equiv\”:\”cleartype\”,\”content\”:\”on\”}]},{\”__typename\”:\”LiteralProp\”,\”name\”:\”openGraph\”,\”value\”:{\”article:author\”:\”https://www.facebook.com/bbcnews\”,\”fb:admins\”:\”100004154058350\”,\”fb:app_id\”:\”1609039196070050\”,\”fb:pages\”:\”1143803202301544,317278538359186,1392506827668140,742734325867560,185246968166196,156060587793370,137920769558355,193435954068976,21263239760,156400551056385,929399697073756,154344434967,228735667216,80758950658,260212261199,294662213128,1086451581439054,283348121682053,295830058648,239931389545417,304314573046,310719525611571,647687225371774,1159932557403143,286567251709437,1731770190373618,125309456546,163571453661989,285361880228,512423982152360,238003846549831,176663550714,260967092113,118450564909230,100978706649892,15286229625,122103087870579,120655094632228,102814153147070,124715648647,153132638110668,150467675018739\”,\”og:description\”:\”The Bank of England has raised the rate to 4.5% from 4.25%, pushing up mortgage costs.\”,\”og:image\”:\”https://ichef.bbci.co.uk/news/1024/branded_news/78B9/production/_127150903_mediaitem127150902.jpg\”,\”og:image:alt\”:\”Block of flats\”,\”og:locale\”:\”en_GB\”,\”og:site_name\”:\”BBC News\”,\”og:title\”:\”Interest rates: How the rise affects you and your money\”,\”og:type\”:\”article\”,\”og:url\”:\”https://www.bbc.com/news/business-57764601\”,\”article:section\”:\”Business\”}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”schemaOrg\”,\”value\”:{\”@context\”:\”http://schema.org\”,\”@type\”:\”ReportageNewsArticle\”,\”url\”:\”https://www.bbc.co.uk/news/business-57764601\”,\”publisher\”:{\”@type\”:\”NewsMediaOrganization\”,\”name\”:\”BBC News\”,\”publishingPrinciples\”:\”http://www.bbc.co.uk/news/help-41670342\”,\”logo\”:{\”@type\”:\”ImageObject\”,\”url\”:\”https://static.files.bbci.co.uk/ws/simorgh-assets/public/news/images/metadata/poster-1024×576.png\”}},\”datePublished\”:\”2021-07-16T11:52:58.000Z\”,\”dateModified\”:\”2023-05-11T13:43:36.000Z\”,\”description\”:\”The Bank of England has raised the rate to 4.5% from 4.25%, pushing up mortgage costs.\”,\”headline\”:\”Interest rates: How the rise affects you and your money\”,\”image\”:{\”@type\”:\”ImageObject\”,\”width\”:1024,\”height\”:576,\”url\”:\”https://ichef.bbci.co.uk/news/1024/branded_news/78B9/production/_127150903_mediaitem127150902.jpg\”},\”thumbnailUrl\”:\”https://ichef.bbci.co.uk/news/1024/branded_news/78B9/production/_127150903_mediaitem127150902.jpg\”,\”mainEntityOfPage\”:\”https://www.bbc.co.uk/news/business-57764601\”,\”author\”:[{\”@type\”:\”Person\”,\”name\”:\”By Kevin Peachey\”}]}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”twitterCard\”,\”value\”:{\”twitter:card\”:\”summary_large_image\”,\”twitter:creator\”:\”@BBCNews\”,\”twitter:description\”:\”The Bank of England has raised the rate to 4.5% from 4.25%, pushing up mortgage costs.\”,\”twitter:domain\”:\”www.bbc.co.uk\”,\”twitter:image:src\”:\”https://ichef.bbci.co.uk/news/1024/branded_news/78B9/production/_127150903_mediaitem127150902.jpg\”,\”twitter:image:alt\”:\”Block of flats\”,\”twitter:site\”:\”@BBCNews\”,\”twitter:title\”:\”Interest rates: How the rise affects you and your money\”}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”serviceIcons\”,\”value\”:\”news\”},{\”__typename\”:\”TemplateProp\”,\”name\”:\”manifestUrl\”,\”template\”:\”${staticBaseUrl}/${manifestName}\”,\”templateProps\”:[{\”__typename\”:\”ConfigProp\”,\”name\”:\”manifestName\”,\”lookup\”:\”manifestName\”},{\”__typename\”:\”ConfigProp\”,\”name\”:\”staticBaseUrl\”,\”lookup\”:\”staticBaseUrl\”}]}]},{\”name\”:\”comscore-mmx\”,\”importance\”:\”SECONDARY\”,\”props\”:[{\”__typename\”:\”FeatureToggle\”,\”name\”:\”enableComscoreMmx\”,\”lookup\”:\”enableComscoreMmx\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”nonce\”,\”lookup\”:\”nonce\”}]},{\”name\”:\”dotcom\”,\”importance\”:\”SECONDARY\”,\”props\”:[{\”__typename\”:\”QueryParam\”,\”name\”:\”testMode\”,\”lookup\”:\”ads-test\”},{\”__typename\”:\”QueryParam\”,\”name\”:\”adsDebug\”,\”lookup\”:\”ads-debug\”},{\”__typename\”:\”FeatureToggle\”,\”name\”:\”enableDotcomAds\”,\”lookup\”:\”enableDotcomAds\”},{\”__typename\”:\”FeatureToggle\”,\”name\”:\”allowAdvertising\”,\”lookup\”:\”allowAdvertising\”,\”fallbackValue\”:false},{\”__typename\”:\”RequestContext\”,\”name\”:\”nonce\”,\”lookup\”:\”nonce\”},{\”__typename\”:\”RequestContext\”,\”name\”:\”env\”,\”lookup\”:\”env\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”adCampaignKeyword\”},{\”__typename\”:\”StoreReader\”,\”name\”:\”topics\”,\”lookup\”:\”topics\”,\”store\”:\”article\”},{\”__typename\”:\”StoreReader\”,\”name\”:\”metadata\”,\”lookup\”:\”metadata\”,\”store\”:\”article\”},{\”__typename\”:\”LiteralProp\”,\”name\”:\”opsFlags\”,\”value\”:{\”Metadata\”:{\”FlagpoleBucketPrefix\”:\”\”,\”FlagpoleDate\”:\”26 Oct 22 08:47 UTC\”,\”FlagpoleFileID\”:\”gn-flagpoles/gnlops\”,\”FlagpoleIdentity\”:\”gnlops\”,\”FlagpoleSystem\”:\”gn-flagpoles\”,\”Guid\”:\”8dfe60a2-4322-411c-8a71-04dc7084fec4\”,\”urn\”:\”urn:pubpipe:gnflagpoles:gnlops:gn-flagpoles/gnlops\”},\”Urn\”:\”urn:pubpipe:gnflagpoles:gnlops:gn-flagpoles/gnlops\”,\”adverts\”:\”true\”,\”analytics\”:\”true\”,\”wwhp_feeds\”:\”true\”,\”wwhp_obituary\”:\”false\”,\”xproxy\”:\”true\”,\”zephr\”:\”true\”}},{\”__typename\”:\”LiteralProp\”,\”name\”:\”ngasFlags\”,\”value\”:{\”Metadata\”:{\”FlagpoleBucketPrefix\”:\”\”,\”FlagpoleDate\”:\”04 May 23 08:56 UTC\”,\”FlagpoleFileID\”:\”gn-flagpoles/ngas\”,\”FlagpoleIdentity\”:\”ngas\”,\”FlagpoleSystem\”:\”gn-flagpoles\”,\”Guid\”:\”e229d810-0dcd-45f0-a61b-ff6a4178aff7\”,\”urn\”:\”urn:pubpipe:gnflagpoles:ngas:gn-flagpoles/ngas\”},\”Urn\”:\”urn:pubpipe:gnflagpoles:ngas:gn-flagpoles/ngas\”,\”adsense\”:\”true\”,\”cmp\”:\”true\”,\”comscoremmx\”:\”true\”,\”comscoremmxeea\”:\”true\”,\”content_rec\”:\”true\”,\”covatic\”:\”false\”,\”effectivemeasure\”:\”false\”,\”effectivemeasureeea\”:\”false\”,\”fpd\”:\”true\”,\”fundingchoices_cmp\”:\”false\”,\”grapeshot\”:\”true\”,\”ias_publisher\”:\”true\”,\”iris\”:\”false\”,\”name\”:\”ngas\”,\”native_size\”:\”true\”,\”nielsen\”:\”true\”,\”ozone\”:\”true\”,\”permutive\”:\”true\”,\”piano\”:\”true\”,\”platinum\”:\”true\”,\”sherlock\”:\”false\”,\”signin\”:\”false\”,\”signinnews\”:\”false\”,\”sticky_leader\”:\”true\”,\”survey\”:\”true\”,\”thirdpartyeea\”:\”false\”,\”tmt_media_filter\”:\”false\”,\”version\”:\”1.28\”}}]},{\”name\”:\”web-vitals\”,\”importance\”:\”TERTIARY\”,\”props\”:[{\”__typename\”:\”LiteralProp\”,\”name\”:\”reportParams\”,\”value\”:{\”pageType\”:\”webcore-article-cps\”}}]}],\”analytics\”:{},\”path\”:\”/news/business-57764601\”,\”routeHasCustomCsp\”:false},\”stores\”:{\”analytics\”:{\”page\”:{\”contentId\”:\”urn:bbc:cps:curie:asset:5d658f39-aad0-44c2-b3be-ffa1c849786a\”,\”name\”:\”news.business.story.57764601.page\”,\”destination\”:\”NEWS_GNL\”,\”producer\”:\”NEWS\”,\”section\”:\”business\”,\”contentType\”:\”article\”,\”language\”:\”en\”,\”additionalProperties\”:{\”app_name\”:\”news\”,\”experience_composition\”:[\”long-form\”],\”experience_resource_id\”:\”urn:bbc:cps:curie:asset:5d658f39-aad0-44c2-b3be-ffa1c849786a\”,\”custom_var_1\”:\”2021-07-16T11:52:58.000Z\”,\”custom_var_2\”:\”2023-05-11T13:43:36.000Z\”,\”custom_var_3\”:\”UK+economy~Personal+finance~Cost+of+living~Interest+rate~Mortgages~Savings~Bank+of+England~Money\”,\”custom_var_4\”:\”1947f3fd-ff95-4d71-b762-59b6c2f60fd1~20111747-026a-4687-a5a7-0a0499746ac6~2168dff5-3f4b-47f7-89b5-87d7b544a8d6~2dd7eaf6-3905-496d-948a-a04be60c6d99~4cb5b3b0-5c37-4d81-9939-304a2f828294~b483b761-e5dc-4a56-a68f-68e64dd67664~dc727dc2-c991-46c2-b2ae-abd16446f8f2~ebc3c14e-80f7-4e7a-80b7-13f4056192ba\”,\”comments_enabled\”:true,\”uploader_format\”:false}},\”sections\”:[\”News\”,\”News – business\”,\”News – STY\”,\”News – business – STY\”,\”News – news-category\”],\”authors\”:\”By Kevin Peachey\”},\”userLocationData\”:{\”userLocationData\”:{}},\”article\”:{\”metadata\”:{\”id\”:\”urn:bbc:ares::asset:news/business-57764601\”,\”assetId\”:\”57764601\”,\”curie\”:\”http://www.bbc.co.uk/asset/5d658f39-aad0-44c2-b3be-ffa1c849786a\”,\”locators\”:{\”canonicalUrl\”:\”https://www.bbc.co.uk/news/business-57764601\”},\”seoHeadline\”:\”Interest rates: How the rise affects you and your money\”,\”promoHeadline\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”How the interest rate rise affects you\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”How the interest rate rise affects you\”,\”attributes\”:[]}}]}}]}}]},\”indexImage\”:{\”blocks\”:[{\”type\”:\”altText\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Block of flats\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”rawImage\”,\”model\”:{\”height\”:549,\”width\”:976,\”locator\”:\”78B9/production/_127150903_mediaitem127150902.jpg\”,\”originCode\”:\”cpsprodpb\”,\”copyrightHolder\”:\”BBC\”}}],\”alt\”:\”Block of flats\”,\”originalSrc\”:\”https://c.files.bbci.co.uk/78B9/production/_127150903_mediaitem127150902.jpg\”,\”iChefRecipe\”:\”https://ichef.bbci.co.uk/news/$recipe/branded_news/78B9/production/_127150903_mediaitem127150902.jpg\”,\”width\”:1024,\”height\”:576,\”isEditorialImage\”:true,\”src\”:\”https://ichef.bbci.co.uk/news/1024/branded_news/78B9/production/_127150903_mediaitem127150902.jpg\”},\”type\”:\”STY\”,\”options\”:{\”isIgorSeoTagsEnabled\”:false,\”includeComments\”:true,\”allowRightHandSide\”:true,\”isFactCheck\”:false,\”allowDateStamp\”:true,\”suitableForSyndication\”:true,\”hasNewsTracker\”:false,\”allowRelatedStoriesBox\”:true,\”isKeyContent\”:false,\”allowHeadline\”:true,\”allowAdvertising\”:true,\”hasContentWarning\”:false,\”isBreakingNews\”:false,\”allowPrintingSharingLinks\”:true},\”languageCode\”:\”en-gb\”,\”assetUri\”:\”/news/business-57764601\”,\”description\”:\”The Bank of England has raised the rate to 4.5% from 4.25%, pushing up mortgage costs.\”,\”lastUpdated\”:1683814482301,\”firstPublished\”:1626436378000,\”lastPublished\”:1683812616000,\”analytics\”:{\”page\”:{\”name\”:\”news.business.story.57764601.page\”,\”contentId\”:\”urn:bbc:cps:curie:asset:5d658f39-aad0-44c2-b3be-ffa1c849786a\”,\”section\”:\”business\”,\”producer\”:\”NEWS\”,\”additionalProperties\”:{\”custom_var_1\”:\”2021-07-16T11:52:58.000Z\”,\”custom_var_2\”:\”2023-05-11T13:43:36.000Z\”,\”custom_var_3\”:\”UK+economy~Personal+finance~Cost+of+living~Interest+rate~Mortgages~Savings~Bank+of+England~Money\”,\”custom_var_4\”:\”1947f3fd-ff95-4d71-b762-59b6c2f60fd1~20111747-026a-4687-a5a7-0a0499746ac6~2168dff5-3f4b-47f7-89b5-87d7b544a8d6~2dd7eaf6-3905-496d-948a-a04be60c6d99~4cb5b3b0-5c37-4d81-9939-304a2f828294~b483b761-e5dc-4a56-a68f-68e64dd67664~dc727dc2-c991-46c2-b2ae-abd16446f8f2~ebc3c14e-80f7-4e7a-80b7-13f4056192ba\”,\”comments_enabled\”:true,\”uploader_format\”:false}}},\”site\”:{\”name\”:\”BBC News\”,\”uri\”:\”/news\”},\”consumableInPlace\”:false,\”consumableOnRedButton\”:false,\”consumableOnlyOnRedButton\”:false,\”home\”:\”http://www.bbc.co.uk/ontologies/passport/home/News\”,\”urn\”:\”urn:bbc:cps:curie:asset:5d658f39-aad0-44c2-b3be-ffa1c849786a\”,\”section\”:{\”name\”:\”Business\”,\”uri\”:\”/news/business\”},\”host\”:\”www.bbc.co.uk\”,\”canonical\”:\”https://www.bbc.co.uk/news/business-57764601\”,\”title\”:{\”full\”:\”Interest rates: How the rise affects you and your money – BBC News\”,\”short\”:\”Interest rates: How the rise affects you and your money\”},\”contributor\”:{\”title\”:\”By Kevin Peachey\”,\”subtitle\”:\”Cost of living correspondent\”},\”social\”:{\”facebook\”:{\”admins\”:\”100004154058350\”,\”app_id\”:\”1609039196070050\”,\”pages\”:\”1143803202301544,317278538359186,1392506827668140,742734325867560,185246968166196,156060587793370,137920769558355,193435954068976,21263239760,156400551056385,929399697073756,154344434967,228735667216,80758950658,260212261199,294662213128,1086451581439054,283348121682053,295830058648,239931389545417,304314573046,310719525611571,647687225371774,1159932557403143,286567251709437,1731770190373618,125309456546,163571453661989,285361880228,512423982152360,238003846549831,176663550714,260967092113,118450564909230,100978706649892,15286229625,122103087870579,120655094632228,102814153147070,124715648647,153132638110668,150467675018739\”,\”url\”:\”https://www.facebook.com/bbcnews\”},\”twitter\”:{\”card\”:\”summary_large_image\”,\”user\”:\”@BBCNews\”}},\”schemaOrg\”:{\”logo\”:\”https://static.files.bbci.co.uk/ws/simorgh-assets/public/news/images/metadata/poster-1024×576.png\”,\”noBylinesPolicy\”:\”http://www.bbc.co.uk/news/help-41670342#authorexpertise\”,\”publishingPrinciples\”:\”http://www.bbc.co.uk/news/help-41670342\”,\”type\”:\”ReportageNewsArticle\”,\”publisher\”:\”NewsMediaOrganization\”},\”microsoft\”:{\”tileColor\”:\”#bb1919\”,\”tileImage\”:\”BBC News\”}},\”topics\”:[{\”title\”:\”Savings\”,\”url\”:\”/news/topics/c008ql151z0t\”,\”isEvent\”:false},{\”title\”:\”Money\”,\”url\”:\”/news/topics/c516w858pjgt\”,\”isEvent\”:false},{\”title\”:\”Personal finance\”,\”url\”:\”/news/topics/c8nq32jw8vjt\”,\”isEvent\”:false},{\”title\”:\”Cost of living\”,\”url\”:\”/news/topics/cljev4jz3pjt\”,\”isEvent\”:false},{\”title\”:\”UK economy\”,\”url\”:\”/news/topics/clm1wxp5378t\”,\”isEvent\”:false},{\”title\”:\”Bank of England\”,\”url\”:\”/news/topics/clm1wxp5pm7t\”,\”isEvent\”:false},{\”title\”:\”Mortgages\”,\”url\”:\”/news/topics/cpzp21mjmggt\”,\”isEvent\”:false}],\”articleBodyContent\”:[{\”type\”:\”byline\”,\”model\”:{\”blocks\”:[{\”type\”:\”contributor\”,\”model\”:{\”blocks\”:[{\”type\”:\”name\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”By Kevin Peachey\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”By Kevin Peachey\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”role\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Cost of living correspondent\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Cost of living correspondent\”,\”attributes\”:[]}}]}}]}}]}}]}}]}},{\”type\”:\”image\”,\”model\”:{\”emphasiseImage\”:true,\”blocks\”:[{\”type\”:\”altText\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Block of flats\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”rawImage\”,\”model\”:{\”height\”:549,\”width\”:976,\”locator\”:\”78B9/production/_127150903_mediaitem127150902.jpg\”,\”originCode\”:\”cpsprodpb\”,\”copyrightHolder\”:\”BBC\”}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The Bank of England has raised interest rates for a 12th consecutive time as it tries to stop prices rising so quickly. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The Bank of England has raised interest rates for a 12th consecutive time as it tries to stop prices rising so quickly. \”,\”attributes\”:[\”bold\”]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The Bank rate has gone up to 4.5% from 4.25% following a meeting of the Monetary Policy Committee. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The Bank rate has gone up to 4.5% from 4.25% following a meeting of the Monetary Policy Committee. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The change means further pain for some homeowners, but it could benefit savers.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The change means further pain for some homeowners, but it could benefit savers.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”subheadline\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”How high could interest rates go?\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”How high could interest rates go?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The Bank rate is at its highest level for almost 15 years, rising consistently in response to the soaring cost of living. The rate of inflation – which charts rising prices – has remained stubbornly high, in part owing to food prices increasing at their fastest rates for 45 years.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The Bank rate is at its highest level for almost 15 years, rising consistently in response to the soaring cost of living. The rate of inflation – which charts rising prices – has remained stubbornly high, in part owing to food prices increasing at their fastest rates for 45 years.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”It stood at 10.1% in the year to March, down slightly from 10.4% in February, but the same as January.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”It stood at 10.1% in the year to March, down slightly from 10.4% in February, but the same as January.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”There has been a series of Bank rate increases since December 2021 attempting to control inflation. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”There has been a series of Bank rate increases since December 2021 attempting to control inflation. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”There is uncertainty over the coming months, not least about whether rate rises may be close to, or at, an end. Some economists suggest there could be one or two more rises.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”There is uncertainty over the coming months, not least about whether rate rises may be close to, or at, an end. Some economists suggest there could be one or two more rises.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The Bank will be keen not to dampen the economy, which has shown little sign of growth.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The Bank will be keen not to dampen the economy, which has shown little sign of growth.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The peak would still be lower than initial predictions after the turmoil of last year’s mini-budget.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The peak would still be lower than initial predictions after the turmoil of last year’s mini-budget.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The Bank’s Monetary Policy Committee meets eight times a year to decide interest rate policy. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The Bank’s Monetary Policy Committee \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”meets eight times a year to decide interest rate policy\”,\”locator\”:\”https://www.bbc.co.uk/news/business-50837114\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”meets eight times a year to decide interest rate policy\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”unorderedList\”,\”model\”:{\”blocks\”:[{\”type\”:\”listItem\”,\”model\”:{\”blocks\”:[{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”Why does the Bank of England change interest rates?\”,\”locator\”:\”https://www.bbc.co.uk/news/business-50837114\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Why does the Bank of England change interest rates?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”It has been under pressure to put rates up because it has a target to keep inflation at 2%, but prices are currently rising at more than five times that level. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”It has been under pressure to put rates up because it has a target to keep inflation at 2%, but prices are currently rising at more than five times that level. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”subheadline\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”How do interest rates affect me?\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”How do interest rates affect me?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Mortgages\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Mortgages\”,\”attributes\”:[\”bold\”]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Just under a third of households have a mortgage, according to the government’s English Housing Survey.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Just under a third of households have a mortgage, according to \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”the government’s English Housing Survey\”,\”locator\”:\”https://www.gov.uk/government/collections/english-housing-survey\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”the government’s English Housing Survey\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”After a period of ultra-low rates, many homeowners are now facing the likelihood of much more expensive monthly repayments. The Bank of England says up to four million households face a higher monthly mortgage bill this year. An estimated 356,000 mortgage borrowers could face difficulties with repayments by July next year, according to City watchdog the Financial Conduct Authority.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”After a period of ultra-low rates, many homeowners are now facing the likelihood of much more expensive monthly repayments. The Bank of England says up to \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”four million households face a higher monthly mortgage bill this year\”,\”locator\”:\”https://www.bbc.co.uk/news/business-63961179\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”four million households face a higher monthly mortgage bill this year\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”. An estimated 356,000 mortgage borrowers could face difficulties with repayments by July next year, according to City watchdog the Financial Conduct Authority.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”When interest rates rise, more than 1.4 million people on tracker and variable rate deals usually see an immediate increase in their monthly payments. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”When interest rates rise, more than 1.4 million people on tracker and variable rate deals usually see an immediate increase in their monthly payments. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The increase in the Bank rate to 4.5% from 4.25% means those on a typical tracker mortgage will pay about £24 more a month. Those on standard variable rate mortgages face a £15 jump.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The increase in the Bank rate to 4.5% from 4.25% means those on a typical tracker mortgage will pay about £24 more a month. Those on standard variable rate mortgages face a £15 jump.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”This comes on top of increases following the previous recent rate rises. Compared with pre-December 2021, average tracker mortgage customers will be paying about £417 more a month, and variable rate mortgage holders about £266 more.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”This comes on top of increases following the previous recent rate rises. Compared with pre-December 2021, average tracker mortgage customers will be paying about £417 more a month, and variable rate mortgage holders about £266 more.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Forecasts suggest that they could start to come down again as the year goes on, but there remains a significant degree of uncertainty about that. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Forecasts suggest that they could start to come down again as the year goes on, but there remains a significant degree of uncertainty about that. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Three-quarters of mortgage customers hold a fixed-rate mortgage. Their monthly payments may not change immediately, but house buyers – or anyone seeking to remortgage, estimated to be 1.8 million people this year – will have to pay a lot more now than if they had taken out the same mortgage a year or more ago. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Three-quarters of mortgage customers hold a fixed-rate mortgage. Their monthly payments may not change immediately, but house buyers – or anyone seeking to remortgage, estimated to be 1.8 million people this year – will have to pay a lot more now than if they had taken out the same mortgage a year or more ago. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”There has been considerable upheaval in this market since September’s mini-budget, even though most of the policies that were announced have now been ditched.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”There has been considerable upheaval in this market since September’s mini-budget, even though most of the policies that were announced have now been ditched.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”An average two-year fixed deal, which was 2.29% in November 2021, is now 5.28% – potentially a difference of hundreds of pounds each month in repayments for a typical borrower. However, rates are lower than their peak in the autumn, which would have been the most expensive time to take out a fixed deal.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”An average two-year fixed deal, which was 2.29% in November 2021, is now 5.28% – potentially a difference of hundreds of pounds each month in repayments for a typical borrower. However, rates are lower than their peak in the autumn, which would have been the most expensive time to take out a fixed deal.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”You can see how your mortgage may be affected by rising rates with our calculator below.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”You can see how your mortgage may be affected by rising rates with our calculator below.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”include\”,\”model\”:{\”type\”:\”vj\”,\”href\”:\”/include/newsspec/34996-mortgage-calculator/english/app?responsive=true&newsapps=true&app-image=https://news.files.bbci.co.uk/include/vjassets/img/app-launcher.png&app-clickable=true&amp-clickable=true&amp-image-height=360&amp-image-width=640&amp-image=https://news.files.bbci.co.uk/include/vjassets/img/app-launcher.png&app-image-alt-text=Click%20or%20tap%20here%20to%20see%20interactive%20content\”,\”html\”:\”\\u003cscript>\\n window.vjConfigObject = window.vjConfigObject || {};\\n window.vjConfigObject[‘newsspec-34996-mortgage-calculator-app’] = {\\\”js\\\”:true,\\\”output\\\”:{\\\”wrapper\\\”:\\\”embed\\\”},\\\”name\\\”:\\\”newsspec-34996-mortgage-calculator\\\”,\\\”version\\\”:\\\”1.0.0\\\”,\\\”urlToOutputDir\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator\\\”,\\\”assetsPath\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/assets/app-project-assets\\\”,\\\”includeName\\\”:\\\”app\\\”,\\\”language\\\”:\\\”english\\\”,\\\”languageCode\\\”:\\\”en\\\”,\\\”brandingVersion\\\”:\\\”3.1\\\”,\\\”brandingExtension\\\”:\\\”svg\\\”,\\\”loremText\\\”:[\\\”Lorem ipsum dolor sit amet, consectetur adipiscing elit. Integer a purus eu nisl porta aliquam. Morbi pharetra aliquet dolor a cursus. In auctor dolor a felis feugiat ultrices. Phasellus sagittis aliquet mattis. Etiam turpis neque, auctor a pulvinar a, vestibulum consequat ante. Morbi ut dui eget sapien vulputate viverra. Curabitur luctus malesuada nunc.\\\”,\\\”Nullam gravida erat ut porttitor sollicitudin. Aliquam feugiat odio rutrum arcu tincidunt vehicula. Donec nec dolor rhoncus, consectetur metus eget, consectetur enim. Duis euismod, arcu non efficitur porta, nibh eros viverra risus, ac gravida lorem ex in dui. Morbi pulvinar varius erat, quis facilisis ligula mollis vel. Nulla efficitur augue quam, ac aliquet mi ornare vitae. In ornare nisl eget tortor aliquam consectetur id nec lorem. Pellentesque massa dolor, placerat ac risus a, aliquam rhoncus nulla.\\\”,\\\”Ut et suscipit enim. Nam aliquam porttitor sapien elementum mollis. In quis turpis ante. Morbi et ex aliquam, ornare neque sit amet, porttitor est. Quisque eleifend consequat turpis. Curabitur ultrices luctus quam, et dapibus quam bibendum non. Praesent facilisis augue magna, eu volutpat nibh gravida et. Cras pulvinar, ligula vel consectetur molestie, lorem eros euismod arcu, sed condimentum leo metus efficitur ante. Duis eu diam semper, hendrerit est porta, tincidunt odio. Maecenas sagittis justo lacus, ac varius est dictum sit amet. Nam vitae turpis dignissim, tincidunt felis sit amet, dignissim sapien. Integer et iaculis ex. Sed rhoncus elit vitae massa facilisis venenatis.\\\”,\\\”Curabitur lorem ligula, aliquet id lorem ut, molestie consequat sem. Donec sit amet lacus sagittis, gravida nunc a, volutpat elit. Nullam elementum, leo sed gravida euismod, enim leo venenatis dolor, eget consequat nisi nisl vel tortor. Ut hendrerit non justo nec porttitor. Aenean et dolor laoreet augue vulputate commodo ac ut turpis. Morbi luctus lacinia felis at pellentesque. Interdum et malesuada fames ac ante ipsum primis in faucibus. Nullam tristique faucibus mauris, sed volutpat ante consequat nec. Proin fermentum vehicula tortor, sed bibendum lectus volutpat ac. Cras dignissim elit id aliquam consectetur.\\\”],\\\”metaCSP\\\”:\\\”default-src ‘none’;script-src ‘unsafe-inline’ ‘self’ *.local.bbc.co.uk:* news.files.bbci.co.uk news.test.files.bbci.co.uk assets.wearehearken.com cdn.syndication.twimg.com connect.facebook.net emp.bbci.co.uk ems.wearehearken.com modules.wearehearken.com mybbcanalytics.files.bbci.co.uk nav.files.bbci.co.uk news.files.bbci.co.uk news.test.files.bbci.co.uk platform.twitter.com public.flourish.studio static.bbc.co.uk static.bbci.co.uk static.files.bbci.co.uk static.chartbeat.com static2.chartbeat.com www.bbc.co.uk www.instagram.com www.ons.gov.uk gnwebassets.api.bbc.com www.googleanalytics.com static.files.bbci.co.uk static.test.files.bbci.co.uk;img-src ‘self’ c.files.bbci.co.uk data: https://a1.api.bbc.co.uk i.ytimg.com ichef.bbci.co.uk logws1363.atihost.net logws1363.ati-host.net news.bbcimg.co.uk news.files.bbci.co.uk news.test.files.bbci.co.uk newsimg.bbc.co.uk pbs.twimg.com ping.chartbeat.net platform.twitter.com r.bbci.co.uk syndication.twitter.com ton.twimg.com www.googleanalytics.com static.files.bbci.co.uk;font-src gel.files.bbci.co.uk static.bbci.co.uk static.files.bbci.co.uk news.files.bbci.co.uk news.test.files.bbci.co.uk wsdownloads.files.bbci.co.uk;style-src ‘self’ ‘unsafe-inline’ *.local.bbc.co.uk:* cdn.riddle.com flo.uri.sh news.files.bbci.co.uk news.test.files.bbci.co.uk platform.twitter.com static.bbc.co.uk static.bbci.co.uk static.files.bbci.co.uk ton.twimg.com www.riddle.com;frame-src ‘self’ *.local.bbc.co.uk:* bbc001.carto.com bbc003.carto.com bbc-maps.carto.com cdn.riddle.com chartbeat.com emp.bbc.co.uk emp.bbc.com flo.uri.sh news.files.bbci.co.uk news.test.files.bbci.co.uk static.files.bbci.co.uk static.test.files.bbci.co.uk personaltaxcalculator2.deloittecloud.co.uk platform.twitter.com public.flourish.studio static2.chartbeat.com syndication.twitter.com web.facebook.com www.bbc.co.uk www.facebook.com www.instagram.com www.ons.gov.uk www.riddle.com www.youtube.com;object-src ‘none’;worker-src ‘self’ blob:;manifest-src static.files.bbci.co.uk;connect-src ‘self’ cookieoven.api.bbc.co.uk cookieoven.api.bbc.com ems.wearehearken.com https://*.local.bbc.co.uk:* https://a1.api.bbc.co.uk https://mybbc-analytics.files.bbci.co.uk idcta.api.bbc.co.uk locator-service.api.bbci.co.uk logws1363.ati-host.net logws1363.atihost.net modules.wearehearken.com mybbcanalytics.files.bbci.co.uk news.files.bbci.co.uk news.test.files.bbci.co.uk platform.twitter.com search.api.bbci.co.uk search.api.bbci.com static.files.bbci.co.uk static.test.files.bbci.co.uk wss://*.local.bbc.co.uk:* www.bbc.co.uk www.bbc.com www.googleanalytics.com;child-src blob:;base-uri ‘none’;form-action ‘self’ platform.twitter.com syndication.twitter.com;upgrade-insecure-requests\\\”,\\\”textDirection\\\”:\\\”ltr\\\”,\\\”serviceName\\\”:\\\”news\\\”,\\\”serviceNameNative\\\”:\\\”News\\\”,\\\”AtiSiteIdTest\\\”:598286,\\\”AtiSiteIdLive\\\”:598285,\\\”AtiSiteStringTest\\\”:\\\”news_ps_test\\\”,\\\”AtiSiteStringLive\\\”:\\\”news_ps\\\”,\\\”AtiSiteStringExtraUkTest\\\”:\\\”gnl_news_test\\\”,\\\”AtiSiteStringExtraUkLive\\\”:\\\”gnl_news\\\”,\\\”AtiProducerString\\\”:\\\”news\\\”,\\\”AtiProducerId\\\”:64,\\\”AllowsAtiDeviceTracking\\\”:true,\\\”vocab\\\”:{\\\”embed_header\\\”:\\\”How much could my mortgage go up by?\\\”,\\\”embed_no-js\\\”:\\\”A modern browser with JavaScript and a stable internet connection is required to view this interactive.\\\”,\\\”\\\”:\\\”\\\”,\\\”form_input_1\\\”:\\\”How much are you borrowing?\\\”,\\\”info_button_aria_label_1\\\”:\\\”More info on borrowing\\\”,\\\”form_format_1\\\”:\\\”£\\\”,\\\”form_default_1\\\”:\\\”160000\\\”,\\\”form_placeholder_1\\\”:\\\”160,000\\\”,\\\”form_step_1\\\”:\\\”1000\\\”,\\\”form_min_1\\\”:\\\”0\\\”,\\\”form_max_1\\\”:\\\”10000000\\\”,\\\”form_input_2\\\”:\\\”How long will you take to pay it back?\\\”,\\\”info_button_aria_label_2\\\”:\\\”More info on repayment periods\\\”,\\\”form_format_2\\\”:\\\”years\\\”,\\\”form_default_2\\\”:\\\”20\\\”,\\\”form_placeholder_2\\\”:\\\”20\\\”,\\\”form_step_2\\\”:\\\”1\\\”,\\\”form_min_2\\\”:\\\”1\\\”,\\\”form_max_2\\\”:\\\”50\\\”,\\\”form_input_begin_radio\\\”:\\\”ignore\\\”,\\\”form_radio_label\\\”:\\\”What is your current…\\\”,\\\”info_button_aria_label_3\\\”:\\\”More info on interest rates\\\”,\\\”form_radio_input_1\\\”:\\\”interest rate\\\”,\\\”form_radio_format_1\\\”:\\\”%\\\”,\\\”form_radio_default_1\\\”:\\\”2.00\\\”,\\\”form_radio_placeholder_1\\\”:\\\”2.00\\\”,\\\”form_radio_step_1\\\”:\\\”0.10\\\”,\\\”form_radio_min_1\\\”:\\\”0.50\\\”,\\\”form_radio_max_1\\\”:\\\”10.50\\\”,\\\”form_radio_input_2\\\”:\\\”monthly payment\\\”,\\\”form_radio_format_2\\\”:\\\”£\\\”,\\\”form_radio_default_2\\\”:\\\”809\\\”,\\\”form_radio_placeholder_2\\\”:\\\”809\\\”,\\\”form_radio_step_2\\\”:\\\”10\\\”,\\\”form_radio_min_2\\\”:\\\”0\\\”,\\\”form_radio_max_2\\\”:\\\”10000\\\”,\\\”form_input_3\\\”:\\\”Choose an interest rate to compare with…\\\”,\\\”form_format_3\\\”:\\\”%\\\”,\\\”form_default_3\\\”:\\\”5.00\\\”,\\\”form_placeholder_3\\\”:\\\”5.00\\\”,\\\”form_step_3\\\”:\\\”0.10\\\”,\\\”form_min_3\\\”:\\\”0.10\\\”,\\\”form_max_3\\\”:\\\”100.00\\\”,\\\”form_button–calculate\\\”:\\\”Calculate\\\”,\\\”form_button–calculate-again\\\”:\\\”Calculate again\\\”,\\\”form_label_increase\\\”:\\\”increase\\\”,\\\”form_label_decrease\\\”:\\\”decrease\\\”,\\\”form_result__compare-results\\\”:\\\”At this rate, your payments could change by…\\\”,\\\”form_result__increase\\\”:\\\”monthly change\\\”,\\\”form_result__to\\\”:\\\”to\\\”,\\\”form_result__total\\\”:\\\”monthly total\\\”,\\\”form_result__monthly-estimate–repayment\\\”:\\\”We estimate your monthly repayments are £{{estimates-value}}.\\\”,\\\”form_result__monthly-estimate–interest\\\”:\\\”We estimate your interest rate is {{estimates-value}}%.\\\”,\\\”form_result__calculation-error\\\”:\\\”The information you provided on your monthly payments would not be sufficient to pay off your mortgage within the number of years given.\\\”,\\\”form_result__offscreen\\\”:\\\”At this rate, your monthly payments could change by {{var1}} pounds. This would be a monthly total of {{var2}} pounds.\\\”,\\\”info_input_1\\\”:\\\”If you have an existing mortgage enter the outstanding balance left to pay. If not, enter the total you are looking to borrow.\\\”,\\\”info_input_2\\\”:\\\”If you have an existing mortgage enter the total number of years remaining. If not, enter the total number of years you are looking to borrow over.\\\”,\\\”info_radio_interest\\\”:\\\”For those with a mortgage enter the rate for your current fixed term. For those without a mortgage enter an interest rate from another source, such as a bank’s mortgage rate calculator.\\\”,\\\”info_radio_monthly\\\”:\\\”For those with a mortgage enter the amount you pay for per month. For those without a mortgage enter the amount you would be paying.\\\”,\\\”disclaimer_1\\\”:\\\”This calculator does not constitute financial advice. It is based on a standard mortgage repayment formula based on the mortgage size and length and a fixed interest rate. It should be used as a guide only and does not represent the suitability, eligibility or availability of mortgage offers for users. For exact figures, users will need to approach an official mortgage lender.\\\”,\\\”disclaimer_2\\\”:\\\”Interest rates fluctuate based on the Bank of England’s base rate and market conditions.\\\”},\\\”outputs\\\”:[{\\\”wrapper\\\”:\\\”embed\\\”},{\\\”wrapper\\\”:\\\”core\\\”},{\\\”wrapper\\\”:\\\”envelope\\\”},{\\\”wrapper\\\”:\\\”amp\\\”},{\\\”wrapper\\\”:\\\”news-app\\\”},{\\\”wrapper\\\”:\\\”syndication\\\”,\\\”photoCaption\\\”:\\\”\\\”,\\\”photoURL\\\”:\\\”\\\”,\\\”hyperlinkCallToAction\\\”:\\\”Click here to see the BBC interactive\\\”},{\\\”wrapper\\\”:\\\”facebook\\\”,\\\”height\\\”:960,\\\”withMargins\\\”:\\\”yes\\\”},{\\\”wrapper\\\”:\\\”applenews\\\”,\\\”photoCaption\\\”:\\\”\\\”,\\\”photoURL\\\”:\\\”\\\”,\\\”hyperlinkCallToAction\\\”:\\\”Click or tap here to see interactive content\\\”}],\\\”usesAppJs\\\”:true,\\\”autoFixLintingErrors\\\”:false,\\\”polyfill\\\”:false,\\\”dynamicImports\\\”:true,\\\”dynamicPolyfills\\\”:[\\\”core-js/modules/es.promise\\\”,\\\”core-js/modules/es.array.iterator\\\”,\\\”core-js/modules/es.array.filter\\\”,\\\”core-js/modules/es.array.from\\\”,\\\”core-js/modules/es.array.map\\\”,\\\”core-js/modules/es.array.reduce\\\”,\\\”core-js/modules/es.object.assign\\\”,\\\”core-js/modules/es.object.entries\\\”,\\\”core-js/modules/es.object.from-entries\\\”,\\\”core-js/modules/es.object.keys\\\”,\\\”core-js/modules/es.object.values\\\”],\\\”reactProject\\\”:false,\\\”failFast\\\”:false,\\\”includePath\\\”:{\\\”responsive\\\”:true,\\\”newsapps\\\”:true,\\\”app-image\\\”:\\\”https://news.files.bbci.co.uk/include/vjassets/img/app-launcher.png\\\”,\\\”app-clickable\\\”:true,\\\”amp-clickable\\\”:true,\\\”amp-image-height\\\”:360,\\\”amp-image-width\\\”:640,\\\”amp-image\\\”:\\\”https://news.files.bbci.co.uk/include/vjassets/img/app-launcher.png\\\”,\\\”app-image-alt-text\\\”:\\\”Click or tap here to see interactive content\\\”},\\\”languages\\\”:[\\\”english\\\”],\\\”destinationSection\\\”:{\\\”english\\\”:\\\”uk\\\”},\\\”uncompressedAppBudget\\\”:\\\”(1024 * 1000) * 0.5\\\”,\\\”meta\\\”:{\\\”title\\\”:{\\\”english\\\”:\\\”\\\”},\\\”images\\\”:[{\\\”thumbnail\\\”:\\\”\\\”}],\\\”hasBeenDeployed\\\”:false,\\\”publication_date\\\”:null,\\\”publication_date_iso\\\”:null,\\\”last_modified\\\”:null,\\\”last_modified_iso\\\”:null,\\\”data_last_modified\\\”:null,\\\”data_last_modified_iso\\\”:null,\\\”keywords\\\”:[\\\”vj\\\”,\\\”visual-journalism\\\”,\\\”visualjournalism\\\”,\\\”visual journalism\\\”],\\\”locations\\\”:{\\\”regions\\\”:[]}},\\\”defaultPort\\\”:1031,\\\”usedPort\\\”:1031,\\\”generateForMozart\\\”:true,\\\”hasGithubRepo\\\”:true,\\\”bespokeOrbitCacheTTL\\\”:false,\\\”shouldAllowDeviceTracking\\\”:true,\\\”shadowDom\\\”:true,\\\”generator\\\”:\\\”basic-project\\\”,\\\”projectNamespace\\\”:\\\”newsspec-34996-mortgage-calculator\\\”,\\\”generatorVersion\\\”:\\\”10.1.4\\\”,\\\”projectName\\\”:\\\”newsspec-34996-mortgage-calculator\\\”,\\\”outputDir\\\”:\\\”include/newsspec/34996-mortgage-calculator\\\”,\\\”optimiseImagesOnEveryBuild\\\”:false,\\\”includes\\\”:{\\\”app\\\”:{\\\”uuid\\\”:\\\”8236f762-98ef-4d6c-8a5f-b612687454f8\\\”}},\\\”pathToWrapperAssets\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/assets/embed\\\”,\\\”pathToInclude\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/english/app/embed\\\”,\\\”pathToWrapperAssetsToInclude\\\”:\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/english/app/embed\\\”};\\n\\u003c/script>\\n\\u003clink rel=\\\”stylesheet\\\” href=\\\”https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/assets/embed/css/inline.css??v=1.0.0.202305101619\\\”>\\n\\u003cdiv id=\\\”responsive-embed-newsspec-34996-mortgage-calculator-app\\\” class=\\\”bbc-news-vj-embed-wrapper\\\”>\\n \\u003cdiv id=\\\”responsive-embed-newsspec-34996-mortgage-calculator-app-core-content\\\”>\\n \\u003cnoscript>\\n \\u003cp>A modern browser with JavaScript and a stable internet connection is required to view this interactive.\\u003c/p>\\n \\u003c/noscript>\\n \\u003cdiv class=\\\”mortgage-calc__content-container\\\” style=\\\”display:none;\\\”>\\n \\u003ch2 id=\\\”lookup-header\\\”>How much could my mortgage go up by?\\u003c/h2>\\n \\u003cform id=\\\”mortgage-calc\\\” class=\\\”width-restrict\\\” aria-label=\\\”How much could my mortgage go up by?\\\”>\\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clabel class=\\\”label__input \\\” for=\\\”form_input_1\\\”>How much are you borrowing?\\u003c/label>\\n \\u003cbutton class=\\\”label__info-btn\\\” data-id=\\\”info-button-1\\\” aria-label=\\\”More info on borrowing\\\”>\\u003c/button>\\n \\u003cdiv class=\\\”info-box info-button-1\\\”>\\n \\u003cdiv class=\\\”info-box__text info-button-1\\\”>If you have an existing mortgage enter the outstanding balance left to pay. If not, enter the total you are looking to borrow.\\u003c/div>\\n \\u003c/div>\\n \\u003c/div>\\n \\n \\u003cdiv class=\\\”input__container \\\”>\\n \\u003cinput id=\\\”form_input_1\\\”\\n name=\\\”form_input_1\\\” \\n type=\\\”number\\\”\\n value=\\\”160000\\\”\\n min=\\\”0\\\” \\n max=\\\”10000000\\\”\\n data-default=\\\”160000\\\”\\n step=\\\”any\\\”\\n required=\\\”required\\\”\\n >\\n \\n \\u003cdiv class=\\\”input__btn-container\\\”>\\n \\u003cbutton class=\\\”input__btn-increment\\\” data-direction=\\\”increment\\\” data-key=\\\”form_input_1\\\” aria-label=\\\”increase £\\\”>\\u003c/button>\\n \\u003cbutton class=\\\”input__btn-decrement\\\” data-direction=\\\”decrement\\\” data-key=\\\”form_input_1\\\” aria-label=\\\”decrease £\\\”>\\u003c/button>\\n \\u003c/div>\\n \\u003cspan class=\\\”input__number-format\\\” aria-hidden=\\\”true\\\”>£\\u003c/span>\\n \\u003c/div>\\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clabel class=\\\”label__input \\\” for=\\\”form_input_2\\\”>How long will you take to pay it back?\\u003c/label>\\n \\u003cbutton class=\\\”label__info-btn\\\” data-id=\\\”info-button-2\\\” aria-label=\\\”More info on repayment periods\\\”>\\u003c/button>\\n \\u003cdiv class=\\\”info-box info-button-2\\\”>\\n \\u003cdiv class=\\\”info-box__text info-button-2\\\”>If you have an existing mortgage enter the total number of years remaining. If not, enter the total number of years you are looking to borrow over.\\u003c/div>\\n \\u003c/div>\\n \\u003c/div>\\n \\n \\u003cdiv class=\\\”input__container \\\”>\\n \\u003cinput id=\\\”form_input_2\\\”\\n name=\\\”form_input_2\\\” \\n type=\\\”number\\\”\\n value=\\\”20\\\”\\n min=\\\”1\\\” \\n max=\\\”50\\\”\\n data-default=\\\”20\\\”\\n step=\\\”any\\\”\\n required=\\\”required\\\”\\n >\\n \\n \\u003cdiv class=\\\”input__btn-container\\\”>\\n \\u003cbutton class=\\\”input__btn-increment\\\” data-direction=\\\”increment\\\” data-key=\\\”form_input_2\\\” aria-label=\\\”increase years\\\”>\\u003c/button>\\n \\u003cbutton class=\\\”input__btn-decrement\\\” data-direction=\\\”decrement\\\” data-key=\\\”form_input_2\\\” aria-label=\\\”decrease years\\\”>\\u003c/button>\\n \\u003c/div>\\n \\u003cspan class=\\\”input__number-format\\\” aria-hidden=\\\”true\\\”>years\\u003c/span>\\n \\u003c/div>\\n \\u003cdiv class=\\\”radio__container\\\”>\\n \\u003cfieldset>\\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clegend class=\\\”label__input\\\”>What is your current…\\u003c/legend>\\n \\u003cbutton class=\\\”label__info-btn\\\” data-id=\\\”info-button-3\\\” aria-label=\\\”More info on interest rates\\\”>\\u003c/button>\\n \\u003cdiv class=\\\”info-box info-button-3\\\”>\\n \\u003cdiv class=\\\”info-box__text\\\”>For those with a mortgage enter the rate for your current fixed term. For those without a mortgage enter an interest rate from another source, such as a bank’s mortgage rate calculator.\\u003c/div>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003cdiv class=\\\”radio__group\\\”>\\n \\u003cdiv class=\\\”input-container\\\”>\\n \\u003cinput class=\\\”radio-input\\\” type=\\\”radio\\\” id=\\\”interest\\\” name=\\\”format-selector\\\” value=\\\”interest\\\” checked=\\\”true\\\”>\\n \\u003clabel for=\\\”interest\\\”>interest rate\\u003c/label>\\n \\u003c/div>\\n \\u003cdiv class=\\\”input-container\\\”>\\n \\u003cinput class=\\\”radio-input\\\” type=\\\”radio\\\” id=\\\”monthly\\\” name=\\\”format-selector\\\” value=\\\”monthly\\\”>\\n \\u003clabel for=\\\”monthly\\\”>monthly payment\\u003c/label>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003c/fieldset>\\n \\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clabel class=\\\”label__input off-screen\\\” for=\\\”form_radio_input_1\\\”>interest rate\\u003c/label>\\n \\u003c/div>\\n \\n \\u003cdiv class=\\\”input__container input__container–radio\\\”>\\n \\u003cinput id=\\\”form_radio_input_1\\\”\\n name=\\\”form_radio_input_1\\\” \\n type=\\\”number\\\”\\n value=\\\”2.00\\\”\\n min=\\\”0.50\\\” \\n max=\\\”10.50\\\”\\n data-default=\\\”2.00\\\”\\n step=\\\”any\\\”\\n required=\\\”required\\\”\\n >\\n \\n \\u003cdiv class=\\\”input__btn-container\\\”>\\n \\u003cbutton class=\\\”input__btn-increment\\\” data-direction=\\\”increment\\\” data-key=\\\”form_radio_input_1\\\” aria-label=\\\”increase %\\\”>\\u003c/button>\\n \\u003cbutton class=\\\”input__btn-decrement\\\” data-direction=\\\”decrement\\\” data-key=\\\”form_radio_input_1\\\” aria-label=\\\”decrease %\\\”>\\u003c/button>\\n \\u003c/div>\\n \\u003cspan class=\\\”input__number-format\\\” aria-hidden=\\\”true\\\”>%\\u003c/span>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003cdiv class=\\\”label__container\\\”>\\n \\u003clabel class=\\\”label__input \\\” for=\\\”form_input_3\\\”>Choose an interest rate to compare with…\\u003c/label>\\n \\u003c/div>\\n \\n \\u003cdiv class=\\\”input__container \\\”>\\n \\u003cinput id=\\\”form_input_3\\\”\\n name=\\\”form_input_3\\\” \\n type=\\\”number\\\”\\n value=\\\”5.00\\\”\\n min=\\\”0.10\\\” \\n max=\\\”100.00\\\”\\n data-default=\\\”5.00\\\”\\n step=\\\”any\\\”\\n required=\\\”required\\\”\\n >\\n \\n \\u003cdiv class=\\\”input__btn-container\\\”>\\n \\u003cbutton class=\\\”input__btn-increment\\\” data-direction=\\\”increment\\\” data-key=\\\”form_input_3\\\” aria-label=\\\”increase %\\\”>\\u003c/button>\\n \\u003cbutton class=\\\”input__btn-decrement\\\” data-direction=\\\”decrement\\\” data-key=\\\”form_input_3\\\” aria-label=\\\”decrease %\\\”>\\u003c/button>\\n \\u003c/div>\\n \\u003cspan class=\\\”input__number-format\\\” aria-hidden=\\\”true\\\”>%\\u003c/span>\\n \\u003c/div>\\n \\u003cinput class=\\\”submit-btn\\\” type=\\\”submit\\\” value=\\\”Calculate\\\” />\\n \\u003c/form>\\n \\u003cdiv class=\\\”results__container–figures\\\” aria-hidden=\\\”true\\\”>\\n \\u003cdiv class=\\\”width-restrict\\\”>\\n \\u003cp class=\\\”results__para\\\”>At this rate, your payments could change by…\\u003c/p>\\n \\u003cdiv class=\\\”results__figures\\\”>\\n \\u003cp class=\\\”results__figure results__figure–monthly-increase\\\”>\\u003cspan class=\\\”figure\\\”>\\u003c/span>\\n monthly change\\u003c/p>\\n \\u003cp class=\\\”results__figure–to\\\”>to\\u003c/p>\\n \\u003cp class=\\\”results__figure results__figure–monthly-total\\\”>\\u003cspan class=\\\”figure\\\”>\\u003c/span>\\n monthly total\\u003c/p>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003c/div>\\n \\u003cp class=\\\”results–off-screen off-screen\\\”>\\u003c/p>\\n \\u003cdiv class=\\\”results__container–repayment-estimate\\\”>\\n \\u003cp class=\\\”results__estimate width-restrict\\\”>\\u003c/p>\\n \\u003c/div>\\n \\u003cdiv class=\\\”results__container–error\\\”>\\n \\u003cp class=\\\”results__error\\\”>The information you provided on your monthly payments would not be sufficient to pay off your mortgage within the number of years given.\\u003c/p>\\n \\u003c/div>\\n \\u003cdiv class=\\\”disclaimer\\\”>\\n \\u003cp class=\\\”disclaimer-para\\\”>This calculator does not constitute financial advice. It is based on a standard mortgage repayment formula based on the mortgage size and length and a fixed interest rate. It should be used as a guide only and does not represent the suitability, eligibility or availability of mortgage offers for users. For exact figures, users will need to approach an official mortgage lender.\\u003c/p>\\n \\u003cp class=\\\”disclaimer-para\\\”>Interest rates fluctuate based on the Bank of England’s base rate and market conditions.\\u003c/p>\\n \\u003c/div>\\u003c/div>\\n \\u003c/div>\\n\\u003c/div>\\n\\u003cstyle id=\\\”responsive-embed-newsspec-34996-mortgage-calculator-app-inline-css\\\”>\\n @-moz-keyframes gel-spin{0%{-moz-transform:rotate(0deg)}100%{-moz-transform:rotate(360deg)}}@-webkit-keyframes gel-spin{0%{-webkit-transform:rotate(0deg)}100%{-webkit-transform:rotate(360deg)}}@-ms-keyframes gel-spin{0%{-ms-transform:rotate(0deg)}100%{-ms-transform:rotate(360deg)}}@keyframes gel-spin{0%{transform:rotate(0deg)}100%{transform:rotate(360deg)}}.bbc-news-visual-journalism-loading-spinner{display:block;margin:8px auto;width:32px;height:32px;max-width:32px;fill:#323232;-webkit-animation-name:gel-spin;-webkit-animation-duration:1s;-webkit-animation-iteration-count:infinite;-webkit-animation-timing-function:linear;-moz-animation-name:gel-spin;-moz-animation-duration:1s;-moz-animation-iteration-count:infinite;-moz-animation-timing-function:linear;animation-name:gel-spin;animation-duration:1s;animation-iteration-count:infinite;animation-timing-function:linear}\\n@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Rg.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Rg.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_It.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_It.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-weight:bold;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Bd.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Bd.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;font-weight:bold;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_BdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_BdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-weight:300;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Lt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Lt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;font-weight:300;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_LtIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_LtIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-weight:500;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Md.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_Md.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;font-weight:500;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_MdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_MdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-weight:800;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_ExBd.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_ExBd.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSans\\\”;font-style:italic;font-weight:800;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_ExBdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSans_W_ExBdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Rg.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Rg.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_It.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_It.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-weight:bold;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Bd.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Bd.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;font-weight:bold;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_BdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_BdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-weight:300;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Lt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Lt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;font-weight:300;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_LtIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_LtIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-weight:500;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Md.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_Md.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;font-weight:500;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_MdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_MdIt.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-weight:800;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_ExBd.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_ExBd.woff\\\”) format(\\\”woff\\\”)}@font-face{font-display:swap;font-family:\\\”ReithSerif\\\”;font-style:italic;font-weight:800;src:url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_ExBdIt.woff2\\\”) format(\\\”woff2\\\”),url(\\\”https://gel.files.bbci.co.uk/r2.512/BBCReithSerif_W_ExBdIt.woff\\\”) format(\\\”woff\\\”)}\\n\\n\\u003c/style>\\n\\n\\u003cscript>\\n (function(){\\n\\nfunction cutsTheMustard() {\\n return (\\n document.implementation.hasFeature(‘http://www.w3.org/TR/SVG11/feature#BasicStructure’, ‘1.1’) &&\\n ‘querySelector’ in document &&\\n ‘localStorage’ in window &&\\n ‘addEventListener’ in window &&\\n ‘MutationObserver’ in window // not supported in IE9 & IE10\\n );\\n}\\n\\n if (cutsTheMustard()) {\\n function initEmbed() {\\n require([‘https://news.files.bbci.co.uk/include/newsspec/34996-mortgage-calculator/assets/embed/js/embed-init.js??v=1.0.0.202305101619’], function (initFullFatApplication) {\\n initFullFatApplication(vjConfigObject[‘newsspec-34996-mortgage-calculator-app’]);\\n });\\n }\\n\\n if (typeof require === ‘undefined’) {\\n var headTag = document.getElementsByTagName(‘head’)[0],\\n requireTag = document.createElement(‘script’);\\n requireTag.type=”text/javascript”;\\n requireTag.src=”https://news.files.bbci.co.uk/include/vjassets/js/vendor/require-2.1.20b.min.js”;\\n requireTag.onload = initEmbed;\\n headTag.appendChild(requireTag);\\n } else {\\n initEmbed();\\n }\\n\\n }\\n else if (window.require) {\\n require([‘istats-1’], function (istats) {\\n istats.log(‘browser does not cut the mustard’, ‘newsspec-nonuser’);\\n });\\n } })();\\n\\u003c/script>\\n\”}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”If you can’t see the calculator, click here.\”,\”blocks\”:[{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”If you can’t see the calculator, click here.\”,\”locator\”:\”https://www.bbc.co.uk/news/business-63474582\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”If you can’t see the calculator, click here.\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Credit cards and loans\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Credit cards and loans\”,\”attributes\”:[\”bold\”]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Bank of England interest rates also influence the amount charged on things such as credit cards, bank loans and car loans. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Bank of England interest rates also influence the amount charged on things such as credit cards, bank loans and car loans. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Even ahead of this decision, the average annual interest rate in March was 21.07% on bank overdrafts and 20.29% on credit cards.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Even ahead of this decision, \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”the average annual interest rate in March\”,\”locator\”:\”https://www.bankofengland.co.uk/statistics/money-and-credit/2023/march-2023\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”the average annual interest rate in March\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\” was 21.07% on bank overdrafts and 20.29% on credit cards.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Lenders could decide to put prices up further, if they expect higher interest rates in the future.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Lenders could decide to put prices up further, if they expect higher interest rates in the future.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”image\”,\”model\”:{\”blocks\”:[{\”type\”:\”altText\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Woman with computer and piggy bank\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”rawImage\”,\”model\”:{\”height\”:549,\”width\”:976,\”locator\”:\”0B4B/production/_110019820_onlinesave_getty.jpg\”,\”originCode\”:\”cpsprodpb\”,\”copyrightHolder\”:\”.\”}},{\”type\”:\”caption\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Low interest rates are good for borrowers, but bad for savers\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Savings\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Savings\”,\”attributes\”:[\”bold\”]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Individual banks and building societies usually pass on interest rate rises to customers. The deals being offered now are better than anything seen for years.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Individual banks and building societies usually pass on interest rate rises to customers. The deals being offered now are \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”better than anything seen for years\”,\”locator\”:\”https://www.bbc.co.uk/news/business-64399663\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”better than anything seen for years\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Analysts say that people should shop around for a better savings rate, with many paid little or nothing in interest in many accounts. Major banks have been under pressure from MPs to pass on rate rises.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Analysts say that people should shop around for a better savings rate, with many paid little or nothing in interest in many accounts. Major banks have been under pressure from MPs to pass on rate rises.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”But although this means savers get a higher return on their money, interest rates are not keeping up with rising prices. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”But although this means savers get a higher return on their money, interest rates are not keeping up with rising prices. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”This means the value of cash savings – its buying power – is falling in real terms. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”This means the value of cash savings – its buying power – is falling in real terms. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”subheadline\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Why does increasing interest rates help lower inflation?\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Why does increasing interest rates help lower inflation?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The Bank has been putting rates up to combat rising prices – known as inflation.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The Bank has been putting rates up to combat \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”rising prices – known as inflation\”,\”locator\”:\”https://www.bbc.co.uk/news/business-12196322\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”rising prices – known as inflation\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Prices have been going up quickly worldwide, as Covid restrictions eased and consumers spent more. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Prices have been going up quickly worldwide, as Covid restrictions eased and consumers spent more. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Many firms have experienced problems getting enough goods to sell. There have been problems in the UK recently with shortages of fresh food. And with more buyers chasing too few goods, prices have increased. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Many firms have experienced problems getting enough goods to sell. There have been problems in the UK recently with shortages of fresh food. And with more buyers chasing too few goods, prices have increased. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Oil and gas costs were higher than they had been – a problem made worse by Russia’s invasion of Ukraine. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Oil and gas costs were higher than they had been – a problem made worse by Russia’s invasion of Ukraine. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Raising interest rates helps to control inflation by making it more expensive to borrow money. This encourages people to borrow less and spend less, and to save more. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Raising interest rates helps to control inflation by making it more expensive to borrow money. This encourages people to borrow less and spend less, and to save more. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”However, it is a tough balancing act as the Bank does not want to slow the economy too much. \”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”However, it is a tough balancing act as the Bank does not want to slow the economy too much. \”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Since the global financial crisis of 2008, UK interest rates have been at historically low levels. Rates were at 0.1% in 2021.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Since the global financial crisis of 2008, UK interest rates have been at historically low levels. Rates were at 0.1% in 2021.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”subheadline\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Are other countries raising their interest rates?\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Are other countries raising their interest rates?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The UK is affected by prices rising across the globe. So there is a limit as to how effective UK interest rate rises will be.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The UK is affected by prices rising across the globe. So there is a limit as to how effective UK interest rate rises will be.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”However, other countries are taking a similar approach, and have also been raising interest rates.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”However, other countries are taking a similar approach, and have also been raising interest rates.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”image\”,\”model\”:{\”blocks\”:[{\”type\”:\”altText\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”International interest rate graphic\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”rawImage\”,\”model\”:{\”height\”:1000,\”width\”:1280,\”locator\”:\”B2B5/production/_129694754_microsoftteams-image-2.png\”,\”originCode\”:\”cpsprodpb\”,\”copyrightHolder\”:\”BBC\”}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The US central bank has announced big rate rises which have taken its key rate to levels not seen for 16 years. Banking failures in the US have raised fears about the health of the financial system. It has just raised rates again.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The US central bank has announced big rate rises which have taken its key rate to levels not seen for 16 years. Banking failures in the US have raised fears about the health of the financial system. It has \”,\”attributes\”:[]}},{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”just raised rates again\”,\”locator\”:\”https://www.bbc.co.uk/news/business-65474456\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”just raised rates again\”,\”attributes\”:[]}}]}},{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”The European Central Bank has just raised its main interest rate in Europe by a quarter of a percentage point, to 3.25%.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”The European Central Bank has just raised its main interest rate in Europe by a quarter of a percentage point, to 3.25%.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Other central banks around the world have also raised rates, as inflation continues to cause problems in a host of major economies.\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Other central banks around the world have also raised rates, as inflation continues to cause problems in a host of major economies.\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”links\”,\”model\”:{\”blocks\”:[{\”type\”:\”link\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Why are prices rising so much?\”,\”blocks\”:[{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”Why are prices rising so much?\”,\”locator\”:\”/news/business-12196322\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Why are prices rising so much?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”image\”,\”model\”:{\”blocks\”:[{\”type\”:\”altText\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Money\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”rawImage\”,\”model\”:{\”height\”:549,\”width\”:976,\”locator\”:\”1333/production/_127151940_89f08761-4848-4ac0-aee5-fbf4084a36b5.jpg\”,\”originCode\”:\”cpsprodpb\”,\”copyrightHolder\”:\”BBC\”}}]}}],\”timestamp\”:1683808223000}},{\”type\”:\”link\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Is this a banking crisis – how worried should I be?\”,\”blocks\”:[{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”Is this a banking crisis – how worried should I be?\”,\”locator\”:\”/news/business-64951630\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Is this a banking crisis – how worried should I be?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”image\”,\”model\”:{\”blocks\”:[{\”type\”:\”altText\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”woman at atm\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”rawImage\”,\”model\”:{\”height\”:549,\”width\”:976,\”locator\”:\”10EC2/production/_129041396_gettyimages-1140203471.jpg\”,\”originCode\”:\”cpsprodpb\”,\”copyrightHolder\”:\”.\”}}]}}],\”timestamp\”:1683039032000}},{\”type\”:\”link\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”paragraph\”,\”model\”:{\”text\”:\”Why does the Bank of England change interest rates?\”,\”blocks\”:[{\”type\”:\”urlLink\”,\”model\”:{\”text\”:\”Why does the Bank of England change interest rates?\”,\”locator\”:\”/news/business-50837114\”,\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Why does the Bank of England change interest rates?\”,\”attributes\”:[]}}]}}]}}]}},{\”type\”:\”image\”,\”model\”:{\”blocks\”:[{\”type\”:\”altText\”,\”model\”:{\”blocks\”:[{\”type\”:\”text\”,\”model\”:{\”blocks\”:[{\”type\”:\”fragment\”,\”model\”:{\”text\”:\”Bank of England\”,\”attributes\”:[]}}]}}]}},{\”type\”:\”rawImage\”,\”model\”:{\”height\”:549,\”width\”:976,\”locator\”:\”130F6/production/_103407087_gettyimages-154742233.jpg\”,\”originCode\”:\”cpsprodpb\”,\”copyrightHolder\”:\”.\”}}]}}],\”timestamp\”:1683802869000}}]}}]},\”product-navigation\”:{\”assetUri\”:\”/news/business-57764601\”},\”bbcAccount\”:{\”signInPrompt\”:{\”show\”:false,\”userOrigin\”:null,\”ptrt\”:null},\”pageType\”:\”content\”}},\”route\”:\”/news/:id\”}”;

Share post:

Subscribe

Popular

More like this
Related

What it’s like to fly JetBlue to Europe: Travel Weekly

Felicity LongLike any frequent traveler to Europe, I have...

The Mayorkas Impeachment Is History, but the Political Repercussions Will Live On

Senate Republicans outraged at Democrats’ quick move to kill...

Chinese automaker FAW’s auto finance unit launches loan with no down payment

BEIJING (Reuters) - The auto finance arm of China's...

Master Protocol: Game-Changer to LSD Market Through Strategic Multi-Chain Integration

Master Protocol is poised to become Bitcoin’s Eigenlayer by...